Author Archive: physixfan

Barclays Wyndham Earner Credit Card Review (2026.3 Update: 60k Offer)

Wyndham Rewards® EarnerSM Card Review 2026.3 Update: The new offer is 60k: earn 30,000 Wyndham points after spending $1,000 in the first 90 days, and also earn 30,000 Wyndham points after spending $500 at Hotels by Wyndham in the first 180 days. This kind of welcome offer is only suitable for those who already have plans to spend on Wyndham. 2025.3…
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BoA Unlimited Cash Rewards Business Credit Card Review (2026.3 Update: $500 Offer)

Bank of America Business Advantage Unlimited Cash Rewards Credit Card Review 2026.3 Update: The new offer is $500. 2023.11 Update: There is an application link with $500 offer. HT: DoC. [Update] Expired. 2021.10 Update: This card was just launched with a $300 offer, and now people managed to obtain a $500 offer link. HT: reader NeverBehave <F, B>. [Update] Expired. Application Link…
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Chase Aeroplan® Card Review (2026.3 Update: 85k Offer)

Chase Aeroplan® Card Review 2026.3 Update: There’s a 85k offer now. HT: FM. 2025.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing because the spending amount…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2026.3 Update: 75k Offer)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2026.3 Update: The 75k offer is back. 2025.10 Update: The 75k offer is back. [2025.12 Update] Expired. 2025.4 Update: The 75k offer is back. [Update] Expired. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn 75,000 AAdvantage Miles after spending $5,000 in first 5 months. This is the best…
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Robinhood Platinum Card Review: New Card, $695 Annual Fee with Coupon Book

Robinhood Platinum Card Review Application Link Not available yet. You can use this link to join the waitlist: Robinhood Platinum Card Features Earn 5% cash back on dining (including both restaurants and deliveries), on up to $50k per year; earn 10% cash back on hotels and cars and 5% cash back on flights, booked via Robinhood travel portal; earn 1% cash…
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BoA Alaska Atmos Business Credit Card Review (2026.2 Update: 85k Offer)

Atmos™ Rewards Visa® Business Card Review 2026.2 Update: The 85k offer comes back. In the promo code part, any 7 digit number should work. 2025.8 Update: There’s a new 85k offer. It is supposed to be the in flight offer, but the application link is obtained. In the promo code part, any 7 digit number should work. HT: DoC. [Update]…
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Wells Fargo Premier Autograph Credit Card Review (New Card, 100k Offer)

Wells Fargo Premier Autograph Visa Infinite Credit Card Review [Updated Feb 2026] A new card has been launched. It is essentially the same as the Wells Fargo Autograph Journey, but comes with a higher welcome bonus and enhanced insurance benefits. The catch is that it is only available to Wells Fargo Premier clients (requiring $250k+ in qualifying balances). If you happen…
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Capital One Venture X Credit Card Review (2026.2 Update: 75k Offer; Lounge Benefit Weakened)

Capital One Venture X Credit Card Review 2026.2 Update: Effective February 1, 2026, this card’s authorized users will lose complimentary airport lounge access (both Priority Pass Select and Capital One Lounges). Going forward, each authorized user must pay $125 to retain lounge access. For our readers, a benefit that requires paying extra is essentially no benefit at all. Previously, the…
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Capital One Venture X Business Credit Card Review (2026.2 Update: 150k Offer; Lounge Benefit Weakened)

Capital One Venture X Business Credit Card Review 2026.2 Update: Effective February 1, 2026, this card’s authorized users will lose complimentary airport lounge access (both Priority Pass Select and Capital One Lounges). Going forward, each authorized user must pay $125 to retain this benefit. For our readers, a benefit that requires paying extra is essentially no benefit at all. Previously,…
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United℠ Explorer Card Review (2026.5 Update: 60k Offer)

United℠ Explorer Card (Chase UA Explorer) Review [2026.5 Update] The 80k offer is expired. The current offer is 60k. [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while for all…
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Marcus by Goldman Sachs Savings Account Review (2026.3 Update: Up To $1,500 Deposit Bonus (Expired))

Marcus by Goldman Sachs Savings Account Review 2026.1 Update: There is currently a deposit bonus promotion. The enrollment link is here, and the bonus-to-deposit tiers are shown in the table below. The bonus rate is very attractive. Considering that Marcus already offers a fairly competitive interest rate, it’s even better if you can stack this with an additional referral boost….
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Bilt Cash Review: Bilt’s 2nd Rewards System, A Very Thick Coupon Book

A few days ago, Bilt officially announced how Bilt Cash works. It’s… complicated. This article is dedicated to walking through it in detail. What Is Bilt Cash Bilt Cash is a second rewards system launched by Bilt, separate from Bilt Points. Bilt Points are extremely popular thanks to excellent transfer partners (including Hyatt, Japan Airlines, Alaska Airlines, United, etc.) and…
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Bilt Palladium Card Review (New Card, $495 Annual Fee, 50k Bilt Points + $300 Bilt Cash + Bilt Gold Offer)

Bilt Card 2.0: Bilt Palladium Card Review Application Link Bilt Palladium Terms Apply Features and Benefits 50k Bilt Points + $300 Bilt Cash + Bilt Gold Welcome Offer: Earn $300 of Bilt Cash when you apply and get approved; earn 50,000 Bilt Points + Bilt Gold status after spending $4,000 (excluding rent or mortgage) in the first 3 months. This card…
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