Author Archive: physixfan

Chase Amazon Prime Credit Card Review (2025.7 Update: $150 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2025.7 Update2: The offer is now $150. 2025.7 Update: The new offer is $250! This is the best ever offer on this card. Offer ends on Jul 14. 2025.6 Update: The new offer is $200. Application Link Chase Amazon Prime Benefits $150 offer: earn $150 Amazon gift card after approval, no spending requirement….
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HSBC Premier Checking Account (2025.7 Update: $1,500-$3,000 Offer)

HSBC Premier Checking Account Review 2025.7 Update: The new welcome offer is $1,500, which requires both DD and $100k deposit. The official website says $3,000 offer, but the last part $1,500 bonus requires mortgage, which is not something most people would consider. Therefore it’s better just ignore that part. 2025.2 Update: The new account opening bonus is $1,000/$2,000/$3,000, you need…
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Chase Freedom Flex℠ (CFF) Credit Card Review (2025.6 Update: $200 Offer; Possibly Refreshed/Discontinued In The Near Future?)

Chase Freedom Flex℠ Credit Card Review 2025.7 Update: This card is in a strange state now: in this Freedom cards official webpage, this card has no application button; in this Chase all credit cards list official webpage, this card disappeared. However, referral links still work fine. The application link below on our site is the referral links that are working fine….
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AmEx Starts to Have “AS HIGH AS xxx” Wording in Welcome Offer (Update: More Common Now)

Starting around November 2023, AmEx began rolling out a new and rather shady type of welcome offer. Instead of clearly telling you what you’ll get upfront, the offer headline now reads something like “AS HIGH AS xxx points.”The catch? You won’t know your actual bonus until after you fill in your info and submit the application. Only then—before accepting the…
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Chase Sapphire Preferred® (CSP) Review (2025.6 Update: 75k Offer)

Chase Sapphire Preferred® Card Review 2025.6 Update: The new offer is 75k. At the same time, there are 2 important changes: the “Points Boost” benefit is introduced to replace the old 1.25 cpp fixed redemption rate; and the Chase pop up jail mechanism is introduced for welcome offer eligibility to replace the old 48 month rule + same family rule….
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United Quest℠ Card Review (2025.8 Update: 80k Offer)

United Quest℠ Card (Chase UA Quest) Review 2025.8 Update: The welcome offer is now lowered to 80k. 2025.6 Update2: The new welcome offer is 100k! This is the best ever offer on this card. 2025.6 Update: The welcome offer is now lowered to 80k. Application Link Chase UA Quest Benefits 80k offer: earn 70,000 United miles after spending $4,000 in…
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AmEx Hilton Aspire Credit Card Review (2025.8 Update: 150k Offer)

The Hilton Honors American Express Aspire Card Review 2025.6 Update: The 175k offer comes back. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [Expired] [/su_spoiler] Application Link AmEx Hilton Aspire Benefits 175k offer: earn 175,000 Hilton Honors Bonus Points after…
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AmEx Hilton Credit Card Review (2025.8 Update: 80k Offer)

The Hilton Honors American Express Card Review 2025.6 Update: The new offer is 100k+$100. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. [Expired] Application Link AmEx Hilton Benefits 100k+$100 offer: earn 100,000 Hilton Honors Points + $100 statement credit after…
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AmEx Hilton Business Credit Card Review (2025.8 Update: 130k Offer)

The Hilton Honors American Express Business Card Review 2025.6 Update: The new welcome offer is 150k+25k, it has higher spending requirement than the previous 175k offer. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [Expired] Application Link AmEx Hilton Business Benefits…
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BoA Alaska Credit Card Review (Replaced by New Card)

BoA Alaska Airlines Visa Signature Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Ascent. Existing cards are automatically converted. Application Link BoA Alaska Benefits 65k offer: earn 65,000 Alaska Miles after spending $3,000 in first 3 months. Plus a companion fare in the first year. The recent best offer is 70k+$100. We…
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BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
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BoA Alaska Business Credit Card Review (Replaced by New Card)

Alaska Airlines Visa Business Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Business. Existing cards are automatically converted. Application Link BoA Alaska Business Benefits 75k offer: earn 75,000 Alaska Miles after spending $4,000 in first 90 days. Plus, earn a $121 companion fare in the first year. This is the best offer…
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Citi® / AAdvantage® Executive World Elite Mastercard® Review (2025.5 Update: 100k Offer)

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2025.5 Update: The 100k offer has come back. 2024.8 Update: The 100k offer is expired. The current offer is 75k. 2024.5 Update: The 100k offer has come back. Application Link Citi® / AAdvantage® Executive World Elite Mastercard® Benefits 100k Offer: earn 100,000 AA Miles after spending $10,000 in first…
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Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.5 Update: New Transfer Partner QR 1:1)

Bilt Mastercard® Review 2025.5 Update2: New transfer partner: Qatar Airways (QR). The transfer ratio is 1:1. QR uses the Avios system, and can be transferred between BA Avios, etc. 2025.5 Update: New transfer partner: Japan Airlines (JL). The transfer ratio is 1:1. JL miles are hard to get, because it’s not a partner of UR/MR/TYP/C1 points. It’s great to see…
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