Author Archive: physixfan

AmEx Blue Cash Preferred (BCP) Credit Card Review (2025.8 Update: $250 Offer; Disney Streaming Credit Increased to $120)

physixfan 2025-08-08 2025-08-08 70 Comments

Blue Cash Preferred Card from American Express (BCP) Review 2025.8 Update: The Disney Streaming Credit is increased from $7/month to $10/month, and no minimum requirement now. The lowest subscription fee is $9.99/month, so you can actually get free subscription with this card now. 2024.9 Update: The higher offer is expired. The current offer is only $250. 2024.6 Update: The new offer…
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AmEx

American Express (AmEx), Cash Back Credit Card, Grocery Card

AmEx Blue Cash Everyday (BCE) Credit Card Review (2025.8 Update: $200 Offer; $84 Disney Streaming Credit Improved)

physixfan 2025-08-08 2025-08-08 104 Comments

Blue Cash Everyday Card from American Express (BCE) Review 2025.8 Update: The $84 Disney Streaming Credit is improved: no minimum requirement now. But actually the lowest subscription fee is $9.99/month, there’s basically no difference from before. 2025.3 Update: There’s only a $200 offer now. 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150…
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AmEx

American Express (AmEx), Cash Back Credit Card, Grocery Card, No Annual Fee

US Bank Altitude Connect Credit Card Review (2025.8 Update: 30k Offer)

physixfan 2025-08-06 2025-08-06 13 Comments

US Bank Altitude Connect Visa Signature Card Review 2025.8 Update: The new welcome offer is 30k, which is the best offer after changed to 0 annual fee. 2024.9 Update: The following are changed on Sep 9, 2024: The annual fee is lowered from $95 to $0! $30 streaming credit is removed. Cell phone protection is removed. The points redemption value…
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US Bank

AmEx Marriott Bonvoy Brilliant Credit Card Review (2025.8 Update: 185k Offer)

physixfan 2025-08-01 2025-08-01 77 Comments

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2025.8 Update: The 185k offer comes back. 2025.5 Update: The higher offer is expired. The current offer is only 155k. 2025.3 Update: The 185k offer comes back. Application Link AmEx Marriott Bonvoy Brilliant Benefits 185k offer: earn 185,000 Marriott points after you make $6,000 in purchases…
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AmEx

American Express (AmEx), Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee, Premium Credit Card, Starwood Preferred Guest (SPG)

The Heaviest Credit Cards List (2025.7 Update: Citi Strata Elite 19g)

physixfan 2025-07-31 2025-07-31 150 Comments

2025.7 Update: The new card Citi Strata Elite is 19g in weight. 2024.7 Update: The new card Robinhood Gold Card real 10K gold version is 36g in weight! This is the heaviest ever credit card. However, this real 10K gold version is a limited time edition, and you have to refer 10 friends to get it, which is very difficult….
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Credit Cards Comparison

Metal Card

Citigold Checking Account Review (2025.7 Update: $1,500 Offer, Some Other Updates)

physixfan 2025-07-30 2025-07-30 18 Comments

Citigold Checking Account Review 2025.7 Update: It seems starting from 2019, Citigold added a $200 Subscription Rebate benefit: earn up $200 in statement credits for subscriptions made with: Amazon Prime, Costco, Audible, Hulu, Spotify, TSA PreCheck, Global Entry. 2024.10 Update: The new offer is $1,500 with $200k deposit requirement. 2024.1 Update: The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k….
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Checking Accounts

Checking Accounts, Citibank

Citi Strata Credit Card Review (New Card Launched: 30k Offer)

physixfan 2025-07-29 2025-07-29 5 Comments

Citi Strata℠ Card Review Application Link Citi Strata Benefits 30k Welcome Bonus: Earn 30,000 ThankYou Points (TYP) after spending $4,000 within the first 3 months of account opening. We value TYP at 1.6 cents/point, making the welcome bonus worth approximately $480. Points Earning Structures: 5x TYP on Hotels, Car Rentals, and Attractions booked through Citi Travel 3x TYP at Supermarkets,…
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Citibank

Citibank, No Annual Fee

Southwest® Rapid Rewards® Premier Business Credit Card Review (2025.1 Update: 60k Offer)

physixfan 2025-07-25 2025-07-25 15 Comments

Southwest® Rapid Rewards® Premier Business Credit Card Review 2025.7 Update: This card is completely renewed, and the annual fee is increased from $99 to $149. The new benefits are marked with [New] below. 2025.1 Update: The higher offer is expired. There’s only 60k offer now. 2024.6 Update: The new offer is 60k+60k, the latter part requires $15k spending which is…
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Chase Business Card

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

United℠ Business Card Review (2025.7 Update: 110k Offer)

physixfan 2025-07-18 2025-07-20 70 Comments

United℠ Business Card Review 2025.7 Update: The new offer is 110k: in addition to the 100k offer with $5k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 110k miles in total. Offer ends on Nov 5. 2025.6 Update: The welcome offer is now lowered to 85k. 2025.4 Update: There’s a…
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Chase Business Card

Airline Credit Card, Chase, No Foreign Transaction Fee, United Airlines (UA)

United℠ Club Business Card Card Review (2025.7 Update: 110k Offer)

physixfan 2025-07-18 2025-07-20 51 Comments

United℠ Club Business Card Review 2025.7 Update: The new offer is 110k: in addition to the 100k offer with $5k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 110k miles in total. Offer ends on Nov 5. 2025.6 Update: The welcome offer is now lowered to 90k. 2025.4 Update: There’s…
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Chase Business Card

Airline Credit Card, Chase, Metal Card, No Foreign Transaction Fee, Premium Credit Card, United Airlines (UA)

Chase Freedom Flex℠ (CFF) Credit Card Review (2025.6 Update: $200 Offer; Possibly Refreshed/Discontinued In The Near Future?)

physixfan 2025-07-01 2025-07-01 21 Comments

Chase Freedom Flex℠ Credit Card Review 2025.7 Update: This card is in a strange state now: in this Freedom cards official webpage, this card has no application button; in this Chase all credit cards list official webpage, this card disappeared. However, referral links still work fine. The application link below on our site is the referral links that are working fine….
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Chase

5% Rotating Categories, Cash Back Credit Card, Chase, No Annual Fee, Ultimate Rewards (UR)

AmEx Starts to Have “AS HIGH AS xxx” Wording in Welcome Offer (Update: More Common Now)

physixfan 2025-06-27 2025-06-27 2 Comments

Starting around November 2023, AmEx began rolling out a new and rather shady type of welcome offer. Instead of clearly telling you what you’ll get upfront, the offer headline now reads something like “AS HIGH AS xxx points.”The catch? You won’t know your actual bonus until after you fill in your info and submit the application. Only then—before accepting the…
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AmEx Summaries

American Express (AmEx)

Chase Sapphire Preferred® (CSP) Review (2025.6 Update: 75k Offer)

physixfan 2025-06-24 2025-09-02 168 Comments

Chase Sapphire Preferred® Card Review 2025.6 Update: The new offer is 75k. At the same time, there are 2 important changes: the “Points Boost” benefit is introduced to replace the old 1.25 cpp fixed redemption rate; and the Chase pop up jail mechanism is introduced for welcome offer eligibility to replace the old 48 month rule + same family rule….
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Chase

Chase, Metal Card, No Foreign Transaction Fee, Ultimate Rewards (UR)

United Quest℠ Card Review (2025.8 Update: 80k Offer)

physixfan 2025-06-24 2025-08-22 102 Comments

United Quest℠ Card (Chase UA Quest) Review 2025.8 Update: The welcome offer is now lowered to 80k. 2025.6 Update2: The new welcome offer is 100k! This is the best ever offer on this card. 2025.6 Update: The welcome offer is now lowered to 80k. Application Link Chase UA Quest Benefits 80k offer: earn 70,000 United miles after spending $4,000 in…
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Chase

Airline Credit Card, Chase, United Airlines (UA)

AmEx Hilton Credit Card Review (2025.10 Update: 100k Offer)

physixfan 2025-06-12 2025-10-03 120 Comments

The Hilton Honors American Express Card Review 2025.10 Update: The 100k offer comes back. Offer ends on 2026/01/14. 2025.6 Update: The new offer is 100k+$100. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. [Expired] Application Link AmEx Hilton Benefits 100k offer: earn 100,000 Hilton Honors Points after spending $2,000 in first 6…
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AmEx

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee