Author Archive: physixfan

AmEx Schwab Investor Credit Card Review (2025.1 Update: $200 Offer)

Schwab Investor Card from American Express Review [2025.1 Update] The welcome offer is back to $200. [2024.11 Update] The new welcome offer is $300. [2021.6 Update] The $200 welcome offer has returned. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200 offer: earn $200 statement credit after spending $1,000…
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Apple Card Review (2024.10 Update: $75 Offer)

Apple Card Review 2024.10 Update: The $100 offer is expired. The $75 offer is still alive. 2024.8 Update: There’s $100 offer now. 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent best offer is $100. Earn 3%…
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Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2024.12 Update: $200 Offer)

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review 2024.12 Update: The $250 offer is expired. The current offer is $200. 2024.10 Update: The new welcome offer is $250. Now Capital One renamed this SavorOne credit card ($0 annual fee) to Savor, and discontinued the former Savor credit card ($95 annual fee), which is very confusing. 2021.5 Update: Capital…
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Citi Priority Package Review (2024.10 Update: $500 Offer)

Citibank Priority Package Review 2024.10 Update: The $500 offer is extended to 1/7/2025. 2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k. Application Link Citi Priority Package Benefits $500 sign-up bonus! Please read below for the requirements to…
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Citi Regular Checking Review (2025.1 Update: $450 Offer Expired)

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2025.1 Update: The $450 offer is expired. Currently there’s no welcome offer. 2024.10 Update: The new offer is $325/$450, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $450 offer. 2024.1 Update: This bank account…
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Costco Anywhere Visa® Card by Citi Review (2025.5 Update)

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! Application Link Costco Anywhere Visa® Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash back at other gas stations and EV…
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BoA Checking Account Review (2025.2 Update: $300 Offer)

Bank of America Checking Account Review 2025.2 Update: The $300 offer extended the deadline to 2025.5.31. 2025.1 Update: The $500 offer is expired as planned. The $300 offer will expire on 2025.1.31. 2024.10 Update: There’s a $300 offer (which requires no deposit but requires direct deposit (DD)) and $500 offer (which requires $15k deposit for 90 days) now! These are…
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Chase Aeroplan® Card Review (2025.1 Update: 70k Offer)

Chase Aeroplan® Card Review 2025.1 Update: The higher offer is expired. Currently there’s only 60k+10k offer. 2024.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing because…
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AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards…
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Iberia Visa Signature® Card Review (2025.1 Update: 75k Offer)

Iberia Visa Signature® Card Review 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. Application Link Chase Iberia Benefits 75k offer: earn 75,000 bonus Avios miles after spending $5,000 in 3 months. The recent best offer is 100k. We value IB Avios at 1.2 cents…
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Aer Lingus Visa Signature® Card Review (2025.1 Update: 75k Offer)

Aer Lingus Visa Signature® Card Review 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k bonus points after $7500 spend within 6 months of account opening. Application Link Chase Aer Lingus Benefits 75k offer: earn 75,000 bonus Avios miles after spending $5,000 in 3 months. The recent best offer is 100k. We value EI Avios…
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AmEx Marriott Bonvoy Business Credit Card Review (2024.10 Update: 3FN Offer)

Marriott Bonvoy Business American Express Card (Formerly Starwood Preferred Guest Business Credit Card from American Express) Review 2024.10 Update: The 5FN offer is expired. Currently there’s only 3FN offer. 2024.9 Update: The 5FN offer comes back. 2024.5 Update: The 5FN offer comes back. Application Link AmEx Marriott Bonvoy Business Benefits 3FN offer: earn 3 Free Night (FN) Awards (with a redemption level…
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Upgrade MyFive “Credit Card” Review (New Card, 5% Category of Your Choice)

MyFive Cash Rewards Review Application Link Upgrade MyFive Features Every month, you can choose one category from the following to earn 5% cash back, with a quarterly cap of $3,000: Groceries Dining Drug Stores Travel TV, Internet, and Streaming Services Cell Phone Providers Pet Care and Stores Home Utilities All other purchases earn 1% cash back. No annual fee. Disadvantages…
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Capital One Spark Cash Plus Review (2024.8 Update: $2,000 Offer!)

Capital One Spark Cash Plus Review 2024.8 Update: The new offer is $2,000, and its spending requirement is $30k in 3 months. The spending requirement is huge so it is only suitable for those who have a lot of spending. Besides, in the first year, you earn extra $2,000 for every $500k spent. This is equivalent to 0.4% cashback. The…
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AmEx Gold Card Review (2024.11 Update: 100k Offer)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2024.11 Update: The 100k+$100 offer is expired. Currently there’s a 100k offer if you try hard in incognito mode. 2024.7 Update: New benefits on this card: The annual fee is increased from $250 to $325. New Benefit: $84 Dunkin’ credit: $7 Dunkin’ credit per month. Enrollment required. New Benefit: $100 Resy…
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