Flex Elite Credit Card Review Application Link Flex Elite. The card has not officially launched yet, but you can join the waitlist. Benefits Earn unlimited 3% cash back on all purchases as the base rewards rate! Keep $250,000 in deposits with Flex to earn 4% cash back on all purchases, or $1 million to earn 5%! These elevated rates apply…
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Chase Total Checking Account Review [2026.10 Update] There’s now a checking-only offer with a bonus of up to $900. Unlike the previous offer, this one only requires DD—no minimum balance requirement! Direct deposit (DD) requirements: Receive a total of $10,000/$5,000/$2,500 in DD within 90 days of account opening to earn a $900/$600/$425 bonus, respectively. Since it’s easy to “fake” DD,…
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[2026.10 Update] Citi has introduced a pop-up for its Strata credit card lineup that warns you if you’re ineligible for the sign-up bonus before you proceed with your application. This could be because you’ve previously held the card or because of your history of opening and closing Citi credit cards. Getting a heads-up about bonus eligibility before a hard pull…
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Apple Card Review [2024.8 Update] There’s $100 offer now. HT: DoC. [2026.5 Update] There is now a sign-up bonus being promoted as “earn back the cost of AirPods 3,” but the actual terms are extremely cumbersome: you need to purchase AirPods 3 by June 15, then starting from July 1, make 10 purchases each month to earn $25 in Bonus Daily…
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Bank of America Premium Rewards Credit Card Review [2026.10 Update] Besides the 60k offer provided by BoA itself, third party website Rakuten offers an additional $425 cashback! This is the best ever offer on this card! Note that if you choose to earn MR on Rakuten you may see $0 additional cashback, you need to choose to earn cashback on…
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Bank of America Customized Cash Rewards Credit Card Review [2026.10 Update] The additional cashback offered by Rakuten is now increased to $250, which is the best ever offer! We no longer track the additional cashback from Rakuten (unless there’s a best ever offer) because it changes too frequently. [2026.9 Update] The additional cashback offered by Rakuten is now increased to…
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Citi® / AAdvantage® Globe™ Mastercard® Review [2026.10 Update] There’s a special link with 90k offer. HT: DoC. [2026.6 Update] The 90k offer is expired. The current offer is 60k. [2026.5 Update] The 90k offer has come back. Application Link Citi® / AAdvantage® Globe™ Mastercard® Benefits 90k offer: earn 90,000 AAdvantage Miles after spending $5,000 within the first 4 months. This…
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Luxury Card MasterCard Black Card Review [2026.10 Update] The new welcome offer is 75k, which is an all-time high! Since the points can be redeemed toward airfare at a fixed value of 2 cents per point, or cashed out at a fixed value of 1.5 cents per point, the 75k welcome offer is worth $1,125 even if you simply redeem…
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United℠ Explorer Card (Chase UA Explorer) Review [2026.10 Update] The new welcome offer is up to 80k. [2026.5 Update] The 80k offer is expired. The current offer is 60k. [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in…
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United Quest℠ Card (Chase UA Quest) Review [2026.10 Update] The new welcome offer is up to 90k. [2026.5 Update] The 100k offer is expired. The current offer is 70k. [2026.4 Update] The new welcome offer is 100k. Offer ends on 2026.5.20. Also, there’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the…
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United Club℠ Card (Chase UA Club) Review [2026.10 Update] The new welcome offer is up to 100k. [2026.5 Update] The 110k offer is expired. The current offer is 90k. [2026.4 Update] The welcome offer is now 110k. Offer ends on 2026.5.20. Also, there’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no…
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United Gateway℠ Card Review [2026.10 Update] The new offer is up to 50k. This is the best ever offer on this card! [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while…
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IHG One Rewards Premier Select Credit Card Review [2026.10 Update] Chase and IHG launched the new IHG One Rewards Premier Select Credit Card today. This is a premium IHG co-branded card positioned above the regular IHG Premier. The annual fee is $350. The launch offer is currently 200k IHG points after spending $5,000, plus another 10k points for adding an authorized…
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IHG One Rewards Premier Credit Card Review [2026.10 Update] We see a major revamp of this card today. Most of the changes are positive, although the annual fee has increased to $150. The current welcome offer is 180k IHG points after spending $3,000 in the first three months, plus another 10k points for adding an authorized user. Here are the…
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IHG One Rewards Business Credit Card Review [2026.10 Update] The IHG One Rewards Business Card got a fairly significant refresh today. The annual fee has increased to $200, while the current welcome offer is 190k+10k IHG points. Here are the main changes: Cap of FN has increased from 40k to 50k, including both the annual anniversary FN and the $60k…
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