Author Archive: physixfan

CitiBusiness ThankYou Card Review (Discontinued)

CitiBusiness ThankYou® Card Review 2023.2 Update: It seems this card is discontinued. HT: DoC. 2021.6 Update: This card is not in the Citi website credit cards list, and you can’t apply online, therefore not many people know its existence. Currently there’s 20k/30k/40k offer in branch depending on location. You can ask Citi to match to 40k. HT: DoC. Application Link CitiBusiness…
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US Bank Altitude Connect Credit Card Review (2024.8 Update: 20k Offer)

US Bank Altitude Connect Visa Signature Card Review 2024.7 Update: The higher offer is expired. Currently there’s only a 20k offer. 2022.1 Update: The offer is still 50k, with a lower spending requirement now ($3k->$2k). Application Link US Bank Altitude Connect Benefits 20k offer: earn 20,000 bonus points after spending $1,000 in first 90 days. The recent best offer is…
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US Bank Altitude Go Credit Card Review (2021.5 Update: 20k Offer)

US Bank Altitude Go Visa Signature Card Review 2021.5 Update2: The 25k offer is expired. The current offer is 20k. 2021.5 Update: The offer is increased from 25k again. 2021.3 Update: The 25k offer is expired. The current offer is 20k. 2020.8 Update: The offer is increased from 20k to 25k. Application Link US Bank Altitude Go Benefits 20k offer:…
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PenFed Gold Visa® Card Review

PenFed Gold Visa® Card Review Application Link Gold Visa® Card Benefits This card offers a generous introductory APR for both purchases and on balance transfers. No annual fee. Disadvantages No signup bonus. Recommended Application Time We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit…
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PenFed Platinum Rewards Visa Signature® Card Review

PenFed Platinum Rewards Visa Signature® Card Review Application Link Platinum Rewards Visa Signature® Card Benefits 15k offer: earn 15,000 points when you spend $1,500 in the first 90 days. Earn 5x points on gas paid at the pump and EV charging stations; earn 3x points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services. Earn…
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PenFed Power Cash Rewards Visa Signature® Card Review

PenFed Power Cash Rewards Visa Signature® Card Review Application Link Power Cash Rewards Visa Signature® Card Benefits $100 offer: earn $100 statement credit when you spend $1,500 in the first 90 days. Earn 1.5x points on all purchases. You can earn 2x on all purchases if you are a PenFed Honors Advantage member. The points can be used to redeem for gift cards,…
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Alliant Visa Platinum Rewards Credit Card Review (2021.2 Update: Points Are Worth 1 c/p Again)

Alliant Visa Platinum Rewards Card Review 2021.2 Update: The points are worth 1 cent/point again. The devaluation is reversed. HT: DoC. 2021.1 Update: The points are devalued from 1 cent/point to 0.66 cents/point! Quietly! HT: DoC/MyFICO. Application Link Alliant Visa Platinum Rewards Benefits 5k offer: earn 5,000 points after you make at least $500 in purchases within the first 90 days….
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PenFed Pathfinder® Rewards Visa Signature® Card Review (2022.2 Update: 50k Offer)

PenFed Pathfinder® Rewards Visa Signature® Card Review Application Link PenFed Pathfinder® Rewards Visa Signature® Card Benefits 50k offer: earn 50,000 Bonus Points when you spend $3,000 in the first 90 days. Earn 3x points on travel purchases, and earn 1.5x points on all other purchases. You can earn 4x on travel if you are a PenFed Honors Advantage member. The points can be…
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Marcus by Goldman Sachs Savings Account Review (2021.1 Update: $100 Offer for New & Existing Customers)

Marcus by Goldman Sachs Savings Account Review 2021.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2021.02.12. 2020.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2020.02.11. Application Link Marcus by Goldman Sachs Savings Benefits $100 offer for new & existing customers….
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Citi AT&T Access Credit Card Review (Discontinued)

AT&T Access Card from Citi Review 2022.8 Update: This card is discontinued. 2020.12 Update: The new offer is 15k+$100. HT: FM. I’m quite surprised that Citi and AT&T can still remember there’s such a card and improved its sign up bonus… Note that this card is NOT the famous Citi AT&T Access More card that’s discontinued. Application Link Citi AT&T…
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Synchrony Venmo Credit Card Review (2021.6 Update: Double Cashback in 2021)

Synchrony Venmo Visa Credit Card Review 2021.6 Update: The sign up bonus is double cashback before 2021.12.31 (from 3%/2%/1% to 6%/4%/2% cashback). Application Link You need to go to your Venmo app to apply for this card. Here is its official web page: Synchrony Venmo. Benefits The sign up bonus: double cashback before 2021.12.31 (from 3%/2%/1% to 6%/4%/2% cashback). Automatically earn up…
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AmEx Amazon Business Prime Credit Card (2020.10 Update: $125 Offer; 5% Cap Is Effective)

Amazon Business Prime American Express Card Review 2020.10 Update: Reminder: the cap of 5% cashback is now effective. Also, based on recent data points, AmEx now only allow you to hold one of this card at a time, therefore you can’t increase the cap by holding multiple of this card. 2020.6 Update: The offer is now $125. Effective Oct.1, you…
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Chase United TravelBank Credit Card Review (Discontinued) (2020.9 Update: Will Become Chase United Gateway)

The United TravelBank Card Review 2020.9 Update: This card will become a card called Chase United Getaway on 9/21. The main difference is, you earn TravelBank Cash with the previous card, and you will earn United miles with the new card. HT: DoC. 2020.5 Update: This card is removed from both Chase and United, and all existing application links seem…
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