There are so many banks in the US. Some big banks with a lot of branches, such as Chase, BoA, Citi, Wells Fargo, have real people to serve you, but the interest rates of these banks really suck. Online banks, such as Ally, Discover, Barclays, Marcus, have much better interest rates, but these banks also have some disadvantages. Each bank…
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Chase College Checking Account Review Application Link Chase College Checking Benefits New Checking Account Bonus: $100! See below for the requirements to get this bonus. College student must be 17–24 years old to open a Chase College Checking account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at account opening. Otherwise…
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Discover it Business Credit Card Review Application Link Discover it Business Benefits Earn 1.5% cash back per $1 spent on all purchases. Double all cash back you’ve earned at the end of your first year, including Discover Deals. In other words, this card is 3% cash back on everything for the first year. There are some pretty good discounts if…
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Update: It seems referral links still show the old 24-month term. Get it while you can. Dead now. Previously, Chase Sapphire Preferred (CSP) and Chase Sapphire Reserve (CSR) have a churning rule: The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus…
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Starting from Aug 26, 2018, AmEx and Chase work together to limit the bonuses on their Marriott & SPG co-branded credit cards. Now AmEx SPG cards can affect the eligibility of Chase Marriott credit cards, and vice versa. Here’s a summary of the limits. Chase Co-branded Credit Cards Chase cards have their own limits: Chase 5/24 rule: Chase Marriott Premier…
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If you live in the U.S, using credit cards is both a fun and efficient way to earn rewards while spending money that you would have spent anyway! By spending a little bit of effort learning how to efficiently apply for and use credit cards, it’s very simple to earn a round trip flight to China or other countries. If you adopt…
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US Bank FlexPerks Travel Rewards Visa Signature Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits 25k offer: earn 25,000 FlexPoints after spending $2,000 in first 4 months. FlexPoints are worth a fixed 1.5 cents/point towards travel (such as airline,…
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Chase Hyatt Credit Card Review 2018.6 Update: This card won’t be upgraded to the new card Chase World of Hyatt automatically. If you want to upgrade, there’s a dedicated webpage. You can’t upgrade online; instead, you need to call 1-800-436-7941. Some people get 2,000 points upgrade bonus. Should you upgrade? It depends. If you just want to get an annual free…
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I believe most of our readers already have one or more premium credit cards, therefore get access to some airport lounges. For example: Priority Pass Select (PPS) is a benefit for a bunch of premium cards, such as CSR, AmEx Platinum, Citi Prestige, Chase Ritz-Carlton, AmEx Hilton Aspire etc. AmEx Centurion Lounge access is a benefit for any version of the AmEx Platinum card. Airspace Lounges access…
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Today AmEx added a sentence in the terms for all its credit cards, see this page for example: We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility. We are not sure how serious AmEx is, but this is definitely not…
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Barclays Arrival Plus World Elite MasterCard Review 2019.6 Update: This card is currently unavailable because Barclays is “re-thinking” this brand. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 70k offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days. Earn…
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IKEA Visa Credit Card by Comenity Bank Review Features $25 + $25 offer: get $25 off your first IKEA purchase when you open and use your IKEA Visa credit card in the same day; earn a $25 IKEA Reward Certificate when you make $500 in qualifying purchases outside of IKEA, Traemand and TaskRabbit within the first 90 days. 5% back in…
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Wells Fargo Platinum Card Review 2021.10 Update: This card is discontinued. The new 0 APR card from Wells Fargo is Wells Fargo Reflect. Application Link Wells Fargo Platinum Benefits 0% introductory APR for 18 months on purchases and balance transfers. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: Introductory fee of either $5 or 3%…
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U.S. Bank FlexPerks Select+ American Express Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 10,000 FlexPoints after spending $1000 in first 4 months. FlexPoints are worth a fixed 1.5 cents/point towards travel (such as airline, hotel, car rental, etc.),…
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Deserve EDU Mastercard for Students Review 2023.9 Update: This card is unavailable temporarily (hopefully not permanently). “New applications are being paused temporarily as we redesign our card.” 2023.1 Update: The $30 welcome offer is expired. There’s no welcome offer now. Application Link Deserve EDU Benefits This is a credit card that is specially designed for students. International students can also…
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