Author Archive: physixfan

Wells Fargo Autograph Journey Credit Card Review (New Card, 60k Offer)

Wells Fargo Autograph JourneySM Card Review Application Link Wells Fargo Autograph Journey Benefits 60k offer: earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months. Unlimited 5x points on hotels, 4x points on airlines, 3x  points on other travel and dining, 1x on other purchases. $50 annual statement credit for airfare purchases. Air ticket itself is included….
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AmEx Begins To Add Family Language: Higher Annual Fees Cards Will Affect The Welcome Offers On Lower Annual Fee Ones In The Same Family Series!​ (2024.2 Update: Green Card Joined)

[2024.2 Update] AmEx Green card joined. Having held Gold or Platinum will affect the eligibility of Green card. [2023.12 Update] Marriott Co-branded cards joined. Having held Marriott Brilliant will affect the eligibility of Marriott Bevy card. [2023.10 Update] We initially thought that this family language limitation would first be implemented on co-branded cards, especially since it started with the Delta…
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Chase Ritz-Carlton Credit Card Review (2024.2 Update: The New Metal Card Is Only 17g In Weight)

Chase Ritz-Carlton Credit Card Review 2024.2 Update: According to data points on our forum, the new metal card is only 17g in weight (previously the weight 13g, and before that there is a version with 28g in weight). It is not a “come back” as advertised in the email! 2024.1 Update: All Ritz card holders has received this email: due…
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Citi® Double Cash Card Review (2023.11 Update: $200 Offer)

Citi® Double Cash Card (DC) Review 2023.11 Update: The $200 offer is back. 2022.12 Update: The $200 offer is expired. Currently there’s no welcome offer. 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. Application Link Citi® Double Cash Card Benefits 20k offer: Earn 20,000 ThankYou Points (TYP) after spending $1,500 in the…
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Capital One Spark Cash Select Review (2024.9 Update: $500 Offer)

Capital One Spark Cash Select Review 2024.9 Update: The $750 offer is expired. The current offer is $500. 2023.11 Update: The $750 offer is back. Learn More Capital One Spark Cash Select Benefits $500 offer: earn $500 cashback after spending $4,500 in the first 3 months. The recent best offer is $750. Earn 1.5% cashback on all purchases. If you…
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Ink Business Premier® Credit Card‎‎ Review (2023.10 Update: $1,000 or $1,500 Offer)

Ink Business Premier® Credit Card‎‎ Review 2023.10 Update: There’s $1,500 offer in branch! The spending requirement is also $10,000 in 3 months. You may also see this offer online via pre-approval (targeted). HT: FM. This is a fantastic offer, and worth a visit to a local branch if you are interested in this card. 2022.10 Update: This card is available…
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Chase Total Checking Account Review (2023.10 Update: $900 Offer in Total w/Savings)

Chase Total Checking Account Review 2023.10 Update: The $300 checking + $200 savings + $400 together offer has returned! HT: DoC. Application Link Chase Total Checking Benefits New Checking Account Bonus: $300. See below for the requirements to get this bonus. Offer expires on 4/17/2024. There is a monthly maintenance fee of $12. You can avoid this by following the…
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Chase Savings Account Review (2023.10 Update: $900 Offer in Total w/Checking)

Chase Savings Account Review 2023.10 Update: The $300 checking + $200 savings + $400 together offer has returned! HT: DoC. Application Link Chase Savings Benefits New account opening bonus of $200+$400! See below for the requirements to get this bonus. Offer expires on 4/17/2024. Monthly account maintenance fee of $5. See below on how to avoid paying this ridiculous fee….
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Fidelity Rewards Credit Card Review (2023.9 Update: $100 Offer; No FTF Any More!)

Fidelity Rewards Visa Signature Card Review 2023.9 Update: There’s no FTF on this card any more! Application Link Fidelity Rewards Benefits $100 offer: earn a $100 bonus after you make at least $1,000 in purchases within the first 90 days. The recent best offer is $150. Earn 2% cash back on everything. No annual fee. Recommended Application Time We recommend…
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Credit Cards For Beginners With No Credit History (2023 Update)

When you first have your SSN with no credit history, you should definitely start building your credit history. Yet, you are probably not qualified for most credit cards with best rewards. But don’t be worry, there are some great rewards cards that are designed for people (especially students) with no credit history. Here are the most recommended credit cards for…
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Ink Business Cash℠ Credit Card Review (2024.3 Update: $750 Offer)

Ink Business Cash℠ Credit Card‎ Review 2024.3 Update: The $900 offer is expired. The current offer is $750. 2023.9 Update: There’s a $900 offer link now, act fast before it dies! HT: DoC. [Update] The official offer is now also $900. 2022.10 Update: The offer is now $900, and it is the best ever offer on this card. Application Link…
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Capital One Venture X Credit Card Review (2023.12 Update: 75k Offer)

Capital One Venture X Credit Card Review 2023.12 Update: The 90k offer is expired. The current offer is 75k. 2023.9 Update: There is a special link for 90k offer. HT: USCardForum tcelvis. 2022.6 Update: Capital One announced that access to Plaza Premium lounges are added to this card. Plaza Premium lounges used to belong to Priority Pass Select (PPS), but…
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Chase Freedom Flex℠ (CFF) Credit Card Review (2024.10 Update: $200 Offer)

Chase Freedom Flex℠ Credit Card Review 2024.4 Update: The $200+5% on grocery&gas offer is expired. The current offer is $200. 2023.7 Update: There is a new $200+5% on grocery&gas offer. Screenshot. [2023.9 Update] Expired. The current offer is $200. Offer Link Chase Freedom Flex (CFF) Benefits $200 offer: earn $200 cash back after spending $500 in the first 3 months.The recent…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2023.7 Update: MR Added New Partner QR 1:1)

2023.7 Update: AmEx MR points can be transferred to Qatar Airways (QR) now! The ratio is 1:1. Actually before that you can already get QR miles 1:1 from BA miles so it is not a big deal. 2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One…
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