CITI 所有卡提供兩年Extended Warranty,Prestige延誤險大幅提升

今天相信很多同學都收到郵件:

1. 兩年 Extended Warranty

Citi旗下幾乎所有卡都提供2年extended warranty了,最長保修時間長達7年!以前不足一年warranty的,一般信用卡只是翻倍而已,現在citi無條件延長所有保修2年!博主自己猜測citi把Preferred和Premier的開卡省下的錢拿去保險公司了,這樣可以減少Churn卡的人反覆開卡,又可以促進真正的消費。Extended Warranty細則如下

We will extend the manufacturer』s warranty for an additional 24 Months. If you purchase an extended warranty, our coverage begins at the expiration of that warranty. In the event of a covered failure we will repair or replace the item or reimburse up to the amount charged on your Citi card and/or ThankYou® Points (excluding shipping and handling) or $10,000, whichever is less. In no event will total coverage exceed 84 Months from the purchase date。

Citi還附了一個圖,形象地解釋兩年extended warranty:

ex

還有一些其他福利,比如purchase protection的price rewind從300刀提升到500刀,return protection從60天延長到90天,stole or damage賠償從90天延長到120天等等。

2. 旅行類福利提升

Prestige今天也發來郵件:

Trip means any pre-paid travel, tour or vacation when all or at least a portion of the cost of the Common Carrier fare was paid using your Citi card and/or ThankYou® Points for all Covered Travelers.

這段話有3個意思:

  1. 可以報銷里程票的延誤了
  2. 可以報銷單程票了
  3. 可以報銷往返超過60天的票了

最後,適用人群也大大拓寬了,以前只能給自己,配偶和小孩以及副卡持有人報銷。現在報銷的範圍增加到:

Family Members means your children, spouse, fiancée, Domestic Partner and their children, including adopted children or step-children; legal guardians or wards; siblings or siblings-in-law; son-in-law or daughter-in-law; parents or parents-in-law; grandparents or grandchildren; aunts or uncles; nieces or nephews.

基本上爸媽爺爺奶奶七大姑八大姨侄子侄兒岳父岳父公公婆婆都在這個範圍里了……

 

最後總結就是Citi這下在信用卡福利方面無敵了。Chase你看到了嗎?除了租車primary以外,還有什麼優勢可以和Citi比?

8/19/2016 edit: 再仔細解釋一下 Citi Prestige 在5/15/2016以後的相關福利:

  1. 如果是Trip delay protection,三小時以上,只要用Prestige或者TYP支付部分,即可報 min{延誤期間消費, $500};
  2. 如果是Trip cancellation & interruption protection (sickness, injury, death of the Covered Traveler(s) and weather issues,這裡的weather指的是自然災害),則是 min{Prestige或TYP訂行程時支付部分, $5000}。行程取消自然沒有延誤期間消費了,但如果你用Prestige支付了全部的機票、旅店、租車等預定費用,也可以報銷這些。

大家可以體會一下,前者是突發的,後者是事先不少時間就知道了。具體的terms在這裡,大家注意生效日期。


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