Author Archive: physixfan

Coinbase One Card Review (New Card Preview, Up to 4% Back on Everything, Waitlist Available)

Coinbase One Card Review 2025.9 Update: Details are out, and the first batch of people on the waitlist have already received application links. Application Link Just announced; there’s no public application link yet. You can join the waitlist: Coinbase One Card Features Up to 4% back on all purchases, paid as Bitcoin (BTC) to your Coinbase account. Your cashback rate…
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Deserve EDU Credit Card Review (Discontinued) (2025.8 Update: All Accounts Are Closing)

Deserve EDU Mastercard for Students Review 2025.8 Update: All card holders received email from Deserve: all cards are being closed. You can’t make purchases now already (you still need to pay your balance). This is a very bad act, because it will harm card holders’ credit score. This card is many international students’ first credit card because it can be…
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BoA Checking Account Review (2025.8 Update: $500 Offer!)

Bank of America Checking Account Review 2025.8 Update: There’s a new up to $500 offer. Only DD is required. Deadline: 2026.1.31. 2025.2 Update: The $300 offer extended the deadline to 2025.5.31. [Update] Extended to 6.30. [Update] Extended to 7.31. Application Link BoA Checking Benefits New Checking Account Bonus: up to $500. See below for the requirements to get this bonus….
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Barclays Hawaiian Airlines Credit Card Review (2025.8 Update: 80k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2025.8 Update: The new offer is 80k! HT: DoC. Note that HA miles and AS miles are now merged with new name Atmos Rewards. 2024.2 Update: The new offer is 70k with different spending requirement. Application Link Barclays Hawaiian Airlines Benefits 80k offer: earn 80,000 Hawaiian Airlines miles after spending $2,500 in the first…
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Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2025.12 Update: $200 Offer)

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review 2025.12 Update: The higher offer is expired. The current offer is $200. 2025.8 Update: The new offer is $200+$100. Learn More Capital One Savor Benefits $200 offer: earn $200 cash bonus after you spend $500 in the first 3 months. The recent best offer is $200+$100. Earn unlimited 5% cash…
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AmEx Blue Cash Preferred (BCP) Credit Card Review (2025.8 Update: $250 Offer; Disney Streaming Credit Increased to $120)

Blue Cash Preferred Card from American Express (BCP) Review 2025.8 Update: The Disney Streaming Credit is increased from $7/month to $10/month, and no minimum requirement now. The lowest subscription fee is $9.99/month, so you can actually get free subscription with this card now. 2024.9 Update: The higher offer is expired. The current offer is only $250. 2024.6 Update: The new offer…
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AmEx Blue Cash Everyday (BCE) Credit Card Review (2025.8 Update: $200 Offer; $84 Disney Streaming Credit Improved)

Blue Cash Everyday Card from American Express (BCE) Review 2025.8 Update: The $84 Disney Streaming Credit is improved: no minimum requirement now. But actually the lowest subscription fee is $9.99/month, there’s basically no difference from before. 2025.3 Update: There’s only a $200 offer now. 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150…
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Citigold Checking Account Review (2025.7 Update: $1,500 Offer, Some Other Updates)

Citigold Checking Account Review 2025.7 Update: It seems starting from 2019, Citigold added a $200 Subscription Rebate benefit: earn up $200 in statement credits for subscriptions made with: Amazon Prime, Costco, Audible, Hulu, Spotify, TSA PreCheck, Global Entry. 2024.10 Update: The new offer is $1,500 with $200k deposit requirement. 2024.1 Update: The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k….
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Citi Strata Credit Card Review (New Card Launched: 30k Offer)

Citi Strata℠ Card Review Application Link Citi Strata Benefits 30k Welcome Bonus: Earn 30,000 ThankYou Points (TYP) after spending $4,000 within the first 3 months of account opening. We value TYP at 1.6 cents/point, making the welcome bonus worth approximately $480. Points Earning Structures: 5x TYP on Hotels, Car Rentals, and Attractions booked through Citi Travel 3x TYP at Supermarkets,…
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Southwest® Rapid Rewards® Premier Business Credit Card Review (2025.1 Update: 60k Offer)

Southwest® Rapid Rewards® Premier Business Credit Card Review 2025.7 Update: This card is completely renewed, and the annual fee is increased from $99 to $149. The new benefits are marked with [New] below. 2025.1 Update: The higher offer is expired. There’s only 60k offer now. 2024.6 Update: The new offer is 60k+60k, the latter part requires $15k spending which is…
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United℠ Business Card Review (2025.7 Update: 110k Offer)

United℠ Business Card Review 2026.4 Update: There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while for all other UA cobranded cards with an annual fee, you get this benefit as long…
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United℠ Club Business Card Card Review (2025.7 Update: 110k Offer)

United℠ Club Business Card Review 2026.4 Update: There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while for all other UA cobranded cards with an annual fee, you get this benefit as…
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Chase Freedom Flex℠ (CFF) Credit Card Review (2024.4 Update: $200 Offer)

Chase Freedom Flex℠ Credit Card Review 2024.4 Update: The $200+5% on grocery&gas offer is expired. The current offer is $200. 2023.7 Update: There is a new $200+5% on grocery&gas offer. Screenshot. [2023.9 Update] Expired. The current offer is $200. Offer Link Chase Freedom Flex (CFF) Benefits $200 offer: earn $200 cash back after spending $500 in the first 3 months.The recent…
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AmEx Starts to Have “AS HIGH AS xxx” Wording in Welcome Offer (Update: More Common Now)

Starting around November 2023, AmEx began rolling out a new and rather shady type of welcome offer. Instead of clearly telling you what you’ll get upfront, the offer headline now reads something like “AS HIGH AS xxx points.”The catch? You won’t know your actual bonus until after you fill in your info and submit the application. Only then—before accepting the…
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