Credit Cards

AmEx Platinum Card for Schwab Review (2025.9 Update: 125k Offer; Major Upgrade Together With The Regular Platinum Card)

American Express Platinum Card for Schwab Review 2025.9 Update: This card just got a major refresh together with the regular Platinum card — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again worth considering as a long-term keeper! Here are the changes (credit to awash): Also,…
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AmEx Platinum Card for Morgan Stanley Review (2025.9 Update: 125k Offer; Major Upgrade Together With The Regular Platinum Card)

The Platinum Card from American Express Exclusively for Morgan Stanley Review 2025.9 Update: This card just got a major refresh together with the regular Platinum card — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again worth considering as a long-term keeper! Here are the changes (credit…
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Chase Aeroplan® Card Review (2025.9 Update: 75k+25k Offer)

Chase Aeroplan® Card Review 2025.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing because the spending amount is huge. 2025.7 Update: There’s a 85k offer now….
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AmEx Platinum Card Review (2025.9 Update: Major Upgrades, Annual Fee Increased to $895; AS HIGH AS 175k Offer)

The Platinum Card from American Express Review 2025.9 Update: This card just got a major refresh — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again worth considering as a long-term keeper! Here are the changes (credit to awash): 2025.6 Update: It seems all the links…
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Delta SkyMiles® Gold Card from American Express Review (2025.10 Update: 80k Offer Expired)

Delta SkyMiles®Gold Card from American Express Review 2025.9 Update: The new offer is 80k. Expires on 2025.10.29. Expired now. 2025.6 Update: The new offer is 80k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 80k. Expires on 2025.4.2. Expired now. Application Link Public offer: AmEx Delta SkyMiles Gold Targeted offer: AmEx Delta SkyMiles Gold targeted offer. If you…
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Delta SkyMiles® Platinum Card from American Express Review (2025.10 Update: 90k Offer Expired)

Delta SkyMiles® Platinum Card from American Express Review 2025.9 Update: The new offer is 90k. Expires on 2025.10.29. Expired now. 2025.6 Update: The new offer is 90k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 90k. Expires on 2025.4.2. Expired now. Application Link Public offer: AmEx Delta SkyMiles Platinum Targeted offer: AmEx Delta SkyMiles Platinum targeted offer….
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Delta SkyMiles® Reserve Card from American Express Review (2025.10 Update: 125k Offer Expired)

Delta SkyMiles® Reserve Card from American Express Review 2025.9 Update: The new offer is 125k. Expires on 2025.10.29. Expired now. 2025.6 Update: The new offer is 100k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 100k. Expires on 2025.4.2. Expired now. Application Link Public offer: AmEx Delta SkyMiles Reserve Targeted offer: AmEx Delta SkyMiles Reserve targeted offer….
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IHG One Rewards Premier Credit Card Review (2025.10 Update: 140k Offer)

IHG One Rewards Premier Credit Card Review 2025.10 Update: The higher offer is expired. The current offer is only 140k. 2025.9 Update: The new offer is 165k. 2025.5 Update: There’s a 5FN offer (up to 60k each). This is the best offer on this card. Application Link Chase IHG Premier Benefits 165k offer: earn 165,000 IHG points after spending $3,000…
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IHG One Rewards Traveler Credit Card Review (2025.10 Update: 80k Offer)

IHG One Rewards Traveler Credit Card Review 2025.10 Update: The higher offer is expired. The current offer is only 140k. 2025.9 Update: The new offer is 2FN (up to 50k) + 40k. 2025.5 Update: The new offer is 120k. Application Link Chase IHG Traveler Benefits 2FN+40k offer: earn 40,000 IHG points plus 2 Free Nights (FN) (with a redemption level…
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British Airways Visa Signature® Card Review (2025.9 Update: 100k Offer)

British Airways Visa Signature® Card Review 2025.9 Update: The new offer is 100k. 2025.6 Update: The welcome offer is changed to 75k. 2025.4 Update: The new offer is 100k. Application Link Chase British Airways Benefits 100k offer: earn 100,000 bonus Avios after spending $7,500 on purchases within the first 6 months. This is the best offer in recent years. We…
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Coinbase One Card Review (New Card Preview, Up to 4% Back on Everything, Waitlist Available)

Coinbase One Card Review 2025.9 Update: Details are out, and the first batch of people on the waitlist have already received application links. Application Link Just announced; there』s no public application link yet. You can join the waitlist: Coinbase One Card Features Up to 4% back on all purchases, paid as Bitcoin (BTC) to your Coinbase account. Your cashback rate…
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Deserve EDU Credit Card Review (Discontinued) (2025.8 Update: All Accounts Are Closing)

Deserve EDU Mastercard for Students Review 2025.8 Update: All card holders received email from Deserve: all cards are being closed. You can’t make purchases now already (you still need to pay your balance). This is a very bad act, because it will harm card holders’ credit score. This card is many international students’ first credit card because it can be…
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BoA Alaska Atmos Ascent Credit Card Review (2025.8 Update: 85k Offer)

Atmos™ Rewards Ascent Visa Signature® Card Review 2025.8 Update: There’s a 85k offer link now. This is supposed to be the inflight offer, but the application link is retrieved. Application Link BoA Alaska Atmos Ascent Benefits 85k offer: earn 85,000 Alaska Miles after spending $4,000 in first 120 days. Plus a companion fare in the first year. This is the…
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Barclays Hawaiian Airlines Credit Card Review (2025.8 Update: 80k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2025.8 Update: The new offer is 80k! HT: DoC. Note that HA miles and AS miles are now merged with new name Atmos Rewards. 2024.2 Update: The new offer is 70k with different spending requirement. Application Link Barclays Hawaiian Airlines Benefits 80k offer: earn 80,000 Hawaiian Airlines miles after spending $2,500 in the first…
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BoA Alaska Atmos Summit Credit Card Review (New Card, 100k Offer)

The Atmos™ Rewards Summit Visa Infinite® Card Review Application Link BoA Alaska Atmos Summit Benefits 100k offer: earn 100,000 Alaska Miles after spending $6,000 in first 90 days. Plus a 25k-point Global Companion Award. We value Alaska Miles at 1.6 cents/point (Airline Miles Value), so the 100k welcome offer is worth about $1,600! Earn 3x Alaska Miles on eligible Alaska…
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