Amex Referral 开卡奖励专享额外 $200 Home Furnishing 返现【已过期】

American Express 最近打鸡血,从去年年底开始就有各种史高奖励和福利放出来,现在又有新的 bonus 了:大部分 Amex 信用卡,从 referral link 申请就可以再额外获得 $200 home furnishing credits,5月5日截止!是时候拉朋友“下水”了!如果你想申请的话,使用本站的链接即可,本站相应的卡放的就是 referral link,不需要求人。

如文首截图所示,开卡3个月内在 home furnishing store 的合格消费可以直接获得 $200 statement credit,不是按比例返现。在5月5日之前申请都可以获得此福利。根据条款,以下店都算 Amex 定义中的 home furnishing:

  • The Home Depot
  • Lowe’s
  • The Container Store
  • Bed Bath & Beyond
  • Crate and Barrel
  • Crate and Kids
  • CB2
  • Anthropologie
  • Terrain

实体店、网上和手机app下单都算合格消费。The Home Depot, Lowes, Bed Bath & Beyond 这些店都是有大量日用品可以购买的,所以这 $200 几乎就是白送,比航空报销啥的有用多了。但是 Terms 中有写到买 gift card 是不算的,具体买了 gc 会不会报销就要等 dp 验证了。更多条款详细信息可以参考官网文件(我们也把 terms 中关于 $200 报销的条款附在附录中了,点击 + 号可以展开)。

申请的人可以获得 $200 额外奖励,referrer 也有额外奖励。当被 refer 的人申请通过后,接下来的3个月内,referrer 在以上 home furnishing store 的消费可以获得额外 4% 返现或者额外 4x 返点的奖励,上限 $25,000。这个奖励也相当丰厚,如果你正好打算在以上店买家具,能赚不少啊。

同时,好些 referral offer 的点数/现金开卡部分也没有缩水:

很遗憾的是,Hilton系列卡和Marriott系列卡都没有这个 $200 home furnishing offer。

希望 Amex 再接再厉!其它银行也要跟上啊,别让 Amex 独领风骚啊。

附录:$200 Home Furnishing Store 报销详细条款

Up to $200 in Statement Credits on eligible purchases at select U.S. home furnishing stores

Earn up to $200 in statement credits on eligible purchases at select U.S. home furnishing stores made with your American Express ®Gold Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to make purchases may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). The statement credits will be applied 8-12 weeks after you have made the qualifying transaction(s). If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to receive the statement credit), we may not credit the statement credit to, we may freeze the statement credit credited to, or we may take away the statement credit from your account. We may also cancel this Card account and other Card accounts you may have with us.

Eligible purchases are qualifying purchases in-store, online and via mobile app at The Home Depot, Lowe’s, The Container Store, Bed Bath & Beyond, Crate and Barrel, Crate and Kids, CB2, Anthropologie and Terrain. Only purchases made in the United States and in US dollars are eligible. Purchases of items shipped outside of the US are not eligible. Purchases at outlets and purchases of gift cards are not qualifying purchases.
• Purchases made at The Home Depot are qualifying purchases, excluding purchases made at Home Depot Foundation, Home Depot In-Home Services and Your Other Warehouse.
• Purchases made at Lowe’s are qualifying purchases, excluding purchases made on a branded website that is operated by a third party on behalf of Lowe’s, including but not limited to,,
• Purchases made at The Container Store are qualifying purchases, excluding purchase for installation services, Contained Home organization services, and business sales invoices.
• Purchases made at Bed Bath & Beyond are qualifying purchases, excluding purchases for porch installation service, at The Kitchen, and purchases made at buybuy BABY®, Harmon® & Harmon® FACE VALUES®, FACE VALUES and Beyond®, Christmas Tree Shops® And That!®, Cost Plus World Market®, Personalization Mall®, One Kings Lane®, Chef Central®, Decorist®, Harbor Linen®, Of A Kind®, and Bed Bath & Beyond Stationery.
• Purchases made at Crate and Barrel, Crate and Kids and CB2 are qualifying purchases, excluding business sales, corporate orders, physical catalog and mail orders, and gift registry.
• Purchases made at Anthropologie and Terrain are qualifying purchases, excluding purchases made at BHLDN, Free People, purchases using AfterPay financing, purchases for trade program orders, BHLDN styling services, and purchases at Terrain cafes & events.

Eligible purchases are purchases for goods and services minus returns and other credits and do NOT include: fees or interest charges; or purchases of other cash equivalents. Purchases made with third party websites (including the mobile optimized version of such third-party websites) are not eligible for this offer. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card Account. To receive a statement credit, your Card account must not be past due or cancelled at the time the statement credit is posted to your Card account.


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