United℠ Explorer Card (Chase UA Explorer) Review [2026.10 Update] The new welcome offer is 80k. [2026.5 Update] The 80k offer is expired. The current offer is 60k. [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year…
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United Quest℠ Card (Chase UA Quest) Review [2026.10 Update] The new welcome offer is 90k. [2026.5 Update] The 100k offer is expired. The current offer is 70k. [2026.4 Update] The new welcome offer is 100k. Offer ends on 2026.5.20. Also, there’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card…
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United Club℠ Infinite Card (Chase UA Club) Review [2026.10 Update] The new welcome offer is 100k. [2026.5 Update] The 110k offer is expired. The current offer is 90k. [2026.4 Update] The welcome offer is now 110k. Offer ends on 2026.5.20. Also, there’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee…
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United Gateway℠ Card Review [2026.10 Update] The new offer is 50k. This is the best ever offer on this card! [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while for all…
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IHG One Rewards Premier Select Credit Card Review [2026.10 Update] Chase and IHG launched the new IHG One Rewards Premier Select Credit Card today. This is a premium IHG co-branded card positioned above the regular IHG Premier. The annual fee is $350. The launch offer is currently 200k IHG points after spending $5,000, plus another 10k points for adding an authorized…
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IHG One Rewards Premier Credit Card Review [2026.10 Update] We see a major revamp of this card today. Most of the changes are positive, although the annual fee has increased to $150. The current welcome offer is 180k IHG points after spending $3,000 in the first three months, plus another 10k points for adding an authorized user. Here are the…
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IHG One Rewards Business Credit Card Review [2026.10 Update] The IHG One Rewards Business Card got a fairly significant refresh today. The annual fee has increased to $200, while the current welcome offer is 190k IHG points. Here are the main changes: Cap of FN has increased from 40k to 50k, including both the annual anniversary FN and the $60k…
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IHG One Rewards Credit Card (Formerly Chase IHG Traveler) Review [2026.10 Update] The no-annual-fee IHG card receives a refresh today. It remains $0 annual fee and is currently offering an all-time-high welcome bonus of 125k IHG points. But now the fourth-night-free benefit will require $5,000 in annual spending to unlock. Here are the main changes: Fourth Night Free: Starting in…
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[2026.10 Update] Starting in 2027, the Bilt-to-Hyatt transfer ratio will be reduced from 1:1 to 4:3. Source: TPG. Not long ago, Chase Sapphire Preferred (CSP) also reduced its Hyatt transfer ratio to 4:3, and now it’s Bilt’s turn. Hyatt has long been one of the best transfer partners for Bilt points, but unfortunately, that sweet spot won’t last much longer….
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Citi Strata Premier℠ Card Review [2026.9 Update] Besides the 60k offer provided by Citi itself, third party website Rakuten offers and additional $150 cashback. [2026.9 Update] Citi has updated the churn rule for its Strata lineup, adopting an AmEx-style once-in-a-lifetime restriction. [2026.7 Update] Besides the 60k offer provided by Citi itself, third party website Rakuten offers an additional $100 cashback. Note…
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Earning credit card signup bonuses is one of the best ways to acquire a large amount of miles/points in a short period of time and can lead to a 20% or more return on your spending. By combining great signup bonuses with rewards credit cards that provide the best return on everyday purchases, you will be amazed at how many free…
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Southwest® Rapid Rewards® Premier Business Credit Card Review [2026.9 Update] The new welcome offer is 80k. [2025.7 Update] This card is completely renewed, and the annual fee is increased from $99 to $149. The new benefits are marked with [New] below. [2025.1 Update] The higher offer is expired. There’s only 60k offer now. [2024.6 Update] The new offer is 60k+60k, the latter part…
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X Money Bank Account Review [2026.9 Update3] Previously, this account required a paid subscription, but now all X users in the U.S. can apply! You can find the source here. This sounds too good to be true: no annual fee, and all you need is direct deposit to earn 6% APY. That’s definitely not sustainable. My guess is that this…
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Chase Freedom Flex® Credit Card Review [2026.9 Update] The new welcome bonus is $250 limited time offer, along with the following changes: The foreign transaction fee (FTF) has been eliminated. Cell phone protection has been discontinued. Points Boost is now available for UR point redemptions, offering up to a 10% boost on select hotel bookings. This is pretty useless—even with the…
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Citi has suddenly changed its welcome bonus eligibility terms, introducing AmEx-style “once-in-a-lifetime” language. Here’s an example from the Citi Strata Premier: New account bonus offer is not available if you currently have or previously had a Citi Strata Premier® or a Citi Premier® account. You also may not be eligible for the new account bonus offer based on a number…
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