Grocery, including supermarket, is one of the most common categories of our daily spending, which makes rewards credit cards for grocery use very useful. American Express is almost dominant in this aspect. It issues four similar rewards credit cards for grocery: AmEx EveryDay(ED), AmEx EveryDay Preferred(EDP), Blue Cash Everyday(BCE), Blue Cash Preferred(BCP). In addition to those AmEx cards, there’s another…
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Apart from Star Alliance, OneWorld and SkyTeam members, there are some airlines out there that refuse to be a member of any airline alliance. Although often ignored for some reason, these airlines usually run well, and establish good partnership with other airlines. Some even have partners throughout three major alliances. From this perspective, we should not ignore these hub airlines…
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In this post, we are going to talk about Aeroplan, a frequent-flyer program of Air Canada (AC). Aeroplan is considered as one of the most rewarding loyalty programs in the Star Alliance. This is partly attributable to AC’s good records itself and its extensive collaboration with other Star Alliance members including United Airlines (referred as United hereafter). On one hand,…
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1. How to get the free ticket Airline Info: Outbound: JFK in New York -> NRT in Tokyo, NH1009, 12 hours and 55 minutes duration, first class. Inbound: NRT -> JFK, economic class. Total Cost: 95k ANA miles + $272 fee in total. 75k miles for outbound first class ticket, and 20k for inbound economic class ticket. Source of Miles: AmEx PRG 50k…
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Yesterday I wrote a post about my business class flight from Chengdu to New York redeemed with AA miles. Many friends showed great interest in my post. So today let’s talk about how to use AA miles redemption. We would be more than glad if this post could be of any help. And we are going to talk more in…
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For many people, credit cards with annual fee of $400 ~ $500 seem to belong to another world, having nothing to do with themselves. However, what we want to tell you today, is that you should NOT think that way! For many people, credit card with $450 annual fee may only have $100 equivalent annual fee! And it comes with…
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Hi everyone, I am Chenyuzaoya, a guest writer to introduce how to use points comprehensively. I always think it is important to earn points, but it’s more important to know how to use points as well as earning points more efficiently. Today I am going to talk about how to plan a trip to Maldives for a family of three….
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AmEx Membership Rewards (MR) is one of the three major rewards point systems (MR, TYP, UR) in the United States. For quite a long time they have been competing with the Chase Ultimate Rewards (UR) system with their ability to earn points fast and flexibility to redeem/transfer points. Our review of Membership Rewards (MR) points consists of two parts: in…
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1. I have a SSN for one year. Does that mean one-year credit history? No. The length of your credit history depends on your payment and statement, and it is unrelated with your SSN. In other words, your credit will be recorded with or without a SSN. However, your credit record will be linked up with your SSN for convenient…
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We often see such kind of questions in comments or forum: How difficult is it to get XX credit card? What credit history do I need to get XX credit card? Well, the correct answer is always: It depends, YMMV (Your Mileage May Vary). But there are still some statistics from the data points online. Here let’s summarize the (conservative)…
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Citi ThankYou Points (TYP) is the rewards system of Citi credit cards. Citi ThankYou Points, although less popular than Chase Ultimate Rewards, is still very useful and promising. This is the first post in the introduction to TYP series, and the second one is Introduction to Citi ThankYou Point (TYP) II: How to Use. Our reviews consists of two parts: How…
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In the previous post we mainly discussed how to earn the SPG Starpoints, and in this post we mainly discuss how to use them. SPG card is so popular because that you have so much useful and valuable choices to redeem your starpoints. I will introduce you two ways to of SPG points — Free nights, and airlines miles. 1. Free nights in…
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With the boom of applying for AmEx SPG, I would like to talk about the SPG point system. Just like the Chase Ultimate Rewards serial, we still discuss it in two parts – how to earn and how to use. In this post we mainly discuss how to earn the SPG Starpoints, and in the next post we will mainly discuss…
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In the first installment of the Guide to Transferrable Points Currencies, we discussed the different ways in which you can earn Earning Chase Ultimate Rewards (UR). In Part 2 – Burning UR, we discuss how to redeem these points. 0. Overview There are four main redemption options for spending UR: Click “Explore and book travel” under “Use points” if you choose to redeem your UR…
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About Credit Card Application 1. Is there a limitation on the number (or credit limit) of Citi credit cards? There is no limitation of the number of credit cards you can have. But there should be a maximal total credit limit you can have on Citi, which is usually related to your credit history as well your annual income. 2….
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