Author Archive: physixfan

Discover Savings Account Review (2026.1 Update: Discontinued)

Discover Savings Account Review 2026.1 Update: This account is no longer available for applications. The application page is only showing “Discover is part of Capital One”. R.I.P. 2025.9 Update: The higher offer is expired. Currently there’s only the regular $150/$200 offer. 2025.5 Update: There’s a new $150/$500 offer. Application Link Discover Savings $150/$200 Offer Benefits New account opening bonus of…
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AmEx Schwab Investor Credit Card Review (2025.6 Update: $200 Offer)

Schwab Investor Card from American Express Review [2025.6 Update] The welcome offer is back to $200. [2025.5 Update] The new welcome offer is $300. [2024.11 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200 offer: earn $200 statement credit after spending $1,000…
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US Bank Smartly Credit Card Review (2025.4 Update: Got Nerfed)

U.S. Bank Smartly™ Visa Signature® Card Review 2025.4 Update: Starting from today (2025.4.14), the benefits of this card got nerfed. Existing customers can enjoy the previous benefits, new customers will get the following new changes: Only checking account balances count toward the reward tiers. Savings account and brokerage account don’t count any more. The extra cashback is no longer unlimited,…
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Wells Fargo Choice Privileges Credit Card Review (2026.1 Update: 60k Offer)

Choice Privileges® Mastercard® Review 2026.1 Update: The new offer is 60k. 2025.9 Update: The higher offer is expired. Currently there’s only a 40k offer. 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2025.4 Update: 75k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2025.4 Update: The 75k offer is back. 2024.10 Update: The 75k offer is back. [Updated] Expired. 2024.8 Update: The 75k offer is expired. The current offer is 65k. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn 75,000 AAdvantage Miles after spending $5,000 in first 5 months. This is…
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United Gateway℠ Card Review (2025.11 Update: 40k Offer)

United Gateway℠ Card Review 2025.11 Update: The new offer is 40k. 2025.7 Update: The new offer is 30k: in addition to the 20k offer with $1k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 30k miles in total. Offer ends on Nov 5. 2025.4 Update: There’s a new link with better…
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AmEx Marriott Bonvoy Bevy Credit Card Review (2025.10 Update: 85k Offer)

AmEx Marriott Bonvoy Bevy Credit Card Review 2025.10 Update: The higher offer is expired. Currently there’s only 85k offer. 2025.8 Update: The 155k offer comes back. 2025.5 Update: The higher offer is expired. Currently there’s only 135k offer. 2025.3 Update: The 155k offer comes back. Application Link AmEx Marriott Bonvoy Bevy Benefits 85k offer: Earn 85,000 Marriott points by spending…
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Barclays Wyndham Earner Plus Credit Card Review (2025.3 Update: 90k Offer)

Wyndham Rewards® EarnerSM Plus Card Review 2025.3 Update: The new offer is 90k, which is a very good one on this card though not the best ever offer. 2025.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2023.9 Update: The new offer is 75k, which is a very good one on this card though not…
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Barclays Wyndham Earner Credit Card Review (2025.3 Update: 60k Offer)

Wyndham Rewards® EarnerSM Card Review 2025.3 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired, and there’s only a 30k offer now. 2024.9 Update: The new offer is 45k. Application Link Barclays Wyndham Earner Benefits 60k offer: earn 60,000 Wyndham points after spending $2,000 in the first 90 days. The recent best offer 75k. Wyndham points are…
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Barclays Wyndham Earner Business Credit Card Review (2025.3 Update: 75k Offer)

Wyndham Rewards® EarnerSM Business Card Review 2025.3 Update: The new offer is 75k, note that the spending requirement is high: $12k in 12 months. 2025.1 Update: The higher offer is expired, and there’s only a 45k offer now. 2024.9 Update: The new offer is 80k, note that the spending requirement is high: $15k in 12 months. Application Link Barclays Wyndham Earner…
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AmEx Hilton Surpass Credit Card Review (2026.1 Update: 155k Offer Expired)

The Hilton Honors American Express Surpass Card Review 2025.10 Update: The new offer is 155k. Offer ends on 2026/01/14. [Expired] 2025.2 Update: The new offer is 130k+1FN. Offer ends on 2025/04/29. [Expired] Application Link Amex Hilton Surpass Benefits 155k offer: earn 155,000 Hilton Honors Bonus Points after you spend $3,000 within the first 6 months. The recent best offer is…
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Apple Card Review (2024.10 Update: $75 Offer)

Apple Card Review 2024.10 Update: The $100 offer is expired. The $75 offer is still alive. 2024.8 Update: There’s $100 offer now. 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent best offer is $100. Earn 3%…
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