Tag Archive: No Annual Fee

Deserve EDU Credit Card Review (Discontinued) (2025.8 Update: All Accounts Are Closing)

Deserve EDU Mastercard for Students Review 2025.8 Update: All card holders received email from Deserve: all cards are being closed. You can’t make purchases now already (you still need to pay your balance). This is a very bad act, because it will harm card holders’ credit score. This card is many international students’ first credit card because it can be…
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Capital One Quicksilver Cash Rewards Credit Card Review (2025.12 Update: $200 Offer)

Capital One Quicksilver Cash Rewards Credit Card Review 2025.12 Update: The higher offer is expired. The current offer is $200. 2025.8 Update: The new offer is $200+$100. Learn More Capital One Quicksilver Benefits $200 offer: earn $200 cashback after spending $500 in first 3 months. The best recent offer is $200+$100. Earn unlimited 5% cash back on hotels, vacation rentals…
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AmEx Blue Cash Everyday (BCE) Credit Card Review (2025.8 Update: $200 Offer; $84 Disney Streaming Credit Improved)

Blue Cash Everyday Card from American Express (BCE) Review 2025.8 Update: The $84 Disney Streaming Credit is improved: no minimum requirement now. But actually the lowest subscription fee is $9.99/month, there’s basically no difference from before. 2025.3 Update: There’s only a $200 offer now. 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150…
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Citi Strata Credit Card Review (2026.1 Update: 20k Offer)

Citi Strata℠ Card Review [2026.9 Update] Citi has updated the churn rule for its Strata lineup, adopting an AmEx-style once-in-a-lifetime restriction. [2026.1 Update] The welcome offer is now only 20k. [2025.7 Update] New card launched. Welcome offer 30k. Application Link Citi Strata Benefits 20k Welcome Bonus: Earn 20,000 ThankYou Points (TYP) after spending $1,000 within the first 3 months of account opening.The…
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Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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AmEx Schwab Investor Credit Card Review (2026.7 Update: $200 Offer)

Schwab Investor Card from American Express Review [2026.7 Update] The welcome offer is back to $200. [2026.6 Update] The new welcome offer is $300. [2025.6 Update] The welcome offer is back to $200. [2025.5 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits…
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Wells Fargo Choice Privileges Credit Card Review (2026.9 Update: 60k Offer)

Choice Privileges® Mastercard® Review 2026.9 Update: The new offer is 60k. Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending $1,000 in the first 3 months from account opening. The best recent offer is 70k. We estimate that Choice Privileges points are worth about 0.6 cents/point. So the 70k highest sign-up bonus is…
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United Gateway℠ Card Review (2025.11 Update: 40k Offer)

United Gateway℠ Card Review 2026.4 Update: There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while for all other UA cobranded cards with an annual fee, you get this benefit as long as…
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Costco Anywhere Visa® Card by Citi Review (2025.5 Update)

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! Application Link Costco Anywhere Visa® Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash back at other gas stations and EV…
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AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards…
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Upgrade MyFive “Credit Card” Review (New Card, 5% Category of Your Choice)

MyFive Cash Rewards Review Application Link Upgrade MyFive Features Every month, you can choose one category from the following to earn 5% cash back, with a quarterly cap of $3,000: Groceries Dining Drug Stores Travel TV, Internet, and Streaming Services Cell Phone Providers Pet Care and Stores Home Utilities All other purchases earn 1% cash back. No annual fee. Disadvantages…
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Wells Fargo Signify Business Cash Credit Card Review (New Card)

Signify Business Cash℠ Card by Wells Fargo Review Application Link Wells Fargo Signify Business Cash Benefits $500 offer: earn $500 after spending $5,000 in first 3 months. Earn 2% cash back on all purchases. No annual fee. Disadvantages Recommended Application Time We recommend you apply for this card after you have a credit history of at least two years and you…
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Sofi Credit Card Review (2024.4 Update: 2.2% Cashback on Everything)

Sofi Credit Card Review 2024.4 Update: There’s a new feature Reward Boost: if you have Sofi Checking and have Direct Deposit (DD) every month, then your cashback rate is 2.2% on everything. Application Link Sofi Credit Card Benefits Earn 2.2% cash back on all eligible purchases! No cap. You can earn 2% just with this credit card, and earn additional…
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US Bank Triple Cash Business Credit Card (2026.2 Update: $750 Offer)

U.S. Bank Triple Cash Rewards Visa® Business Card Review 2026.2 Update: The new offer is $750. 2025.9 Update: The new offer is $750. [2025.11 Update] Offer expired. 2024.7 Update: The new offer is $750. [2025.5 Update] Offer expired. Application Link US Bank Triple Cash Business Benefits $750 offer: earn $750 statement credit after spending $6,000 in first 180 days. This…
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