Amex Referral 開卡獎勵專享額外 $200 Home Furnishing 返現【已過期】

American Express 最近打雞血,從去年年底開始就有各種史高獎勵和福利放出來,現在又有新的 bonus 了:大部分 Amex 信用卡,從 referral link 申請就可以再額外獲得 $200 home furnishing credits,5月5日截止!是時候拉朋友「下水」了!如果你想申請的話,使用本站的鏈接即可,本站相應的卡放的就是 referral link,不需要求人。

如文首截圖所示,開卡3個月內在 home furnishing store 的合格消費可以直接獲得 $200 statement credit,不是按比例返現。在5月5日之前申請都可以獲得此福利。根據條款,以下店都算 Amex 定義中的 home furnishing:

  • The Home Depot
  • Lowe’s
  • The Container Store
  • Bed Bath & Beyond
  • Crate and Barrel
  • Crate and Kids
  • CB2
  • Anthropologie
  • Terrain

實體店、網上和手機app下單都算合格消費。The Home Depot, Lowes, Bed Bath & Beyond 這些店都是有大量日用品可以購買的,所以這 $200 幾乎就是白送,比航空報銷啥的有用多了。但是 Terms 中有寫到買 gift card 是不算的,具體買了 gc 會不會報銷就要等 dp 驗證了。更多條款詳細信息可以參考官網文件(我們也把 terms 中關於 $200 報銷的條款附在附錄中了,點擊 + 號可以展開)。

申請的人可以獲得 $200 額外獎勵,referrer 也有額外獎勵。當被 refer 的人申請通過後,接下來的3個月內,referrer 在以上 home furnishing store 的消費可以獲得額外 4% 返現或者額外 4x 返點的獎勵,上限 $25,000。這個獎勵也相當豐厚,如果你正好打算在以上店買傢具,能賺不少啊。

同時,好些 referral offer 的點數/現金開卡部分也沒有縮水:

很遺憾的是,Hilton系列卡和Marriott系列卡都沒有這個 $200 home furnishing offer。

希望 Amex 再接再厲!其它銀行也要跟上啊,別讓 Amex 獨領風騷啊。

附錄:$200 Home Furnishing Store 報銷詳細條款

Up to $200 in Statement Credits on eligible purchases at select U.S. home furnishing stores

Earn up to $200 in statement credits on eligible purchases at select U.S. home furnishing stores made with your American Express ®Gold Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to make purchases may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). The statement credits will be applied 8-12 weeks after you have made the qualifying transaction(s). If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to receive the statement credit), we may not credit the statement credit to, we may freeze the statement credit credited to, or we may take away the statement credit from your account. We may also cancel this Card account and other Card accounts you may have with us.

Eligible purchases are qualifying purchases in-store, online and via mobile app at The Home Depot, Lowe’s, The Container Store, Bed Bath & Beyond, Crate and Barrel, Crate and Kids, CB2, Anthropologie and Terrain. Only purchases made in the United States and in US dollars are eligible. Purchases of items shipped outside of the US are not eligible. Purchases at outlets and purchases of gift cards are not qualifying purchases.
• Purchases made at The Home Depot are qualifying purchases, excluding purchases made at Home Depot Foundation, Home Depot In-Home Services and Your Other Warehouse.
• Purchases made at Lowe’s are qualifying purchases, excluding purchases made on a branded website that is operated by a third party on behalf of Lowe’s, including but not limited to,,
• Purchases made at The Container Store are qualifying purchases, excluding purchase for installation services, Contained Home organization services, and business sales invoices.
• Purchases made at Bed Bath & Beyond are qualifying purchases, excluding purchases for porch installation service, at The Kitchen, and purchases made at buybuy BABY®, Harmon® & Harmon® FACE VALUES®, FACE VALUES and Beyond®, Christmas Tree Shops® And That!®, Cost Plus World Market®, Personalization Mall®, One Kings Lane®, Chef Central®, Decorist®, Harbor Linen®, Of A Kind®, and Bed Bath & Beyond Stationery.
• Purchases made at Crate and Barrel, Crate and Kids and CB2 are qualifying purchases, excluding business sales, corporate orders, physical catalog and mail orders, and gift registry.
• Purchases made at Anthropologie and Terrain are qualifying purchases, excluding purchases made at BHLDN, Free People, purchases using AfterPay financing, purchases for trade program orders, BHLDN styling services, and purchases at Terrain cafes & events.

Eligible purchases are purchases for goods and services minus returns and other credits and do NOT include: fees or interest charges; or purchases of other cash equivalents. Purchases made with third party websites (including the mobile optimized version of such third-party websites) are not eligible for this offer. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card Account. To receive a statement credit, your Card account must not be past due or cancelled at the time the statement credit is posted to your Card account.


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