Cathay Pacific (CX) Visa Signature Card Review 2021.7 Update: The offer is now lowered to 35k. 2020.10 Update: The offer is still 40k. Application Link Synchrony Cathay Pacific Credit Card Benefits 35k offer: earn 35,000 Asia Miles after spending $3,000 within the first 90 days. Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific purchases, 1.5 Asia Miles on restaurant and purchases…
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AmEx and their Rewards Abuse Team (RAT) is trying their best these days to punish any abusive behavior. Today, a new development happened: some people got their airline fee credit clawed back! The airline fee credit is a benefit for several premium credit cards, for example: AmEx Hilton Aspire ($250), AmEx Platinum ($200), AmEx Gold ($100). It used to be…
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Delta SkyMiles® Blue Card from American Express Review 2020.4 Update: The new offer is 10k. 2020.1 Update: The welcome offer is 15k now. This card is also revamped, the changes are: Earn 2x on restaurants now (previously 1x); No foreign transaction fee now. Application Link AmEx Blue Delta SkyMiles Benefits 10k offer: earn 10,000 Miles after spending $500 in first…
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Discover Cashback Checking Account (Debit Card/ATM Card) Review Application Link Discover Checking Account Benefits Sign-up bonus: earn double cash back for the purchases through 2020.07.31. Offer ends on 2020.02.10. [Expired] Earn 1% cash back on up to $3,000 in debit card purchases each month. $0 monthly fee, no minimum deposit requirements. $0 incoming wire transfer fee. Discover doesn’t have its own…
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Robinhood Review Application Link Robinhood Features Welcome offer: earn a random free stock that’s worth $2.50-$200 (98% chance $2.50-$10.00). No money needed. $0 commission fee! Although in today’s environment, almost every brokerage account is commission free now, Robinhood is the first one to push the fee to $0. $0 monthly fee, no minimum balance requirement. $0 commission for options as…
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Citi Dividend Platinum Select Credit Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 5% cash back in each quarter’s bonus categories, 1% on all other purchases. The following picture shows the bonus category calendar for 2015: The upper limit…
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If you are a long time reader of our blog, you must have known that for many of AmEx cards, you may see increased signup bonuses if you open the application link in incognito mode or with the help of VPN. Here is a table of regular bonuses v.s. incognito increased bonuses. These incognito bonuses are stable for a few…
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AmEx Business Green Rewards from American Express Review [2019.11 Update2] – We just realized that there’s a 25k better offer for this card in incognito mode. [2019.11 Update] – A 15k MR offer is now available after spending $3k in 90 days. This represents the all-time best signup bonus on this card. This bonus is still not very attractive unless you…
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Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review People who frequently travel abroad often wonder what the best debit card is to withdraw cash while travelling, as merchants in many countries may not accept credit cards. However, most debit cards have exorbitant fees when withdrawing from privately owned ATMs or those…
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Schwab One Brokerage Account Review 2019.10 Update: There is now no commission fee for online stock, ETF, and options trades! Previously the cost was $4.95/trade. Schwab now joins E*Trade and TD Ameritrade as major brokerages that have removed trade fees within the last couple of months. Application Link Charles Schwab Brokerage Account. You can use my referral code: REFER4U7MQ8R6 in “Add…
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Discover it Miles Credit Card Review 2019.7 Update: The sign-up bonus and referral bonus are both $100 now (previously $50). Application Link Discover it Miles Benefits $100 offer: earn $100 statement credit after making one purchase within 3 months. Earn 1.5 Miles per $1 spent on all purchases. 1 Mile worth 1 cent if you redeem for travel statement credit. So it’s…
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Capital One Walmart Rewards® Mastercard® Review Learn More Capital One Walmart Benefits Welcome offer: Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Earn 5% back on purchases made at Walmart.com and the Walmart app, 2% back on purchases in Walmart stores and Murphy USA gas stations, 2% back on restaurant…
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City National Bank (CNB) Crystal Visa Infinite Credit Card Review 2020.1 Update: There are some negative changes starting from 2020.1.1: The air credit is now $350 per calendar year across the whole account (previously each authorized user has separate $250 air credit). The guests are not free any more with this PPS cards. Gas and grocery are removed from 3x…
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One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines. The relationship of each currency to various airlines is summarized in Wings of the…
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Avianca Vuela Visa Card Review 2022.2 Update: This card is discontinued. Current cards will be closed. This is really a bad practice because it will hurt customers’ credit history. HT: HelpMeBuildCredit. Application Link Banco Popular Avianca Vuela, the right one is this card. Benefits 40k offer: earn 40,000 Avianca LifeMiles (AV miles) after the first purchase within the first 90 days. The…
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