Author Archive: physixfan

Citi® / AAdvantage® Executive World Elite Mastercard® Review (2026.5 Update: 100k Offer)

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2026.5 Update: The 100k offer has come back. 2025.12 Update: The 100k offer has come back. [Expired] 2025.5 Update: The 100k offer has come back. [Expired] Application Link Citi® / AAdvantage® Executive World Elite Mastercard® Benefits 100k Offer: earn 100,000 AA Miles after spending $10,000 in first 3 months….
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AmEx Platinum Card for Schwab Review (2026.5 Update: 150k Offer!)

American Express Platinum Card for Schwab Review 2026.5 Update: The new offer is 150k, which is the best ever offer on this card! Offer expires on 2026/7/8. 2025.11 Update: The higher welcome offer is expired. The current offer is only 80k. 2025.9 Update: This card just got a major refresh together with the regular Platinum card — benefits have been…
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AmEx Platinum Card for Morgan Stanley Review (2026.5 Update: 150k Offer!)

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2026.5 Update: The new offer is 150k, which is the best ever offer on this card! Offer expires on 2026/7/8. 2025.11 Update2: E*trade (now part of Morgan Stanley) account is now eligible to get this card! This is fantastic news because: previously it was very painful to get a Morgan…
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Capital One 360 Checking Account Review (2026.5 Update: $400 Offer!)

Capital One 360 Checking Account Review 2026.5 Update: The new welcome offer is $400. The promo code is FLASH400. The expiration date is unknown. HT: DoC. 2026.4 Update: Now you can refer a friend. The offer through referral links is $300, the same as the public offer. You’ll earn a $50 referral bonus per person, up to $500 per year….
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US Bank Cash Plus Credit Card Review (2026.5 Update: $250 Offer)

US Bank Cash+ Visa Signature Credit Card Review [2026.5 Update] The new offer is $250. [2024.8 Update] The new offer is $250. [2024.8 Update2] The $250 offer is expired. Currently there’s only a $200 offer. [2022.2 Update] There’s a new benefit: earn 5% cashback on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Travel Center. This is in…
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Amex Rewards Checking Account (2026.5 Update: $300 Offer!)

American Express Rewards Checking Account (Debit Card/ATM Card) Review [2026.5 Update] The new offer is $300, which is the best ever offer on this card! Offer expires on 07/30/2026. [2026.1 Update] The new offer is $250. Offer expires on 01/31/2026. [2026.2 Update] Offer expired. [2025.3 Update] The new offer is $250. Offer expires on 04/15/2025. [2025.4 Update] Offer expired. Application Link…
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Chase Sapphire Reserve® (CSR) Review (2026.4 Update: 150k Best Ever Offer!)

Chase Sapphire Reserve® (CSR) Review 2026.4 Update: The card is now offering 150k UR points after $6000 spend within 3 months of account opening. This is the best ever public offer! 2026.4 Update: New benefit starting from Apr 1: Hyatt Explorist status after $75k spending. Offer Link Chase Sapphire Reserve (CSR) Benefits 150k offer: earn 150,000 Ultimate Rewards (UR) points after…
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IHG One Rewards Premier Credit Card Review (2026.4 Update: 185k Offer)

IHG One Rewards Premier Credit Card Review 2026.4 Update: Current offer is 185k: 150k bonus IHG points after $3000 spend in the first 3 months and another 35k points after a total of $6000 spend in the first 6 months. This is the best points offer for this card. 2026.1 Update: The new offer is 175k. Offer expires on 2026.3.18….
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IHG One Rewards Traveler Credit Card Review (2026.4 Update: 125k Offer)

IHG One Rewards Traveler Credit Card Review 2026.4 Update: The new offer is 125k: 90k IHG points after $2000 spend in the first 3 months and 35k more points after a total of $4000 spend in the first 6 months. The is the highest points offer on this card. 2026.1 Update: The new offer is 120k. Offer expires on 2026.3.18….
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HSBC Premier Checking Account (2026.4 Update: $1,500-$5,000 Offer; Additional $1,000 Securities Account Welcome Offer)

HSBC Premier Checking Account Review 2026.4 Update: The new account opening bonus is $1,500/$2,500/$3,500/$5,000, you need to deposit $150k/$250k/$500k/$1M. Funds held in investment accounts now count toward the requirement as well. In addition to the checking offer, there is now a $1,000 HSBC Securities welcome offer that requires adding $50k new assets. The interesting part is that the funds used…
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Chase Total Checking Account Review (2023.10 Update: $900 Offer in Total w/Savings)

Chase Total Checking Account Review 2026.4 Update: There is now a $900 signup bonus available for opening just a checking account. Compared to the usual $900 bonus that requires opening both a checking and a savings account, this version saves you the hassle of opening a savings account (after all, with a 0.01% APY, there’s really no point parking money…
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Capital One VentureOne Business Review (2026.4 Update: Rebranded; 50k Offer)

Capital One VentureOne Business (Formerly Capital One Spark Miles Select) Review 2026.4 Update: This card is rebranded from Capital One Spark Miles Select to Capital One VentureOne Business. At the same time, the welcome offer is increased to 50k. Learn More Capital One VentureOne Business Benefits 50k offer: earn 50,000 Capital One Miles after spending $4,500 in the first 3…
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PNC TotalRewards Program Overview — Boost Your Credit Card Cashback

PNC recently launched its new relationship program called TotalRewards. By keeping different amounts of assets with PNC, you can unlock various perks. The most notable benefit is a boost on your credit card cashback earnings. This program is very similar to the well-known Bank of America Preferred Rewards program. Tiers and Benefits PNC TotalRewards has the following tiers, along with…
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