Author Archive: physixfan

BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
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Wells Fargo Autograph Credit Card Review (2024.1 Update: 20k Offer)

Wells Fargo AutographSM Card Review Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k highest offer is worth $300….
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AmEx Blue Cash Preferred (BCP) Credit Card Review (2024.9 Update: $250 Offer)

Blue Cash Preferred Card from American Express (BCP) Review 2024.9 Update: The higher offer is expired. The current offer is only $250. 2024.6 Update: The new offer is $300, you may need to see it in incognito mode. 2023.3 Update: The new offer is $400. Application Link AmEx Blue Cash Preferred (BCP) Benefits $250 offer: earn $250 cash back after spending…
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The Best Credit Cards For Cell Phone Protection Benefit (2023.11 Update)

2023.11 Update: Added AmEx Hilton Aspire. 2022.4 Update: Updated a lot of changes over the years. In particular: new card Bilt Mastercard and Capital One Venture X have this benefit; Chase IHG Premier no longer has this benefits. In recent years, some credit cards start to offer cellular telephone protection benefit: as long as you pay your monthly wireless telephone…
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US Bank Cash Plus Credit Card Review (2022.2 Update: $200 Offer, Added 5% Cashback on Its Travel Portal)

US Bank Cash+ Visa Signature Credit Card Review 2022.2 Update: There’s a new benefit: earn 5% cashback on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Travel Center. This is in addition to the 5% categories every quarter. HT: DoC. 2021.9 Update: The new offer is $200. 2021.1 Update: According to an email sent from US Bank,…
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Capital One Spark Miles Select Review (2023.2 Update: 20k Offer)

Capital One Spark Miles Select Review Learn More Capital One Spark Miles Select Benefits 20k offer: earn 20,000 Capital One Miles after spending $3,000 in the first 3 months. Earn 1.5x Miles on all purchases. The overall value of Capital One Miles is 1.6 cent/point. See below for a brief introduction. No annual fee. Disadvantages Capital One will pull all…
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Introducing USCreditCardGuide App for iOS & Android (2022.1 Update: Multiple Accounts Support)

2022.1 Update: We have multiple accounts support now. This feature is useful if you manage credit cards for family members. 2021.8 Update: We added customizing points value feature to the sign up bonus rank. If you can’t see the sort button, please go to settings and click app version to update it to at least version 3.1.60. Screenshot1, screenshot2. I…
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Finally You Can Check Your Hilton Free Night Certificates Expiration Info Online!

All other hotel chains let you easily manage free night certificates online or in app; however, Hilton is always different about this issue. Previously, you not only can not book with a free night certificate online, but you also can not see how many of the certificates you have left and what their expiration dates are! You have to call…
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Synchrony Premier World Mastercard: Another 2% Cashback Card

Synchrony Premier World Mastercard® Credit Card Review Application Link Synchrony Premier World Mastercard Benefits Earn 2% cash back on all eligible purchases. Cell phone protection: get up to $600 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible…
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FNBO Evergreen Business Credit Card Review (2021.11 Update: $200 Offer)

Evergreen® by FNBO | Business Edition Review 2021.11 Update: The new offer is $200. Application Link FNBO Evergreen Business Benefits $200 offer: earn 20,000 Bonus Points (i.e. $200 cash back) when you spend $1,000 within the first 3 billing cycles.  Earn 2% cash back on all eligible purchases. Earn 10,000 Bonus Points (i.e. $100 cash back) every Anniversary with $10,000 annual…
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FNBO Evergreen Credit Card Review (2021.11 Update: $200 Offer)

Evergreen® by FNBO Credit Card Review 2021.11 Update: The new offer is $200. Application Link FNBO Evergreen Benefits $200 offer: earn 20,000 Bonus Points (i.e. $200 cash back) when you spend $1,000 within the first 3 billing cycles.  Earn 2% cash back on all eligible purchases. No annual fee. Disadvantages Summary This is another 2% cash back no annual fee…
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