Author Archive: physixfan

Amex Rewards Checking Account (2023.9 Update: $250 Offer)

American Express Rewards Checking Account (Debit Card/ATM Card) Review 2023.9 Update: The new offer is $250. Application Link AmEx Rewards Checking Benefits $250 welcome offer. See below for the requirements to get this bonus. Offer ends on 2023.10.31. Earn 1x Membership Rewards (MR) points for every $2 debit card purchases. MR points are worth about 1.6 cents/point, therefore a 0.5x earning…
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BoA Checking Account Review (2023.9 Update: $200 Offer!)

Bank of America Checking Account Review 2023.9 Update: There’s a $200 public offer now! 2023.6 Update: Finally, BoA has eliminated the ridiculous ACH transfer fee! Screenshot. Application Link BoA Checking $200 Public Offer BoA Checking $300 Targeted Offer: check this higher offer in BoA official site -> “Activity Center” -> “Special Offers & Deals”. Benefits New Checking Account Bonus: $200/$300. See below for…
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Chase Freedom Flex℠ (CFF) Credit Card Review (2024.4Update: $200 Offer)

Chase Freedom Flex℠ Credit Card Review 2024.4 Update: The $200+5% on grocery&gas offer is expired. The current offer is $200. 2023.7 Update: There is a new $200+5% on grocery&gas offer. Screenshot. [2023.9 Update] Expired. The current offer is $200. 2023.4 Update: The $200+5% on grocery offer is expired. The current offer is $200. Offer Link Chase Freedom Flex (CFF) Benefits $200…
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Wings of the Points — UR/MR/TYP/C1/Marriott Points to Miles Transfer Chart (2023.7 Update: MR Added New Partner QR 1:1)

2023.7 Update: AmEx MR points can be transferred to Qatar Airways (QR) now! The ratio is 1:1. Actually before that you can already get QR miles 1:1 from BA miles so it is not a big deal. 2021.10 Update: Capital One improved the transfer ratios to be 1:1 for most partners now! Also note that starting from 10.24 Capital One…
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Southwest® Rapid Rewards® Premier Business Credit Card Review (2023.8 Update: 60k Offer)

Southwest® Rapid Rewards® Premier Business Credit Card Review 2023.8 Update: The higher offer is expired. There’s only 60k offer now. 2023.7 Update: The new offer is 60k+60k, the latter part requires $15k spending which is a bit high. Offer ends on 8.28. Application Link Chase Southwest Premier Business Benefits 60k offer: earn 60,000 Southwest Miles after spending $3,000 in the…
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Chase Sapphire Preferred® (CSP) Review (2023.7 Update: 60k Offer)

Chase Sapphire Preferred® Card Review 2023.7 Update: The 80k offer links are all dead now. The current offer is 60k. 2023.6 Update: The offer is lowered from 80k to 60k. It seems the 90k offer in branch is still alive according to DoC, but we don’t know when it will end. [Update] The 80k link is alive again magically. HT:…
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Chase Freedom Rise Credit Card Review (New Card, No Credit History Required)

Chase Freedom Student Review 2023.6 Update: New card. No credit history required. Application Link Chase Freedom Rise Benefits $25 offer: earn a $25 statement credit after signing up for automatic payments within the first 3 months.  Earn 1.5% cash back on everything. Although this card is advertised as a cash back card, it actually earns Ultimate Rewards (UR) points. We…
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BoA Premium Rewards Elite Credit Card Review (2023.6 Update: 75k Offer)

Bank of America Premium Rewards Elite Credit Card Review 2023.6 Update: The new offer is 75k. This is the highest offer on this card. Application Link BoA Premium Rewards Elite Benefits 75k offer: earn 75,000 points after spending $5,000 in first 90 days. This is the highest offer on this card. The points can be redeemed towards statement credit or deposited…
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United℠ Explorer Card Review (2023.6 Update: 60k Offer)

United℠ Explorer Card (Chase UA Explorer) Review 2023.6 Update: The new offer is 60k. Reminder: UA has devalued its miles massively recently. 2023.2 Update: The higher offer is expired. The current offer is 50k. 2021.7 Update: The 70k offer is back~ Application Link Chase UA Explorer Benefits 60k offer: get 60,000 United miles after $3,000 spending in 3 months. The…
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Citi Strata Premier℠ Card Review (2024.5 Update: Name Changed, 75k Offer)

Citi Strata Premier℠ Card Review 2024.5 Update: Card name changed from Citi Premier to Citi Strata Premier. New offer is 75k. 2023.7 Update: The higher offer is expired. The current offer is 60k. 2023.4 Update: The current offer is 75k TYP after $4000 spend in 4 months. A little lower than the 80k best ever offer. Application Link Citi Strata Premier℠…
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Citi Rewards+® Card Review (2024.1 Update: 20k Offer)

Citi Rewards+® Card Review 2024.1 Update: The 25k offer is expired. The current offer is 20k. 2023.4 Update: 25k offer is back! This is the best ever offer of this card. Application Link Citi Rewards+® Card Benefits 20k offer: earn 20,000 ThankYou Points after spending $1,500 in first 3 months.  The recent best offer is 25k. We estimate that ThankYou…
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BoA Better Balance Rewards (BBR) Credit Card Review (All Existing Cards Will Be Transferred to BoA Unlimited Cash Rewards after May 16)

Bank of America Better Balance Rewards Credit Card (BBR) Review 2023.3.17 Update: According to a letter received by our reader, current existing cards will be mandatorily converted to BoA Unlimited Cash Rewards after May 16. 2017.5.25 Update: It’s now discontinued. The previous application link is now redirected to the front page of credit cards. It seems what’s replacing it is…
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One Table To Help You Understand Marriott Bonvoy Co-branded Cards Welcome Offer Eligibility (2023.2 Update: Major New Restrictions)

[2023.2 Major Update] USCardForum user juanxincai noticed that major new restrictions are now applied to some of the Marriott co-branded cards. On AmEx Marriott Brilliant, the new terms read: Basically it says if you have or have had any of the Chase Marriott co-branded cards in the past 30 days, you are not eligible for the welcome offer for this AmEx…
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Marriott Bonvoy Bold® Credit Card Review (2023.8 Update: 30k Offer)

Marriott Bonvoy Bold® Credit Card Review 2023.8 Update: The higher offer is expired. The current offers are 30k. 2023.6 Update: The new offers are 50k+50k. However, I need to emphasize this again: don’t apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2023.4 Update: The 60k offer is expired. The current…
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Chase Instacart Credit Card Review (2023.3 Update: $100 Offer)

Instacart Mastercard® Credit Card from Chase 2023.3 Update: The $300 offer is expired. The current offer is $100. 2023.2 Update: The new offer is $300. Offer ends on 02/27. HT: USCardForum juanxincai. Application Link Chase Instacart Benefits $100 offer: get a $100 Instacart credit after approval. The recent best offer is $300. Earn 5% cashback on Instacart app and website; earn 5%…
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