Tag Archive: No Annual Fee

Chase Freedom Flex℠ (CFF) Credit Card Review (2025.6 Update: $200 Offer; Possibly Refreshed/Discontinued In The Near Future?)

physixfan 2025-07-01 2025-07-01 21 Comments

Chase Freedom Flex℠ Credit Card Review 2025.7 Update: This card is in a strange state now: in this Freedom cards official webpage, this card has no application button; in this Chase all credit cards list official webpage, this card disappeared. However, referral links still work fine. The application link below on our site is the referral links that are working fine….
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Chase

5% Rotating Categories, Cash Back Credit Card, Chase, No Annual Fee, Ultimate Rewards (UR)

AmEx Hilton Credit Card Review (2025.10 Update: 100k Offer)

physixfan 2025-06-12 2025-10-03 121 Comments

The Hilton Honors American Express Card Review 2025.10 Update: The 100k offer comes back. Offer ends on 2026/01/14. 2025.6 Update: The new offer is 100k+$100. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. [Expired] Application Link AmEx Hilton Benefits 100k offer: earn 100,000 Hilton Honors Points after spending $2,000 in first 6…
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AmEx

American Express (AmEx), Hilton Honors, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee

BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

physixfan 2025-06-02 2025-06-02 44 Comments

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
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BoA

Bank of America (BoA), Cash Back Credit Card, No Annual Fee

BoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

ThunderFat 2025-06-02 2025-06-02 54 Comments

Bank of America Customized Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus 6% cash back in the category of your choice for the first year. This is 3% more cashback in addition to the existing 3% cashback rate on category of your choice. The upper limit is the same $2,500 spending per quarter. Therefore, if…
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BoA

Bank of America (BoA), Beginner's Card, Cash Back Credit Card, No Annual Fee

Citi Rewards+® Card Review (2025.5 Update: Will Be Automatically Converted to Citi Strata Card on Jul 20)

physixfan 2025-05-22 2025-07-29 29 Comments

Citi Rewards+® Card Review 2025.5 Update2: According to TPG, this card will be automatically converted to a new card Citi Strata card (which is pretty useless), and lose the most important benefits: rounding up to nearest 10 points and 10% back when redeeming TYP. If you have some TYP and want to transfer them to partners, do it now before…
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Discontinued Credit Cards

Citibank, No Annual Fee, ThankYou Points (TYP)

AmEx Schwab Investor Credit Card Review (2025.6 Update: $200 Offer)

physixfan 2025-05-08 2025-06-12 22 Comments

Schwab Investor Card from American Express Review [2025.6 Update] The welcome offer is back to $200. [2025.5 Update] The new welcome offer is $300. [2024.11 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200 offer: earn $200 statement credit after spending $1,000…
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AmEx

American Express (AmEx), Cash Back Credit Card, No Annual Fee

Wells Fargo Choice Privileges Credit Card Review (2025.4 Update: 60k Offer)

physixfan 2025-04-14 2025-04-14 3 Comments

Choice Privileges® Mastercard® Review 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. 2024.7 Update: There’s a link with 70k offer now. This is the best ever offer on this card! Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending $1,000 in…
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Wells Fargo

Choice Privileges, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee, Wells Fargo

United Gateway℠ Card Review (2025.7 Update: 30k Offer)

physixfan 2025-03-26 2025-07-20 31 Comments

United Gateway℠ Card Review 2025.7 Update: The new offer is 30k: in addition to the 20k offer with $1k spending requirement, earn 10k more miles when you add an authorized user in the first 3 months. That’s 30k miles in total. Offer ends on Nov 5. 2025.4 Update: There’s a new link with better offer 40k: in addition to the 30k…
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Chase

Airline Credit Card, Chase, No Annual Fee, No Foreign Transaction Fee, United Airlines (UA)

US Bank Shield Credit Card Review (New Card)

physixfan 2025-03-17 2025-03-17 6 Comments

U.S. Bank Shield™ Visa® Card Review Application Link US Bank Shield Benefits Earn a $20 annual statement credit for 11 consecutive months of purchases (calendar month). Earn 4% cash back on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Center. No cash back on other purchases. 0% intro APR for 24 months. No annual fee….
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US Bank

No Annual Fee, US Bank

Barclays Wyndham Earner Credit Card Review (2025.3 Update: 60k Offer)

physixfan 2025-03-04 2025-03-04 24 Comments

Wyndham Rewards® EarnerSM Card Review 2025.3 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired, and there’s only a 30k offer now. 2024.9 Update: The new offer is 45k. Application Link Barclays Wyndham Earner Benefits 60k offer: earn 60,000 Wyndham points after spending $2,000 in the first 90 days. The recent best offer 75k. Wyndham points are…
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Barclays

Barclays, Hotel Credit Card, No Annual Fee, No Foreign Transaction Fee, Wyndham Rewards

Apple Card Review (2024.10 Update: $75 Offer)

physixfan 2024-10-30 2024-10-30 216 Comments

Apple Card Review 2024.10 Update: The $100 offer is expired. The $75 offer is still alive. 2024.8 Update: There’s $100 offer now. 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent best offer is $100. Earn 3%…
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Other Banks

Apple, Cash Back Credit Card, Goldman Sachs, Metal Card, No Annual Fee, No Foreign Transaction Fee

Costco Anywhere Visa® Card by Citi Review (2025.5 Update)

physixfan 2024-10-07 2025-05-02 61 Comments

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! Application Link Costco Anywhere Visa® Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash back at other gas stations and EV…
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Citibank

Cash Back Credit Card, No Annual Fee, No Foreign Transaction Fee

AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

physixfan 2024-09-26 2024-09-26 131 Comments

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards…
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AmEx

American Express (AmEx), Grocery Card, Membership Rewards (MR), No Annual Fee

Upgrade MyFive “Credit Card” Review (New Card, 5% Category of Your Choice)

physixfan 2024-08-16 2024-08-16 4 Comments

MyFive Cash Rewards Review Application Link Upgrade MyFive Features Every month, you can choose one category from the following to earn 5% cash back, with a quarterly cap of $3,000: Groceries Dining Drug Stores Travel TV, Internet, and Streaming Services Cell Phone Providers Pet Care and Stores Home Utilities All other purchases earn 1% cash back. No annual fee. Disadvantages…
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Other Banks

No Annual Fee, Upgrade (FinTech)

US Bank Triple Cash Business Credit Card (2024.7 Update: $750 Offer)

physixfan 2024-07-07 2024-07-07 13 Comments

U.S. Bank Triple Cash Rewards Visa® Business Card Review 2024.7 Update: The new offer is $750. HT: DoC. 2024.4 Update: The new offer is $600. 2020.8 Update: This card is revamped: Restaurants are added to its 3% bonus category. There’s a new benefit: $100 software credit. This benefit is removed: 25% Annual Bonus based on your prior year’s Cash Rewards, up…
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US Bank Business Card

Cash Back Credit Card, No Annual Fee, US Bank