Author Archive: physixfan

AmEx Blue Cash Everyday (BCE) Credit Card Review (2025.8 Update: $200 Offer; $84 Disney Streaming Credit Improved)

physixfan 2025-08-08 2025-08-08 103 Comments

Blue Cash Everyday Card from American Express (BCE) Review 2025.8 Update: The $84 Disney Streaming Credit is improved: no minimum requirement now. But actually the lowest subscription fee is $9.99/month, there’s basically no difference from before. 2025.3 Update: There’s only a $200 offer now. 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150…
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AmEx

American Express (AmEx), Cash Back Credit Card, Grocery Card, No Annual Fee

US Bank Altitude Connect Credit Card Review (2025.8 Update: 30k Offer)

physixfan 2025-08-06 2025-08-06 13 Comments

US Bank Altitude Connect Visa Signature Card Review 2025.8 Update: The new welcome offer is 30k, which is the best offer after changed to 0 annual fee. 2024.9 Update: The following are changed on Sep 9, 2024: The annual fee is lowered from $95 to $0! $30 streaming credit is removed. Cell phone protection is removed. The points redemption value…
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US Bank

AmEx Marriott Bonvoy Brilliant Credit Card Review (2025.8 Update: 185k Offer)

physixfan 2025-08-01 2025-08-01 76 Comments

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2025.8 Update: The 185k offer comes back. 2025.5 Update: The higher offer is expired. The current offer is only 155k. 2025.3 Update: The 185k offer comes back. Application Link AmEx Marriott Bonvoy Brilliant Benefits 185k offer: earn 185,000 Marriott points after you make $6,000 in purchases…
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AmEx

American Express (AmEx), Hotel Credit Card, Marriott Bonvoy, No Foreign Transaction Fee, Premium Credit Card, Starwood Preferred Guest (SPG)

The Heaviest Credit Cards List (2025.7 Update: Citi Strata Elite 19g)

physixfan 2025-07-31 2025-07-31 149 Comments

2025.7 Update: The new card Citi Strata Elite is 19g in weight. 2024.7 Update: The new card Robinhood Gold Card real 10K gold version is 36g in weight! This is the heaviest ever credit card. However, this real 10K gold version is a limited time edition, and you have to refer 10 friends to get it, which is very difficult….
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Credit Cards Comparison

Metal Card

Citigold Checking Account Review (2025.7 Update: $1,500 Offer, Some Other Updates)

physixfan 2025-07-30 2025-07-30 18 Comments

Citigold Checking Account Review 2025.7 Update: It seems starting from 2019, Citigold added a $200 Subscription Rebate benefit: earn up $200 in statement credits for subscriptions made with: Amazon Prime, Costco, Audible, Hulu, Spotify, TSA PreCheck, Global Entry. 2024.10 Update: The new offer is $1,500 with $200k deposit requirement. 2024.1 Update: The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k….
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Checking Accounts

Checking Accounts, Citibank

Citi Strata Elite Credit Card Review (New Card Launched: 80k or 100k Offer)

physixfan 2025-07-29 2025-07-29 1 Comment

Citi Strata Elite℠ Card Review Application Link Citi Strata Elite℠ Card 80k Offer Citi Strata Elite℠ Card 100k Offer: in branch. Or you can call your local branch and get a banker to email you an application link with 100k offer. People in USCardForum found a 100k “black magic” direct link, but please use it at your own risk. Benefits…
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Citibank

Citibank, No Foreign Transaction Fee, Premium Credit Card, ThankYou Points (TYP)

Citi Strata Credit Card Review (New Card Launched: 30k Offer)

physixfan 2025-07-29 2025-07-29 3 Comments

Citi Strata℠ Card Review Application Link Citi Strata Benefits 30k Welcome Bonus: Earn 30,000 ThankYou Points (TYP) after spending $4,000 within the first 3 months of account opening. We value TYP at 1.6 cents/point, making the welcome bonus worth approximately $480. Points Earning Structures: 5x TYP on Hotels, Car Rentals, and Attractions booked through Citi Travel 3x TYP at Supermarkets,…
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Citibank

Citibank, No Annual Fee

Southwest Rapid Rewards® Plus Credit Card Review (2025.7 Update: 100k Offer; Completely Renewed and Annual Fee Increased)

physixfan 2025-07-25 2025-07-25 1,889 Comments

Southwest Rapid Rewards® Plus Credit Card Review 2025.7 Update: This card is completely renewed, and the annual fee is increased from $69 to $99. The welcome offer is increased to 100k, which is the best ever offer on this card. The new benefits are marked with [New] below. 2025.4 Update: The higher offer is expired. Currently there’s only a 50k…
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Chase

Airline Credit Card, Chase, Southwest Airlines (WN)

Southwest Rapid Rewards® Premier Credit Card Review (2025.7 Update: 100k Offer; Completely Renewed and Annual Fee Increased)

physixfan 2025-07-25 2025-07-25 57 Comments

Southwest Rapid Rewards® Premier Credit Card Review 2025.7 Update: This card is completely renewed, and the annual fee is increased from $99 to $149. The welcome offer is increased to 100k, which is the best ever offer on this card. The new benefits are marked with [New] below. 2025.4 Update: The higher offer is expired. Currently there’s only a 50k…
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Chase

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

Southwest Rapid Rewards® Priority Credit Card Review (2025.7 Update: 100k Offer; Completely Renewed and Annual Fee Increased)

physixfan 2025-07-25 2025-07-25 32 Comments

Southwest Rapid Rewards® Priority Credit Card Review 2025.7 Update: This card is completely renewed, and the annual fee is increased from $149 to $229. The welcome offer is increased to 100k, which is the best ever offer on this card. The new benefits are marked with [New] below. 2025.4 Update: The higher offer is expired. Currently there’s only a 50k…
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Chase

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

Southwest® Rapid Rewards® Premier Business Credit Card Review (2025.1 Update: 60k Offer)

physixfan 2025-07-25 2025-07-25 15 Comments

Southwest® Rapid Rewards® Premier Business Credit Card Review 2025.7 Update: This card is completely renewed, and the annual fee is increased from $99 to $149. The new benefits are marked with [New] below. 2025.1 Update: The higher offer is expired. There’s only 60k offer now. 2024.6 Update: The new offer is 60k+60k, the latter part requires $15k spending which is…
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Chase Business Card

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

Southwest Rapid Rewards® Performance Business Credit Card Review (2025.1 Update: 80k Offer)

physixfan 2025-07-25 2025-07-25 22 Comments

Southwest Rapid Rewards® Performance Business Credit Card Review 2025.7 Update: This card is completely renewed, and the annual fee is increased from $199 to $299. The welcome offer is increased to 100k, which is the best ever offer on this card. The new benefits are marked with [New] below. 2025.1 Update: The higher offer is expired. There’s only 80k offer…
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Chase Business Card

Airline Credit Card, Chase, No Foreign Transaction Fee, Southwest Airlines (WN)

United℠ Business Card Review (2025.7 Update: 110k Offer)

physixfan 2025-07-18 2025-07-20 69 Comments

United℠ Business Card Review 2025.7 Update: The new offer is 110k: in addition to the 100k offer with $5k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 110k miles in total. Offer ends on Nov 5. 2025.6 Update: The welcome offer is now lowered to 85k. 2025.4 Update: There’s a…
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Chase Business Card

Airline Credit Card, Chase, No Foreign Transaction Fee, United Airlines (UA)

United℠ Club Business Card Card Review (2025.7 Update: 110k Offer)

physixfan 2025-07-18 2025-07-20 51 Comments

United℠ Club Business Card Review 2025.7 Update: The new offer is 110k: in addition to the 100k offer with $5k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 110k miles in total. Offer ends on Nov 5. 2025.6 Update: The welcome offer is now lowered to 90k. 2025.4 Update: There’s…
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Chase Business Card

Airline Credit Card, Chase, Metal Card, No Foreign Transaction Fee, Premium Credit Card, United Airlines (UA)

Chase Aeroplan® Card Review (2025.7 Update: 85k Offer)

physixfan 2025-07-17 2025-07-17 27 Comments

Chase Aeroplan® Card Review 2025.7 Update: There’s a 85k offer now. Offer ends on Sept 10. 2025.5 Update: The new offer is 75k. 2024.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter…
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Chase

Air Canada (AC), Airline Credit Card, Chase, No Foreign Transaction Fee