Chase Starbucks Credit Card Review (2023.4 Update: Discontinued)

Starbucks Rewards Visa Credit Card 2023.4 Update: This card will be converted to CFU or CFF on Jul 20, 2023. HT: DoC. 2022.12 Update: This card seems discontinued. Also, the Stars will devalue in 2023.2.13, see announcement. 2019.3 Update: The new offer is now 6,500 Stars, worth about $260… But still not recommend to apply. Application Link Chase Starbucks Benefits…
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US Bank Shopper Cash Rewards Credit Card Review (New Card, 6% Cash Back but with $95 Annual Fee)

US Bank Shopper Cash Rewards Visa Signature Credit Card Review Application Link US Bank Shopper Cash Rewards Benefits $250 offer: earn $250 after spending $2,000 in 120 days. Cash back structure: Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose. Earn 3% cash back on your first $1,500 in eligible…
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Barclays AAdvantage Aviator Business Credit Card Review (Discontinued)

AAdvantage® Aviator® Business Mastercard® Review Update: This card is discontinued. Now Citi is the sole partner of AA. 2024.2 Update: There is no available link for this card now. Maybe this card is discontinued? Maybe the link will come back in a few days? 2023.5 Update: The offer is lowered to 75k now. Application Link Barclays AAdvantage Aviator Business Benefits 75k offer:…
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AmEx Blue Business Cash Credit Card Review (2023.10 Update: $250 Offer)

Blue Business Cash™ Card from American Express Review 2023.10 Update: The offer is now $250 ($3,000 spending in 3 months). 2023.6 Update: The $250 offer (with $3k spending requirement) is expired. The current offer is $500 (with $15k spending requirement). 2022.9 Update: There is a new $500 offer, but it requires $15k spending in total. The $250 offer (with $3k…
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Marriott Bonvoy Bountiful™ Credit Card Review (2023.2 Update: 85k Offer)

Marriott Bonvoy Bountiful™ Credit Card Review 2023.2 Update: The offer is now lowered to 85k. Application Link Chase Marriott Bonvoy Bountiful Benefits 85k offer: Earn 85,000 Marriott points by spending $4,000 in the first 3 months. The recent best offer is 125k. We estimate the value of a Marriott point at 0.7 cents/point, so the 125k sign-up bonus is worth…
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PayPal Cashback Mastercard® Review (2025.3 Update)

PayPal Cashback Mastercard® Review Application Link PayPal Cashback Mastercard® Benefits Earn 3% cashback if you make the payment via PayPal; and earn 1.5% cashback on all other purchases. Redeem Cash Rewards right to your PayPal balance and use them whenever you want. No redemption threshold. No annual fee. Disadvantages No welcome offer. Summary 3% cashback rate on payments via PayPal is…
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BoA AAA Credit Card Review (2022.8 Update: Discontinued)

Bank of America AAA Member Rewards Visa Signature® Credit Card Review 2022.8 Update: This card is discontinued, as all previous application links are dead. Now in BoA app, there is a reminder that says this card will be automatically converted to another weak AAA card issued by another bank. R.I.P. 2021.8 Update: Something strange is happening to this card: The…
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Wells Fargo Active Cash Review (2022.8 Update: $200/$250 Offer)

Wells Fargo Active Cash Card Review 2022.8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. HT: DoC. Application Link Wells Fargo Active Cash $200 offer Wells Fargo Active Cash $250 offer: in branch Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell…
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Wells Fargo Autograph Credit Card Review (2024.1 Update: 20k Offer)

Wells Fargo AutographSM Card Review Application Link Wells Fargo Autograph Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The recent best offer is 30k. The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio, so the 30k highest offer is worth $300….
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Are dynamic Marriott points more valuable now? Yes, but with a big caveat …

The Points Guy recently published a quantitative analysis arguing that the Marriott points, even after the implementation of dynamic awards, retain its purported value of ~0.8 cent/pt. To get that conclusion, they pulled data from 50+ hotels over ~150 days. In fact, the average redemption value after the dynamic award is in place is 0.84 c/pt. They thus concluded that…
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The Best Credit Cards For Cell Phone Protection Benefit (2023.11 Update)

2023.11 Update: Added AmEx Hilton Aspire. 2022.4 Update: Updated a lot of changes over the years. In particular: new card Bilt Mastercard and Capital One Venture X have this benefit; Chase IHG Premier no longer has this benefits. In recent years, some credit cards start to offer cellular telephone protection benefit: as long as you pay your monthly wireless telephone…
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US Bank Cash Plus Credit Card Review (2022.2 Update: $200 Offer, Added 5% Cashback on Its Travel Portal)

US Bank Cash+ Visa Signature Credit Card Review 2022.2 Update: There’s a new benefit: earn 5% cashback on prepaid air, hotel and car reservations booked directly in the US Bank Rewards Travel Center. This is in addition to the 5% categories every quarter. HT: DoC. 2021.9 Update: The new offer is $200. 2021.1 Update: According to an email sent from US Bank,…
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