CITI 所有卡提供两年Extended Warranty,Prestige延误险大幅提升

今天相信很多同学都收到邮件:

1. 两年 Extended Warranty

Citi旗下几乎所有卡都提供2年extended warranty了,最长保修时间长达7年!以前不足一年warranty的,一般信用卡只是翻倍而已,现在citi无条件延长所有保修2年!博主自己猜测citi把Preferred和Premier的开卡省下的钱拿去保险公司了,这样可以减少Churn卡的人反复开卡,又可以促进真正的消费。Extended Warranty细则如下

We will extend the manufacturer’s warranty for an additional 24 Months. If you purchase an extended warranty, our coverage begins at the expiration of that warranty. In the event of a covered failure we will repair or replace the item or reimburse up to the amount charged on your Citi card and/or ThankYou® Points (excluding shipping and handling) or $10,000, whichever is less. In no event will total coverage exceed 84 Months from the purchase date。

Citi还附了一个图,形象地解释两年extended warranty:

ex

还有一些其他福利,比如purchase protection的price rewind从300刀提升到500刀,return protection从60天延长到90天,stole or damage赔偿从90天延长到120天等等。

2. 旅行类福利提升

Prestige今天也发来邮件:

Trip means any pre-paid travel, tour or vacation when all or at least a portion of the cost of the Common Carrier fare was paid using your Citi card and/or ThankYou® Points for all Covered Travelers.

这段话有3个意思:

  1. 可以报销里程票的延误了
  2. 可以报销单程票了
  3. 可以报销往返超过60天的票了

最后,适用人群也大大拓宽了,以前只能给自己,配偶和小孩以及副卡持有人报销。现在报销的范围增加到:

Family Members means your children, spouse, fiancée, Domestic Partner and their children, including adopted children or step-children; legal guardians or wards; siblings or siblings-in-law; son-in-law or daughter-in-law; parents or parents-in-law; grandparents or grandchildren; aunts or uncles; nieces or nephews.

基本上爸妈爷爷奶奶七大姑八大姨侄子侄儿岳父岳父公公婆婆都在这个范围里了……

 

最后总结就是Citi这下在信用卡福利方面无敌了。Chase你看到了吗?除了租车primary以外,还有什么优势可以和Citi比?

8/19/2016 edit: 再仔细解释一下 Citi Prestige 在5/15/2016以后的相关福利:

  1. 如果是Trip delay protection,三小时以上,只要用Prestige或者TYP支付部分,即可报 min{延误期间消费, $500};
  2. 如果是Trip cancellation & interruption protection (sickness, injury, death of the Covered Traveler(s) and weather issues,这里的weather指的是自然灾害),则是 min{Prestige或TYP订行程时支付部分, $5000}。行程取消自然没有延误期间消费了,但如果你用Prestige支付了全部的机票、旅店、租车等预定费用,也可以报销这些。

大家可以体会一下,前者是突发的,后者是事先不少时间就知道了。具体的terms在这里,大家注意生效日期。


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