Credit Cards

United℠ Explorer Card Review (2023.6 Update: 60k Offer)

United℠ Explorer Card (Chase UA Explorer) Review 2023.6 Update: The new offer is 60k. Reminder: UA has devalued its miles massively recently. 2023.2 Update: The higher offer is expired. The current offer is 50k. 2021.7 Update: The 70k offer is back~ Application Link Chase UA Explorer Benefits 60k offer: get 60,000 United miles after $3,000 spending in 3 months. The…
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Citi Premier® Card Review (2023.7 Update: 60k Offer)

Citi Premier® Card Review 2023.7 Update: The higher offer is expired. The current offer is 60k. 2023.4 Update: The current offer is 75k TYP after $4000 spend in 4 months. A little lower than the 80k best ever offer. 2023.1 Update: The 80k offer is expired. The current offer is 60k. Application Link Citi Premier® Card Benefits 60k offer: earn…
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Citi Rewards+® Card Review (2024.1 Update: 20k Offer)

Citi Rewards+® Card Review 2024.1 Update: The 25k offer is expired. The current offer is 20k. 2023.4 Update: 25k offer is back! This is the best ever offer of this card. Application Link Citi Rewards+® Card Benefits 20k offer: earn 20,000 ThankYou Points after spending $1,500 in first 3 months.  The recent best offer is 25k. We estimate that ThankYou…
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BoA Better Balance Rewards (BBR) Credit Card Review (All Existing Cards Will Be Transferred to BoA Unlimited Cash Rewards after May 16)

Bank of America Better Balance Rewards Credit Card (BBR) Review 2023.3.17 Update: According to a letter received by our reader, current existing cards will be mandatorily converted to BoA Unlimited Cash Rewards after May 16. 2017.5.25 Update: It’s now discontinued. The previous application link is now redirected to the front page of credit cards. It seems what’s replacing it is…
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Marriott Bonvoy Bold® Credit Card Review (2023.8 Update: 30k Offer)

Marriott Bonvoy Bold® Credit Card Review 2023.8 Update: The higher offer is expired. The current offers are 30k. 2023.6 Update: The new offers are 50k+50k. However, I need to emphasize this again: don’t apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2023.4 Update: The 60k offer is expired. The current…
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Chase Instacart Credit Card Review (2023.3 Update: $100 Offer)

Instacart Mastercard® Credit Card from Chase 2023.3 Update: The $300 offer is expired. The current offer is $100. 2023.2 Update: The new offer is $300. Offer ends on 02/27. HT: USCardForum juanxincai. Application Link Chase Instacart Benefits $100 offer: get a $100 Instacart credit after approval. The recent best offer is $300. Earn 5% cashback on Instacart app and website; earn 5%…
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Chase Starbucks Credit Card Review (2023.4 Update: Discontinued)

Starbucks Rewards Visa Credit Card 2023.4 Update: This card will be converted to CFU or CFF on Jul 20, 2023. HT: DoC. 2022.12 Update: This card seems discontinued. Also, the Stars will devalue in 2023.2.13, see announcement. 2019.3 Update: The new offer is now 6,500 Stars, worth about $260… But still not recommend to apply. Application Link Chase Starbucks Benefits…
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Chase Sapphire Reserve® (CSR) Review (2022.12 Update: 70k offer)

Chase Sapphire Reserve® (CSR) Review 2023.10 Update: The welcome offer is back to 60k now. 2022.12 Update: The welcome offer is back to 70k now. 2022.11 Update: The Lyft membership comes with this card is changed from Lyft Pink to a more premium membership called Lyft Pink All Access as of Nov 15. BTW, the 80k offer will expire on Nov 30,…
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US Bank Shopper Cash Rewards Credit Card Review (New Card, 6% Cash Back but with $95 Annual Fee)

US Bank Shopper Cash Rewards Visa Signature Credit Card Review Application Link US Bank Shopper Cash Rewards Benefits $250 offer: earn $250 after spending $2,000 in 120 days. Cash back structure: Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose. Earn 3% cash back on your first $1,500 in eligible…
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AmEx Blue Cash Everyday (BCE) Credit Card Review (2023.1 Update: $200+$150 Offer)

Blue Cash Everyday Card from American Express (BCE) Review 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150 offer via Resy. 2022.10 Update: The new offer is $150 PayPal + $100: Earn 20% back as a statement credit on purchases via PayPal in the first 6 months, up to $150 back (i.e. $750…
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US Bank Altitude Reserve Credit Card Review (2022.9 Update: 50k Offer; No Long Requires Existing Relatinoship)

US Bank Altitude Reserve Visa Infinite Card Review 2022.9 Update: This card used to require existing US Bank relationship to apply online. Now the requirement is removed. However, it is still recommended to have a US Bank checking account before applying in order to significantly improve approval chance. 2021.3 Update: The $325 travel credit now can be used on dining…
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Marriott Bonvoy Bountiful™ Credit Card Review (2023.2 Update: 85k Offer)

Marriott Bonvoy Bountiful™ Credit Card Review 2023.2 Update: The offer is now lowered to 85k. Application Link Chase Marriott Bonvoy Bountiful Benefits 85k offer: Earn 85,000 Marriott points by spending $4,000 in the first 3 months. The recent best offer is 125k. We estimate the value of a Marriott point at 0.7 cents/point, so the 125k sign-up bonus is worth…
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Barclays Hawaiian Airlines Credit Card Review (2024.2 Update: 70k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2024.2 Update: The new offer is 70k with different spending requirement. 2022.9 Update: The new offer is 70k. The link we use here is from in flight, and its spending requirement is only 1 purchase. Compared to the previous 80k offer ($4k spending in 6 months) the spending requirement is significantly lower. Application Link…
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PayPal Cashback Mastercard® Review (2022.9 Update: $150 Targeted Offer)

PayPal Cashback Mastercard® Review 2022.9 Update: There’s a $150 targeted offer in PayPal app. Offer ends in 2022/10/10. HT: DoC. 2022.5 Update: The newly improved cashback structure is: earn 3% cashback if you make the payment via PayPal; and earn 2% cashback on all other purchases! There’s also a new $100 welcome offer. Application Link PayPal Cashback Mastercard® no welcome offer…
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BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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