Author Archive: physixfan

Delta SkyMiles® Reserve Business American Express Card Review (2025.4 Update: 80k Offer)

Delta SkyMiles® Reserve Business American Express Card Review 2025.2 Update: The new offer is 110k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 110k. Expires on 2024.10.23. Expired now. 2024.6 Update: The new offer is 110k. Expires on 2024.7.17. Expired now. Application Link Public offer: AmEx Delta SkyMiles Reserve Business Targeted offer: AmEx Delta SkyMiles Reserve Business targeted…
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HSBC Premier Checking Account (2025.3 Update)

HSBC Premier Checking Account Review 2025.3 Update: The welcome offer expired. Currently there’s no welcome offer. 2025.2 Update: The new account opening bonus is $1,000/$2,000/$3,000, you need to open a premier relationship savings account and deposit $100k/$250k/$500k. The APY of this savings account is 3.75% currently, so it’s not a terrible deal for putting your money here. 2024.7 Update: The…
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IHG One Rewards Traveler Credit Card Review (2025.5 Update: 120k Offer)

IHG One Rewards Traveler Credit Card Review 2025.5 Update: The new offer is 120k. 2025.3 Update: The offer is now down to 80k. 2025.1 Update: The new offer is 100k. Application Link Chase IHG Traveler Benefits 120k offer: earn 120,000 IHG points after spending $2,000 in the first 3 months. This is the best offer on this card. IHG points are…
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World of Hyatt Credit Card Review (2025.3 Update: 30k Offer)

World of Hyatt Credit Card Review 2025.3 Update: The welcome offer is now the regular 30k+15k offer. 2025.1 Update: The welcome offer is changed from 30k+15k to 35k+15k. It’s only 5k more points, way worse than the 5FN offer last year. Offer ends on 2025.3.6. 2024.10 Update: The card is offering 5 Free Night Awards after $4000 spend within 3 months…
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Southwest Rapid Rewards® Priority Credit Card Review (2025.4 Update: 50k Offer)

Southwest Rapid Rewards® Priority Credit Card Review 2025.4 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. Application Link Chase Southwest Priority Benefits 40k+$400…
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Southwest Rapid Rewards® Premier Credit Card Review (2025.4 Update: 50k Offer)

Southwest Rapid Rewards® Premier Credit Card Review 2025.4 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. Application Link Chase Southwest Premier (This is…
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Southwest Rapid Rewards® Plus Credit Card Review (2025.4 Update: 50k Offer)

Southwest Rapid Rewards® Plus Credit Card Review 2025.4 Update: The higher offer is expired. Currently there’s only a 50k offer. 2024.11 Update: The new offer is 40k+$400. Offer ends on 2024.10.09. This one is not as good as the previous 85k offer. 2024.9 Update: The 85k offer comes back. Offer ends on 2024.10.09. Application Link Chase Southwest Plus Benefits 40k+$400…
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Chase Amazon Prime Credit Card Review (2025.4 Update: $150 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2025.4 Update: The new offer is $150 (no spending requirement). 2025.1 Update: The new offer is $100 (no spending requirement). 2024.12 Update: The new offer is $150 (no spending requirement). Application Link Chase Amazon Prime Benefits $150 offer: earn $150 Amazon gift card after approval, no spending requirement. (Offer is lower for non…
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Apple Card Review (2024.10 Update: $75 Offer)

Apple Card Review 2024.10 Update: The $100 offer is expired. The $75 offer is still alive. 2024.8 Update: There’s $100 offer now. 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent best offer is $100. Earn 3%…
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Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2024.12 Update: $200 Offer)

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review 2024.12 Update: The $250 offer is expired. The current offer is $200. 2024.10 Update: The new welcome offer is $250. Now Capital One renamed this SavorOne credit card ($0 annual fee) to Savor, and discontinued the former Savor credit card ($95 annual fee), which is very confusing. 2021.5 Update: Capital…
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Citi Priority Package Review (2024.10 Update: $500 Offer)

Citibank Priority Package Review 2024.10 Update: The $500 offer is extended to 1/7/2025. 2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k. Application Link Citi Priority Package Benefits $500 sign-up bonus! Please read below for the requirements to…
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Citi Regular Checking Review (2025.1 Update: $450 Offer Expired)

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2025.1 Update: The $450 offer is expired. Currently there’s no welcome offer. 2024.10 Update: The new offer is $325/$450, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $450 offer. 2024.1 Update: This bank account…
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Costco Anywhere Visa® Card by Citi Review (2025.5 Update)

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! Application Link Costco Anywhere Visa® Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash back at other gas stations and EV…
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BoA Checking Account Review (2025.6 Update: $300 Offer)

Bank of America Checking Account Review 2025.2 Update: The $300 offer extended the deadline to 2025.5.31. [Update] Extended to 6.30. 2025.1 Update: The $500 offer is expired as planned. The $300 offer will expire on 2025.1.31. 2024.10 Update: There’s a $300 offer (which requires no deposit but requires direct deposit (DD)) and $500 offer (which requires $15k deposit for 90…
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AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards…
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