BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
Read more

BoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

Bank of America Customized Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus 6% cash back in the category of your choice for the first year. This is 3% more cashback in addition to the existing 3% cashback rate on category of your choice. The upper limit is the same $2,500 spending per quarter. Therefore, if…
Read more

IHG One Rewards Premier Credit Card Review (2025.5 Update: 5FN Offer)

IHG One Rewards Premier Credit Card Review 2025.5 Update: There’s a 5FN offer (up to 60k each). This is the best offer on this card. 2025.3 Update: The higher offer is expired. The current offer is only 140k. 2025.1 Update: There’s a 5FN offer (up to 40k each). It’s not as good as the previous 5FN (up to 60k each)…
Read more

BoA Alaska Business Credit Card Review (2025.5 Update: 75k Offer)

Alaska Airlines Visa Business Card Review 2025.5 Update: The new offer is 75k miles. This is the best ever offer on this card. HT: DoC. 2025.1 Update: The new offer is 70k miles. 2024.9 Update: The higher offer is expired. The current offer is only 50k. Besides, there are a few changes recently: Annual fee is changed from $75 to…
Read more

Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.5 Update: 50k Offer)

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.5 Update: This is a newly launched card, and its biggest selling point is that it lets you earn points on your mortgage payments. Right now, there’s a 50k point welcome bonus available, ending June 30. Application Link Mesa Homeowners Card Make sure to use promo code BONUS50 when applying to get the…
Read more

Chase Aeroplan® Card Review (2025.5 Update: 75k Offer)

Chase Aeroplan® Card Review 2025.5 Update: The new offer is 75k. 2025.1 Update: The higher offer is expired. Currently there’s only 60k+10k offer. 2024.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter…
Read more

Citi® / AAdvantage® Executive World Elite Mastercard® Review (2025.5 Update: 100k Offer)

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2025.5 Update: The 100k offer has come back. 2024.8 Update: The 100k offer is expired. The current offer is 75k. 2024.5 Update: The 100k offer has come back. Application Link Citi® / AAdvantage® Executive World Elite Mastercard® Benefits 100k Offer: earn 100,000 AA Miles after spending $10,000 in first…
Read more

Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
Read more

Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2025.5 Update: New Transfer Partner QR 1:1)

Bilt Mastercard® Review 2025.5 Update2: New transfer partner: Qatar Airways (QR). The transfer ratio is 1:1. QR uses the Avios system, and can be transferred between BA Avios, etc. 2025.5 Update: New transfer partner: Japan Airlines (JL). The transfer ratio is 1:1. JL miles are hard to get, because it’s not a partner of UR/MR/TYP/C1 points. It’s great to see…
Read more

Discover Savings Account Review (2025.5 Update: $150/$500 Offer!)

Discover Savings Account Review 2025.5 Update: There’s a new $250/$500 offer. Application Link Discover Savings Benefits New account opening bonus of $150/$500! See below for detailed requirements. Offer expires on 2025.6.11. The opening bonus will arrive very quickly, typically a few days after you deposit the required money. $0 monthly fee. No early termination fee, you can close the account…
Read more

Wings of the Points — UR/MR/TYP/C1/Bilt/Marriott Points to Miles Transfer Chart (2025.5 Update: Bilt Is Added)

2025.5 Update2: JL is now a transfer partner of Bilt points at ratio 1:1. 2025.5 Update: Bilt Rewards is added to this chart. A few minor changes over the years are also updated. Usage It is better to view this chart on desktop. The screens on mobile devices are usually too narrow to fully interact with the chart. Move your…
Read more

AmEx Platinum Card for Morgan Stanley Review (2025.5 Update: 150k Offer)

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2024=5.5 Update: The new offer is 150k! 2024.8 Update: The 125k welcome offer is expired. The current offer is 80k. 2024.5 Update: The new offer is 125k! Application Link AmEx Platinum Card for Morgan Stanley. You need to have a Morgan Stanley brokerage account in order to apply for this card….
Read more

AmEx Platinum Card for Schwab Review (2025.5 Update: 125k Offer)

American Express Platinum Card for Schwab Review 2025.5 Update: The new welcome offer is 125k! In terms of points alone, this is the highest welcome offer ever offered for this card. Offer ends on 6/11. 2025.1 Update: The higher welcome offer is expired. The current offer is only 80k. 2024.11 Update: The new welcome offer is 125k! In terms of…
Read more

AmEx Schwab Investor Credit Card Review (2025.5 Update: $300 Offer)

Schwab Investor Card from American Express Review [2025.5 Update] The new welcome offer is $300. [2025.1 Update] The welcome offer is back to $200. [2024.11 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $300 offer: earn $300 statement credit after spending $1,000…
Read more