Author Archive: physixfan

Amex Rewards Checking Account (2026.9 Update: $300 Offer)

American Express Rewards Checking Account (Debit Card/ATM Card) Review [2026.9 Update] The new offer is $300. Offer expires on 02/01/2027. [2026.8 Update] Offer expired. There’s no welcome offer now. [2026.5 Update] The new offer is $300, which is the best ever offer on this card! Offer expires on 07/30/2026. Application Link AmEx Rewards Checking Benefits $300 welcome offer. See below for…
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Delta SkyMiles® Gold Card from American Express Review (2026.11 Update: AS HIGH AS 80k Offer)

Delta SkyMiles®Gold Card from American Express Review [2026.11 Update] The elevated offer has expired, and the card now only has a mediocre AS HIGH AS 80k welcome offer. [2026.8 Update] The new welcome offer is 80k+$250! This is the best ever offer on this card. Offer expires on 11/04/2026. [2026.7 Update] The elevated offer has expired, and the card now…
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Delta SkyMiles® Gold Business American Express Card Review (2026.11 Update: AS HIGH AS 85k Offer)

Delta SkyMiles® Gold Business American Express Card Review [2026.11 Update] The elevated offer is expired. Currently there’s only the regular AS HIGH AS 85k offer. [2026.8 Update] The new welcome offer is 90k. Offer expires on 11/04/2026. [2026.7 Update] The elevated offer is expired. Currently there’s only the regular 60k offer. [2026.6 Update] The new offer is 90k. Offer expires…
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Delta SkyMiles® Platinum Business American Express Card Review (2026.11 Update: AS HIGH AS 100k Offer)

Delta SkyMiles® Platinum Business American Express Card Review [2026.11 Update] The elevated offer is expired. Currently there’s only the regular AS HIGH AS 100k offer. [2026.8 Update] The new welcome offer is 100k. Offer expires on 11/04/2026. [2026.7 Update] The elevated offer is expired. Currently there’s only the regular 70k offer. [2026.6 Update] The new offer is 100k. Offer expires…
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Delta SkyMiles® Reserve Business American Express Card Review (2026.11 Update: AS HIGH AS 125k Offer)

Delta SkyMiles® Reserve Business American Express Card Review [2026.11 Update] The elevated offer is expired. Currently there’s only the regular AS HIGH AS 125k offer. [2026.8 Update] The new welcome offer is 200k! This is the best ever offer on this card. The spending requirement $20k is a bit high though. Offer expires on 11/04/2026. [2026.7 Update] The elevated offer…
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AmEx Blue Cash Preferred (BCP) Credit Card Review (2026.8 Update: AS HIGH AS $300 Offer)

Blue Cash Preferred Card from American Express (BCP) Review [2026.8 Update] This card has largely fallen off radar, and we hadn’t noticed that, starting around the beginning of this year, its welcome offer was changed to AS HIGH AS $300. It has now also adopted the notorious AS HIGH AS model for welcome offers. [2025.8 Update] The Disney Streaming Credit is increased from $7/month…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (2026.8 Update: 150k+$250 Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review [2026.8 Update] The new welcome offer is 150k+$250. Offer expires on 09/30/2026. [2026.5 Update] The higher offer is expired. The current offer is only 100k. [2026.3 Update] The new welcome offer is 200k! This is the best ever offer on this card. Offer expires on 05/13/2026. Application…
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Barclays Samsung Galaxy Credit Card Review (New Card, 3% Cashback on Almost Everything)

Samsung Galaxy Card Review Application Link Barclays Samsung Galaxy Benefits $200 Offer: Earn $200 cash back after spending $2,000 within the first 90 days. Earning structure: 5% cash back on eligible purchases made directly from Samsung; 3% cash back on Samsung Wallet purchases made with this card. As discussed below, this effectively makes the card a 3% cash-back card on…
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Chase Sapphire Preferred® (CSP) Review (2026.7 Update: 75k Offer)

Chase Sapphire Preferred® Card Review 2026.7 Update: The higher offer is expired. The new welcome offer is 75k. 2026.6 Update: The new offer is 100k! Also, Chase announced the following changes starting from Jun 15: UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)! The 10% anniversary bonus benefit will…
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Capital One Spark Cash Plus Review (2026.9 Update: $2,000 Offer)

Capital One Spark Cash Plus Review [2026.9 Update] The higher offer is expired. Currently there’s only a $2,000 offer. The spending requirement is huge so it is only suitable for those who have a lot of spending. [2026.7 Update] The new offer is $2,000+$500. The spending requirement is huge so it is only suitable for those who have a lot…
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Robinhood Gold Card Review (No Annual Fee Everything 3% Cashback) (2026.7 Update: Has FTF Now)

Robinhood Gold Card Review [2026.7 Update] This card previously had no foreign transaction fee (FTF). Robinhood has quietly updated its terms, and cards applied for on or after July 1, 2026 will carry a 3% FTF. Existing cardholders are not affected for now, although there is no guarantee that Robinhood will not quietly revise the terms again in the future….
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Chase Freedom Rise® Credit Card Review (No Credit History Required) (2026.9 Update)

Chase Freedom Rise® Review [2026.9 Update] The previous welcome offer is expired. Currently there’s no welcome offer. [2026.6 Update] The new welcome offer is: earn 3% cashback on dining in the first 6 months (usually 1.5%) on up to $6,000. [2023.6 Update] New card launched. No credit history required. Application Link Chase Freedom Rise Benefits Earn 1.5% cash back on everything….
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Barclays Wyndham Earner Premier Credit Card Review (New Card, 120 Offer)

Wyndham Rewards Earner® Premier Card Review [2026.6 Update] A new card has been launched. It is a premium card with a $395 annual fee and a coupon-book-style benefits structure. The welcome offer is 120k: earn 90,000 Wyndham Points after spending $6,000 within the first 120 days, plus another 30,000 Wyndham Points after spending $750 at Wyndham within the first 180…
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Barclays Wyndham Earner Credit Card Review (2026.11 Update: 45k Offer)

Wyndham Rewards® EarnerSM Card Review [2026.11 Update] The elevated welcome offer is expired. Currently there’s only a 45k offer. [2026.6 Update] The new welcome offer is 75k: earn 30,000 Wyndham Points after spending $1,000 within the first 90 days, plus another 45,000 Wyndham Points after spending $500 at Wyndham within the first 180 days. Given the structure of this offer, it is…
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Barclays Wyndham Earner Business Credit Card Review (2026.11 Update: 45k Offer)

Wyndham Rewards® EarnerSM Business Card Review [2026.11 Update] The elevated welcome offer is expired. Currently there’s only a 45k offer. [2026.6 Update] The new welcome offer is 100k: earn 45,000 Wyndham Points after spending $3,000 within the first 90 days, plus another 55,000 Wyndham Points after spending $500 at Wyndham within the first 180 days. Given the structure of this offer,…
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