大家等待已久的合併後萬豪新卡終於有消息了：Amex 和 Chase 將共同發行新的信用卡！今早Flyertalk用戶JK分享了他看到的消息：
AmEx Scores a Starwood Win as Marriott Opts for Dual Issuers
- AmEx and JPMorgan will share the business, debut new products
- For now, both companies will retain existing portfolios, cards
By Jenny Surane
(Bloomberg) — American Express Co. inked another co-brand deal, winning dual-issuing rights with JPMorgan Chase & Co. for Marriott International Inc.』s suite of cards.
Marriott will introduce new co-branded products next year, with AmEx providing super-premium and small-business cards and JPMorgan offering mass-consumer and premium-consumer cards, the three companies said in a statement on Tuesday. In the meantime, both issuers will retain their existing portfolios and continue to offer their current products.
「We expect our loyalty program members, owners and franchisees, and our shareholders will see significant incremental benefits from these new agreements,」 Arne Sorenson, Marriott』s chief executive officer, said in the statement.
The deal puts months of speculation about the fate of AmEx』s popular Starwood Preferred Guest cards to rest. Investors feared that Marriott』s acquisition of Starwood Hotels & Resorts Worldwide Inc. would put AmEx』s Starwood partnership — which accounts for 5 percent of the company』s loans and 2 percent of total spending on the firm』s cards — at risk. Marriott has long had its own co-brand deal with JPMorgan, the largest U.S. credit-card lender, and Visa Inc., the world』s biggest payments network.
Combining Programs
Marriott still intends to combine its loyalty programs into a single platform for its 100 million members by late next year, the company said in the statement. Merchants like Marriott have benefited from increased co-brand card competition, as issuers and networks lower their fees and offer up more perks to win the lucrative deals.
「Marriott』s co-brand credit cards have been a meaningful contributor to the success of Marriott』s loyalty programs and a sign of the extraordinary value of our portfolio of brands,」 Sorenson said in the statement.
Still, co-brand credit cards are facing increasingly stiff competition from banks』 proprietary products, including the AmEx Platinum and JPMorgan』s Sapphire Reserve, which drew so many applicants during its 2016 debut that the company temporarily ran out of materials to mint the card.
The Marriott deal is another win for outgoing American Express CEO Ken Chenault, who will step down in February. In June, the company also won exclusive rights to issue credit cards for Hilton Worldwide Holdings Inc., ending an agreement in which it shared the business with Citigroup Inc. AmEx』s shares had struggled after the company lost a bidding war to Citigroup for Costco Wholesale Corp.』s card portfolio and failed to renew its partnership with JetBlue Airways Corp. in 2015.
在合併的新項目里：
- Amex將發行高端個人卡和商業卡（$450年費和商業卡？）
- Chase將發行中低端個人卡（無年費和$95年費卡？）
- 雙方目前的持卡用戶都不會被砍掉
說起來之前真的是大家都沒覺得會兩方共同發卡。而且確實也滿足之前傳聞的3個等級卡的消息，如此看來確實還不錯！目前的SPG和萬豪卡各位願意的話應該可以都保留，同時也有新的卡讓大家選擇，但是接下來還有兩個問題估計短時間內暫時不會有明確答案：
- 有過SPG之後影響拿新卡獎勵嗎？我猜測可以，畢竟現在的SPG是$95年費，按照新聞講新卡是$450年費的高端卡，在Amex現有體系里$95和$450年費的卡是不影響開卡獎勵的（Delta系列），所以這個應該不是問題
- Chase新卡受524影響嗎？我猜很大可能要，目前的萬豪卡是受影響的，栗子卡雖然不受影響但是這個檔次的卡以後是歸Amex發行了。
讓我們拭目以待更多新卡的細節發佈吧！Stay tuned！