Capital One Spark Miles for Business Review 2020.1 Update: The 200k offer is expired. The current offer is 50k. 2019.10 Update: The Spark Miles card now has a revamped signup bonus of 50k miles after spending $5k in the first 3 months and an additional 150k miles after spending $50k in 6 months. Combined with the 2 miles earned per…
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Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review People who frequently travel abroad often wonder what the best debit card is to withdraw cash while travelling, as merchants in many countries may not accept credit cards. However, most debit cards have exorbitant fees when withdrawing from privately owned ATMs or those…
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Schwab One Brokerage Account Review 2019.10 Update: There is now no commission fee for online stock, ETF, and options trades! Previously the cost was $4.95/trade. Schwab now joins E*Trade and TD Ameritrade as major brokerages that have removed trade fees within the last couple of months. Application Link Charles Schwab Brokerage Account. You can use my referral code: REFER4U7MQ8R6 in “Add…
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Discover it Miles Credit Card Review 2019.7 Update: The sign-up bonus and referral bonus are both $100 now (previously $50). Application Link Discover it Miles Benefits $100 offer: earn $100 statement credit after making one purchase within 3 months. Earn 1.5 Miles per $1 spent on all purchases. 1 Mile worth 1 cent if you redeem for travel statement credit. So it’s…
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Capital One Walmart Rewards® Mastercard® Review Learn More Capital One Walmart Benefits Welcome offer: Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Earn 5% back on purchases made at Walmart.com and the Walmart app, 2% back on purchases in Walmart stores and Murphy USA gas stations, 2% back on restaurant…
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City National Bank (CNB) Crystal Visa Infinite Credit Card Review 2020.1 Update: There are some negative changes starting from 2020.1.1: The air credit is now $350 per calendar year across the whole account (previously each authorized user has separate $250 air credit). The guests are not free any more with this PPS cards. Gas and grocery are removed from 3x…
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Introduction The Hyatt Residence Club (HRC) Coconut Plantation is located in Bonita Springs on Florida’s Gulf Coast. It is one of sixteen timeshare properties in the HRC portfolio, including one of five in Florida. Earlier this year I was solicited by HRC for a three-night stay at the Coconut Plantation wherein we would pay $262 including taxes and receive three…
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Introduction Earlier this year I received a promotional email from Hyatt offering a three night stay at the Hyatt Residence Club (HRC) Coconut Plantation located in Bonita Springs, Florida. For $262 including all taxes and fees, I would receive a $100 room credit or 10,000 World of Hyatt points and three nights in a one-bedroom king condominium. The catch? I’d…
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One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines. The relationship of each currency to various airlines is summarized in Wings of the…
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Introduction A credit score is a three-digit number that represents “creditworthiness,” or the degree of perceived risk a lender is assuming by providing an individual with credit. A credit score is generated through a statistical analysis of a credit report based on five primary factors, including payment history, amount of outstanding debt owed, length of credit history, types of credit,…
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We will keep updating recent points transfer bonus offers in this post. (2019.6) MR -> British Airways (BA) Avios 40% Bonus (Targeted) Today American Express is offering some members a 40% bonus when transferring their membership rewards points to their BA avios account. It is a targeted offer. You need to log in to your Amex account to see if…
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Introduction Whether you live alone or have a growing family, everybody spends money at the grocery store. Credit card issuers know this and in turn offer significant rewards on a variety of different credit cards specifically for spend at grocery stores. Additionally, many grocery stores carry third party gift cards. By purchasing these gift cards with a credit card…
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Avianca Vuela Visa Card Review 2022.2 Update: This card is discontinued. Current cards will be closed. This is really a bad practice because it will hurt customers’ credit history. HT: HelpMeBuildCredit. Application Link Banco Popular Avianca Vuela, the right one is this card. Benefits 40k offer: earn 40,000 Avianca LifeMiles (AV miles) after the first purchase within the first 90 days. The…
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Avianca Vida Visa Card Review 2022.2 Update: This card is discontinued. Current cards will be closed. This is really a bad practice because it will hurt customers’ credit history. HT: HelpMeBuildCredit. Application Link Banco Popular Avianca Vida, the left one is this card. Benefits 20k offer: earn 20,000 Avianca LifeMiles (AV miles) after the first purchase within the first 90 days. The recent…
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Introduction PFS Buyer’s Club is a group that allows you to pre-register for the ability to sell them limited-edition coins before they go on sale from the US Mint. The process is simple. Register and “opt-in” for the deal with PFS, buy and receive the coin you paid for with a credit card from the US Mint, mail the coin…
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