Author Archive: physixfan

Southwest Rapid Rewards® Priority Credit Card Review (2025.9 Update: 50k Offer)

Southwest Rapid Rewards® Priority Credit Card Review 2025.9 Update: The higher offer is expired. Currently there’s only a 50k offer. 2025.7 Update: This card is completely renewed, and the annual fee is increased from $149 to $229. The welcome offer is increased to 100k, which is the best ever offer on this card. The new benefits are marked with [New]…
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Southwest® Rapid Rewards® Premier Business Credit Card Review (2025.1 Update: 60k Offer)

Southwest® Rapid Rewards® Premier Business Credit Card Review 2025.7 Update: This card is completely renewed, and the annual fee is increased from $99 to $149. The new benefits are marked with [New] below. 2025.1 Update: The higher offer is expired. There’s only 60k offer now. 2024.6 Update: The new offer is 60k+60k, the latter part requires $15k spending which is…
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United℠ Business Card Review (2025.7 Update: 110k Offer)

United℠ Business Card Review 2025.7 Update: The new offer is 110k: in addition to the 100k offer with $5k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 110k miles in total. Offer ends on Nov 5. 2025.6 Update: The welcome offer is now lowered to 85k. 2025.4 Update: There’s a…
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United℠ Club Business Card Card Review (2025.7 Update: 110k Offer)

United℠ Club Business Card Review 2025.7 Update: The new offer is 110k: in addition to the 100k offer with $5k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 110k miles in total. Offer ends on Nov 5. 2025.6 Update: The welcome offer is now lowered to 90k. 2025.4 Update: There’s…
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World of Hyatt Credit Card Review (2025.8 Update: 30k+15k Offer)

World of Hyatt Credit Card Review 2025.3 Update: The welcome offer is now the regular 30k+15k offer. Note that the official website still uses the very misleading wording “60k”, don’t be fooled by it. 2025.7 Update: The new welcome offer is 2FN+25k: earn 2 Free Nights (FN) up to category 4 after spending $4,000 in the first 3 months; earn 25,000…
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Chase Amazon Prime Credit Card Review (2025.7 Update: $150 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2025.7 Update2: The offer is now $150. 2025.7 Update: The new offer is $250! This is the best ever offer on this card. Offer ends on Jul 14. 2025.6 Update: The new offer is $200. Application Link Chase Amazon Prime Benefits $150 offer: earn $150 Amazon gift card after approval, no spending requirement….
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Chase Freedom Flex℠ (CFF) Credit Card Review (2025.6 Update: $200 Offer; Possibly Refreshed/Discontinued In The Near Future?)

Chase Freedom Flex℠ Credit Card Review 2025.7 Update: This card is in a strange state now: in this Freedom cards official webpage, this card has no application button; in this Chase all credit cards list official webpage, this card disappeared. However, referral links still work fine. The application link below on our site is the referral links that are working fine….
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AmEx Starts to Have “AS HIGH AS xxx” Wording in Welcome Offer (Update: More Common Now)

Starting around November 2023, AmEx began rolling out a new and rather shady type of welcome offer. Instead of clearly telling you what you’ll get upfront, the offer headline now reads something like “AS HIGH AS xxx points.”The catch? You won’t know your actual bonus until after you fill in your info and submit the application. Only then—before accepting the…
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Chase Sapphire Preferred® (CSP) Review (2025.6 Update: 75k Offer)

Chase Sapphire Preferred® Card Review 2025.6 Update: The new offer is 75k. At the same time, there are 2 important changes: the “Points Boost” benefit is introduced to replace the old 1.25 cpp fixed redemption rate; and the Chase pop up jail mechanism is introduced for welcome offer eligibility to replace the old 48 month rule + same family rule….
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United Quest℠ Card Review (2025.8 Update: 80k Offer)

United Quest℠ Card (Chase UA Quest) Review 2025.8 Update: The welcome offer is now lowered to 80k. 2025.6 Update2: The new welcome offer is 100k! This is the best ever offer on this card. 2025.6 Update: The welcome offer is now lowered to 80k. Application Link Chase UA Quest Benefits 80k offer: earn 70,000 United miles after spending $4,000 in…
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AmEx Hilton Credit Card Review (2025.10 Update: 100k Offer)

The Hilton Honors American Express Card Review 2025.10 Update: The 100k offer comes back. Offer ends on 2026/01/14. 2025.6 Update: The new offer is 100k+$100. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. [Expired] Application Link AmEx Hilton Benefits 100k offer: earn 100,000 Hilton Honors Points after spending $2,000 in first 6…
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BoA Alaska Credit Card Review (Replaced by New Card)

BoA Alaska Airlines Visa Signature Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Ascent. Existing cards are automatically converted. Application Link BoA Alaska Benefits 65k offer: earn 65,000 Alaska Miles after spending $3,000 in first 3 months. Plus a companion fare in the first year. The recent best offer is 70k+$100. We…
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BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
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BoA Alaska Business Credit Card Review (Replaced by New Card)

Alaska Airlines Visa Business Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Business. Existing cards are automatically converted. Application Link BoA Alaska Business Benefits 75k offer: earn 75,000 Alaska Miles after spending $4,000 in first 90 days. Plus, earn a $121 companion fare in the first year. This is the best offer…
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Citi® / AAdvantage® Executive World Elite Mastercard® Review (2025.5 Update: 100k Offer)

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2025.5 Update: The 100k offer has come back. 2024.8 Update: The 100k offer is expired. The current offer is 75k. 2024.5 Update: The 100k offer has come back. Application Link Citi® / AAdvantage® Executive World Elite Mastercard® Benefits 100k Offer: earn 100,000 AA Miles after spending $10,000 in first…
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