Author Archive: physixfan

AmEx Platinum Card for Schwab Review (2023.8 Update: 80k Offer)

American Express Platinum Card for Schwab Review 2023.8 Update: The 100k welcome offer is expired. The current offer is 80k. 2022.3 Update: The +10x on restaurant and shop small part of welcome offer is expired. The current offer is 100k. 2021.9 Update: The cash out rate is changed from 1.25 cpp to 1.1 cpp. [/su_spoiler] Application Link AmEx Platinum Card…
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CitiBusiness ThankYou Card Review (Discontinued)

CitiBusiness ThankYou® Card Review 2023.2 Update: It seems this card is discontinued. HT: DoC. 2021.6 Update: This card is not in the Citi website credit cards list, and you can’t apply online, therefore not many people know its existence. Currently there’s 20k/30k/40k offer in branch depending on location. You can ask Citi to match to 40k. HT: DoC. Application Link CitiBusiness…
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AmEx Schwab Investor Credit Card Review (2021.6 Update: $200 Offer)

Schwab Investor Card from American Express Review [2021.6 Update] The $200 signup bonus after $2k spend has returned. [2020.11 Update] The $200 signup bonus is expired. The current offer is just $100. Let’s wait for higher offer to appear again. [2020.9 Update] The $200 signup bonus after $2k spend has returned and is valid until November 4, 2020. Application Link AmEx Schwab Investor. You…
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Capital One SavorOne Cash Rewards Credit Card Review (2023.2 Update: $200 Offer)

Capital One SavorOne Cash Rewards Credit Card Review 2022.11 Update: Capital One got a new partnership with Uber. For Savor and SavorOne (and some other cards no one cares), before Nov 14, 2024, you can get Uber One membership credit (you need to make sure the payment method is this card) and earn 10% cash back on Uber and Uber…
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US Bank Altitude Connect Credit Card Review (2022.1 Update: 50k Offer)

US Bank Altitude Connect Visa Signature Card Review 2022.1 Update: The offer is still 50k, with a lower spending requirement now ($3k->$2k). Application Link US Bank Altitude Connect Benefits 50k offer: earn 50,000 bonus points after spending $2,000 in first 120 days. Points are worth 1.0 cent/point (fixed value) via “Real-time Rewards”. So the 50k highest sign-up bonus is worth…
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US Bank Altitude Go Credit Card Review (2021.5 Update: 20k Offer)

US Bank Altitude Go Visa Signature Card Review 2021.5 Update2: The 25k offer is expired. The current offer is 20k. 2021.5 Update: The offer is increased from 25k again. 2021.3 Update: The 25k offer is expired. The current offer is 20k. 2020.8 Update: The offer is increased from 20k to 25k. Application Link US Bank Altitude Go Benefits 20k offer:…
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Southwest Rapid Rewards® Performance Business Credit Card Review (2021.4 Update: 80k Offer)

Southwest Rapid Rewards® Performance Business Credit Card Review Application Link Chase Southwest Performance Business Benefits 80k offer: earn 80,000 Southwest Miles after spending $5,000 in the first 3 months. We value Southwest Miles at 1.3 cents/point (Airline Miles Value), so the 80k highest offer is worth about $1,040. See A Beginner’s Guide to Southwest Miles to check for details about Southwest…
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PenFed Gold Visa® Card Review

PenFed Gold Visa® Card Review Application Link Gold Visa® Card Benefits This card offers a generous introductory APR for both purchases and on balance transfers. No annual fee. Disadvantages No signup bonus. Recommended Application Time We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit…
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PenFed Platinum Rewards Visa Signature® Card Review

PenFed Platinum Rewards Visa Signature® Card Review Application Link Platinum Rewards Visa Signature® Card Benefits 15k offer: earn 15,000 points when you spend $1,500 in the first 90 days. Earn 5x points on gas paid at the pump and EV charging stations; earn 3x points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services. Earn…
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PenFed Power Cash Rewards Visa Signature® Card Review

PenFed Power Cash Rewards Visa Signature® Card Review Application Link Power Cash Rewards Visa Signature® Card Benefits $100 offer: earn $100 statement credit when you spend $1,500 in the first 90 days. Earn 1.5x points on all purchases. You can earn 2x on all purchases if you are a PenFed Honors Advantage member. The points can be used to redeem for gift cards,…
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Alliant Visa Platinum Rewards Credit Card Review (2021.2 Update: Points Are Worth 1 c/p Again)

Alliant Visa Platinum Rewards Card Review 2021.2 Update: The points are worth 1 cent/point again. The devaluation is reversed. HT: DoC. 2021.1 Update: The points are devalued from 1 cent/point to 0.66 cents/point! Quietly! HT: DoC/MyFICO. Application Link Alliant Visa Platinum Rewards Benefits 5k offer: earn 5,000 points after you make at least $500 in purchases within the first 90 days….
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PenFed Pathfinder® Rewards Visa Signature® Card Review (2022.2 Update: 50k Offer)

PenFed Pathfinder® Rewards Visa Signature® Card Review Application Link PenFed Pathfinder® Rewards Visa Signature® Card Benefits 50k offer: earn 50,000 Bonus Points when you spend $3,000 in the first 90 days. Earn 3x points on travel purchases, and earn 1.5x points on all other purchases. You can earn 4x on travel if you are a PenFed Honors Advantage member. The points can be…
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Marcus by Goldman Sachs Savings Account Review (2021.1 Update: $100 Offer for New & Existing Customers)

Marcus by Goldman Sachs Savings Account Review 2021.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2021.02.12. 2020.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2020.02.11. Application Link Marcus by Goldman Sachs Savings Benefits $100 offer for new & existing customers….
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Citi AT&T Access Credit Card Review (Discontinued)

AT&T Access Card from Citi Review 2022.8 Update: This card is discontinued. 2020.12 Update: The new offer is 15k+$100. HT: FM. I’m quite surprised that Citi and AT&T can still remember there’s such a card and improved its sign up bonus… Note that this card is NOT the famous Citi AT&T Access More card that’s discontinued. Application Link Citi AT&T…
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Synchrony Venmo Credit Card Review (2021.6 Update: Double Cashback in 2021)

Synchrony Venmo Visa Credit Card Review 2021.6 Update: The sign up bonus is double cashback before 2021.12.31 (from 3%/2%/1% to 6%/4%/2% cashback). Application Link You need to go to your Venmo app to apply for this card. Here is its official web page: Synchrony Venmo. Benefits The sign up bonus: double cashback before 2021.12.31 (from 3%/2%/1% to 6%/4%/2% cashback). Automatically earn up…
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