Author Archive: physixfan

Capital One Spark Cash Plus Review (2024.8 Update: $2,000 Offer!)

Capital One Spark Cash Plus Review 2024.8 Update: The new offer is $2,000, and its spending requirement is $30k in 3 months. The spending requirement is huge so it is only suitable for those who have a lot of spending. Besides, in the first year, you earn extra $2,000 for every $500k spent. This is equivalent to 0.4% cashback. The…
Read more

AmEx Gold Card Review (2025.6 Update: AS HIGH AS 100k Offer)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2025.6 Update: It seems all the links are showing a “AS HIGH AS” 100k welcome offer, and there’s no link with a fixed 100k welcome offer any more. 2024.11 Update: The 100k+$100 offer is expired. Currently there’s a 100k offer if you try hard in incognito mode. 2024.7 Update: New benefits…
Read more

Wells Fargo Choice Privileges Select Credit Card Review (2025.1 Update: 60k Offer)

Choice Privileges® Select Mastercard® Review 2025.1 Update: The higher offer is expired. Currently there’s only a 60k offer. 2024.7 Update: There’s a link with 100k offer now. This is the best ever offer on this card! Application Link Wells Fargo Choice Privileges Select Benefits 60k offer: Earn 60,000 Choice Privileges points after spending $3,000 in the first 3 months from…
Read more

Barclays AAdvantage Aviator Red Credit Card Review (Discontinued) (2026.1 Update: Will Be Automatically Converted To Citi Card)

AAdvantage® Aviator® Red World Elite Mastercard® Review 2026.1 Update: This card will be automatically converted to a Citi card on Apr 26, 2026.This is a webpage with details of this conversion. 2025.10 Update: This card is discontinued. Now Citi is the sole partner of AA. 2024.6 Update: The new offer is 70k. HT: DoC. Application Link Barclays AAdvantage Aviator Red Benefits 70k…
Read more

Now You Can See Southwest Flights on Google Flights!

Southwest Airlines has always been a bit special in the airline industry, previously blocking all third-party OTAs. Therefore, you couldn’t find Southwest flights on Google Flights, Expedia, or anywhere else; you had to visit Southwest’s own website or app to see their flight prices for comparison. There was a browser plugin in 2023 that allowed you to see Southwest flights…
Read more

Citi Strata Premier℠ Card Review (2025.4 Update: 60k Offer)

Citi Strata Premier℠ Card Review 2025.4 Update: The higher offer is expired. The current offer is 60k. 2024.5 Update: Card name changed from Citi Premier to Citi Strata Premier. New offer is 75k. Main difference: Added 10x TYP earning on CitiTravel.com; added 3x TYP earning on EV charging; added trip delay insurance (hours). 2023.4 Update: The current offer is 75k TYP…
Read more

Wells Fargo Signify Business Cash Credit Card Review (New Card)

Signify Business Cash℠ Card by Wells Fargo Review Application Link Wells Fargo Signify Business Cash Benefits $500 offer: earn $500 after spending $5,000 in first 3 months. Earn 2% cash back on all purchases. No annual fee. Disadvantages Recommended Application Time We recommend you apply for this card after you have a credit history of at least two years and you…
Read more

Sofi Credit Card Review (2024.4 Update: 2.2% Cashback on Everything)

Sofi Credit Card Review 2024.4 Update: There’s a new feature Reward Boost: if you have Sofi Checking and have Direct Deposit (DD) every month, then your cashback rate is 2.2% on everything. Application Link Sofi Credit Card Benefits Earn 2.2% cash back on all eligible purchases! No cap. You can earn 2% just with this credit card, and earn additional…
Read more

Sofi Checking & Savings Account (2024.4 Update: $525 Offer)

Sofi Checking & Savings Account (Formerly Sofi Money) Review Application Link Sofi Checking & Savings $325 part via referral link Sofi Checking & Savings $200 part via Swagbucks (20,000 Swagbucks are worth about $200) (Swagbucks itself has a $10 welcome offer via this link) To double dip, you need to: use the Swagbucks browser extension to activate the deal for…
Read more

Robinhood Gold Card Review: New Card, Everything 3% Cashback, Metal Card

Robinhood Gold Card Review Application Link Not available yet. You can use this link to join the waitlist: Robinhood Gold Card Features Earn 5% cash back when you book travel through the Robinhood travel portal. Earn 3% cash back on all categories! There’s no cap. Metal card, 17g in weight. No annual fee. Actually you need to be a Robinhood Gold…
Read more

Wells Fargo Autograph Journey Credit Card Review (New Card, 60k Offer)

Wells Fargo Autograph JourneySM Card Review Application Link Wells Fargo Autograph Journey Benefits 60k offer: earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months. Unlimited 5x points on hotels, 4x points on airlines, 3x  points on other travel and dining, 1x on other purchases. $50 annual statement credit for airfare purchases. Air ticket itself is included….
Read more

AmEx Begins To Add Family Language: Higher Annual Fees Cards Will Affect The Welcome Offers On Lower Annual Fee Ones In The Same Family Series!​ (2024.2 Update: Green Card Joined)

[2024.2 Update] AmEx Green card joined. Having held Gold or Platinum will affect the eligibility of Green card. [2023.12 Update] Marriott Co-branded cards joined. Having held Marriott Brilliant will affect the eligibility of Marriott Bevy card. [2023.10 Update] We initially thought that this family language limitation would first be implemented on co-branded cards, especially since it started with the Delta…
Read more

Chase Ritz-Carlton Credit Card Review (2024.2 Update: The New Metal Card Is Only 17g In Weight)

Chase Ritz-Carlton Credit Card Review 2024.2 Update: According to data points on our forum, the new metal card is only 17g in weight (previously the weight 13g, and before that there is a version with 28g in weight). It is not a “come back” as advertised in the email! 2024.1 Update: All Ritz card holders has received this email: due…
Read more

US Bank Triple Cash Business Credit Card (2026.2 Update: $750 Offer)

U.S. Bank Triple Cash Rewards Visa® Business Card Review 2026.2 Update: The new offer is $750. 2025.9 Update: The new offer is $750. [2025.11 Update] Offer expired. 2024.7 Update: The new offer is $750. [2025.5 Update] Offer expired. Application Link US Bank Triple Cash Business Benefits $750 offer: earn $750 statement credit after spending $6,000 in first 180 days. This…
Read more

Citi® Double Cash Card Review (2023.11 Update: $200 Offer)

Citi® Double Cash Card (DC) Review 2023.11 Update: The $200 offer is back. 2022.12 Update: The $200 offer is expired. Currently there’s no welcome offer. 2022.8 Update: The new welcome offer is $200! This is the best offer on this card. Application Link Citi® Double Cash Card Benefits 20k offer: Earn 20,000 ThankYou Points (TYP) after spending $1,500 in the…
Read more