X Money Bank Account Review [2026.9 Update3] Previously, this account required a paid subscription, but now all X users in the U.S. can apply! You can find the source here. This sounds too good to be true: no annual fee, and all you need is direct deposit to earn 6% APY. That’s definitely not sustainable. My guess is that this…
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[2026.9 Update] Amtrak has been added as a new transfer partner at a 2:1 ratio. We value Amtrak points at around 2.5 cents each, so a 2:1 transfer ratio isn’t a terrible deal—but it’s not a particularly good one either. [2026.6 Update] I Prefer has been added as a new transfer partner at a 1:2 ratio. What Are Bilt Points?…
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Chase Freedom Flex® Credit Card Review [2026.9 Update] The new welcome bonus is $250 limited time offer, along with the following changes: The foreign transaction fee (FTF) has been eliminated. Cell phone protection has been discontinued. Points Boost is now available for UR point redemptions, offering up to a 10% boost on select hotel bookings. This is pretty useless—even with the…
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Citi has suddenly changed its welcome bonus eligibility terms, introducing AmEx-style “once-in-a-lifetime” language. Here’s an example from the Citi Strata Premier: New account bonus offer is not available if you currently have or previously had a Citi Strata Premier® or a Citi Premier® account. You also may not be eligible for the new account bonus offer based on a number…
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There’s a new No Lifetime Language (NLL) link for AmEx Platinum with 175k welcome offer! https://www.americanexpress.com/en-us/credit-cards/apply/personal/platinum-card/92222-9-0 This link was originally posted on USCardForum in a hidden category by qazmlp and cowboy. Later on it was reposted everywhere, so now we also publicly post it here. Enjoy!
[2026.9 Update] JL is now a transfer partner of Citi TYP points at ratio 1:1. [2026.3 Update] MR->CX transfer ratio is lowered from 1:1 to 1:0.8 starting from 2026.3.1. [2025.9 Update] JL is now a transfer partner of Capital One at ratio 1:0.75; QR is now a transfer partner of Capital One at ratio 1:1. [2025.5 Update] JL is now a transfer…
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Chase Sapphire Reserve® (CSR) Review [2026.9 Update] Starting Oct. 1, 2026, the DoorDash benefit will be improved from the current monthly setup of [one $5 restaurant coupon + two $10 non-restaurant coupons] to [one $15 coupon valid on all eligible orders + two $10 non-restaurant coupons], for a total of $35 per month ($420 per year). The updated coupons offer both…
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Chase Sapphire Reserve for Business℠ Credit Card Review [2026.9 Update] This card will receive the following enhancements: the Chase The Edit credit is currently $500 per year, issued as two $250 credits, that can be used at any point throughout the year. Starting January 1, 2027, the benefit will increase to $1,000 per year, issued as four $250 credits, that…
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2026.9 Update: 2026 Q4 (Oct., Nov., Dec.) 5% categories are released! Now it’s the time to activate them. A number of credit cards offer 5% cashback in categories that rotate every quarter (three months). If you are a Chase Freedom Flex (CFF) (Or Old Chase Freedom), Discover It, Citi Dividend, or US Bank Cash Plus cardholder, use the links provided below to activate your…
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IHG One Rewards Premier Credit Card Review [2026.9 Update] There’s a link with 5FN (up to 40k) + 10k welcome offer. HT: DoC. [2026.6 Update] The higher offer is expired. The current offer is only 140k. [2026.4 Update] Current offer is 185k: 150k bonus IHG points after $3000 spend in the first 3 months and another 35k points after a total…
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The Hilton Honors American Express Aspire Card Review [2026.9 Update] The new welcome offer is 200k after $6000 spend in 6 months. This is the best ever offer on this card! Offer ends on 2027/01/13. Application Link AmEx Hilton Aspire Benefits 200k offer: earn 200,000 Hilton Honors Bonus Points after you spend $6,000 within the first 6 months. This is…
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The Hilton Honors American Express Surpass Card Review [2026.9 Update] The new offer is 130k+1FN. Offer ends on 2027/01/13. Application Link Amex Hilton Surpass Benefits 130k+1FN offer: earn 130,000 Honors Points and 1 free night (no cap) after spending $3,000 in first 6 months. The best recent offer is 150k+$150 or 150k+50k. We value Hilton Honors Points at 0.4 cents/point (Hotel…
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The Hilton Honors American Express Card Review [2026.9 Update] The new offer is 70k+1FN. Offer ends on 2027/01/13. Application Link AmEx Hilton Benefits 70k+1FN offer: earn 70,000 Honors Points and 1 free night (no cap) after spending $2,000 in first 6 months. The best recent offer is 100k+50k. We value Hilton Honors Point at 0.4 cents/point (Hotel Points Value), click here to see how…
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The Hilton Honors American Express Business Card Review [2026.9 Update] The new offer is 150k + 1FN. Offer ends on 2027/01/13. Application Link AmEx Hilton Business Benefits 150k+1FN offer: earn 150,000 Honors Points and 1 free night after spending $8,000 in first 6 months. The best recent offer is 175k+1FN. We value Hilton Honors Points at 0.4 cents/point (Hotel Points Value), click here to…
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Chase Air Canada Aeroplan® Card Review [2026.9 Update] The new welcome offer is 75k+40k, and benefits are refreshed: Annual fee is increase from $95 to $195. Automatic Aeroplan 25K Status. Previously it was: As a new cardmember, you get complimentary Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year; You can keep your Aeroplan 25K…
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