Author Archive: physixfan

AmEx Starts to Have “AS HIGH AS xxx” Wording in Welcome Offer (Update: More Common Now)

Starting around November 2023, AmEx began rolling out a new and rather shady type of welcome offer. Instead of clearly telling you what you’ll get upfront, the offer headline now reads something like “AS HIGH AS xxx points.”The catch? You won’t know your actual bonus until after you fill in your info and submit the application. Only then—before accepting the…
Read more

Chase Sapphire Preferred® (CSP) Review (2025.6 Update: 75k Offer)

Chase Sapphire Preferred® Card Review 2025.6 Update: The new offer is 75k. At the same time, there are 2 important changes: the “Points Boost” benefit is introduced to replace the old 1.25 cpp fixed redemption rate; and the Chase pop up jail mechanism is introduced for welcome offer eligibility to replace the old 48 month rule + same family rule….
Read more

United Quest℠ Card Review (2025.6 Update: 100k Offer!)

United Quest℠ Card (Chase UA Quest) Review 2025.6 Update2: The new welcome offer is 100k! This is the best ever offer on this card. 2025.6 Update: The welcome offer is now lowered to 80k. 2025.4 Update: There’s a new link with better offer 100k: earn 5k more miles upon approval when you use your United agent‘s promotional code, and earn…
Read more

Chase Sapphire Reserve® (CSR) Review (2025.6 Update: Benefits Refreshed, 100k+$500 Offer!)

Chase Sapphire Reserve® (CSR) Review 2025.6 Update: The benefits are completely refreshed. The new welcome offer is 100k+$500, the best ever offer on this card! Offer Link Chase Sapphire Reserve (CSR) Benefits 100k+$500 offer: earn 100,000 Ultimate Rewards (UR) points + $500 credit towards Chase Travel after spending $5,000 in the first 3 months. This is the best ever offer on this…
Read more

Chase Sapphire Reserve for Business℠ Credit Card Review (New Card, 200k Offer!)

Chase Sapphire Reserve for Business℠ Credit Card Review 2025.6 Update: New card launched. The welcome offer is 200k, which is HUGE! Offer Link Chase Sapphire Reserve for Business Benefits 200k offer: earn 200,000 Ultimate Rewards (UR) points after spending $30,000 in the first 6 months. This is the best ever offer on this card! We estimate that Ultimate Rewards (UR)…
Read more

AmEx Hilton Aspire Credit Card Review (2025.6 Update: 175k Offer)

The Hilton Honors American Express Aspire Card Review 2025.6 Update: The 175k offer comes back. Offer ends on 2025/08/13. 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [Expired] [/su_spoiler] Application Link AmEx Hilton Aspire Benefits 175k offer: earn 175,000 Hilton Honors Bonus Points after you…
Read more

AmEx Hilton Credit Card Review (2025.6 Update: 100k+$100 Offer)

The Hilton Honors American Express Card Review 2025.6 Update: The new offer is 100k+$100. Offer ends on 2025/08/13. 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. [Expired] Application Link AmEx Hilton Benefits 100k+$100 offer: earn 100,000 Hilton Honors Points + $100 statement credit after spending…
Read more

AmEx Hilton Business Credit Card Review (2025.6 Update: 150k+25k Offer)

The Hilton Honors American Express Business Card Review 2025.6 Update: The new welcome offer is 150k+25k, it has higher spending requirement than the previous 175k offer. Offer ends on 2025/08/13. 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [Expired] Application Link AmEx Hilton Business Benefits 150k+25k…
Read more

Delta SkyMiles® Gold Card from American Express Review (2025.6 Update: 80k Offer)

Delta SkyMiles®Gold Card from American Express Review 2025.6 Update: The new offer is 80k. Expires on 2025.7.16. 2025.2 Update: The new offer is 80k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 80k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Gold Targeted offer: AmEx Delta SkyMiles Gold targeted offer. If you see “PLEASE…
Read more

Delta SkyMiles® Gold Business American Express Card Review (2025.6 Update: 90k Offer)

Delta SkyMiles® Gold Business American Express Card Review 2025.6 Update: The new offer is 90k. Expires on 2025.7.16. 2025.2 Update: The new offer is 90k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 90k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Gold Business Targeted offer: AmEx Delta SkyMiles Gold Business targeted offer. If…
Read more

Delta SkyMiles® Platinum Business American Express Card Review (2025.6 Update: 100k Offer)

Delta SkyMiles® Platinum Business American Express Card Review 2025.6 Update: The new offer is 100k. Expires on 2025.7.16. 2025.2 Update: The new offer is 100k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 100k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Platinum Business Targeted offer: AmEx Delta SkyMiles Platinum Business targeted offer. If you…
Read more

Delta SkyMiles® Reserve Business American Express Card Review (2025.6 Update: 110k Offer)

Delta SkyMiles® Reserve Business American Express Card Review 2025.6 Update: The new offer is 110k. Expires on 2025.7.16. 2025.2 Update: The new offer is 110k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 110k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Reserve Business Targeted offer: AmEx Delta SkyMiles Reserve Business targeted offer. If…
Read more

Marriott Bonvoy Bold® Credit Card Review (2025.6 Update: 60k+1FN Offer)

Marriott Bonvoy Bold® Credit Card Review 2025.6 Update: The new offers are 60k+1FN (up to 50k). However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.3 Update: The higher offer is expired. The current offers are 30k. 2025.1 Update:…
Read more

BoA Alaska Credit Card Review (2025.6 Update: 65k Offer)

BoA Alaska Airlines Visa Signature Card Review 2025.6 Update2: The 75k offer is expired. The current offer is 65k. 2025.6 Update: The 75k offer comes back. 2024.11 Update: The 75k offer comes back. Application Link BoA Alaska Benefits 65k offer: earn 65,000 Alaska Miles after spending $3,000 in first 3 months. Plus a companion fare in the first year. The…
Read more