Author Archive: physixfan

Marriott Bonvoy Bold® Credit Card Review (2025.9 Update: 60k Offer)

Marriott Bonvoy Bold® Credit Card Review 2025.9 Update: The new offers are 60k. However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.7 Update: The higher offer is expired. The current offers are 30k. 2025.6 Update: The new offers…
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Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.12 Update: All Cards Shut Down!)

Mesa Homeowners Visa® Signature Preferred Credit Card 2025.12 Update: All of a sudden, all of its cards are shut down! Such a bad act. 2025.9 Update: The new welcome offer is 50k. HT: FM. Also, Mesa recently added Air Canada (AC) as a transfer partner. This is a good useful transfer partner among the mediocre transfer partners. 2025.5 Update: This…
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AmEx Platinum Card for Schwab Review (2025.11 Update: 80k Offer)

American Express Platinum Card for Schwab Review 2025.11 Update: The higher welcome offer is expired. The current offer is only 80k. 2025.9 Update: This card just got a major refresh together with the regular Platinum card — benefits have been significantly enhanced, and the annual fee has increased from $695 to $895. With the upgrades, this card is once again…
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Chase Sapphire Reserve for Business℠ Credit Card Review (2026.1 Update: 150k Offer)

Chase Sapphire Reserve for Business℠ Credit Card Review 2026.1 Update: The 200k welcome offer is expired. The current offer is 150k. The spending requirement is lowered though. 2025.9 Update: Currently the $500 The Edit Hotel Credit is given semi-annually, and starting from 2026 it’s changed to: two $250 credits which can be used anytime throughout the year. This is a…
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Chase Aeroplan® Card Review (2026.1 Update: 60k Offer)

Chase Aeroplan® Card Review 2026.1 Update: The higher offer is expired. Currently there’s only a 60k offer. 2025.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing…
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Southwest Rapid Rewards® Performance Business Credit Card Review (2025.10 Update: 80k Offer)

Southwest Rapid Rewards® Performance Business Credit Card Review 2025.10 Update: The higher offer is expired. There’s only 80k offer now. 2025.9 Update: The new offer is 120k. After the spending you will get the companion pass directly. 2025.7 Update: This card is completely renewed, and the annual fee is increased from $199 to $299. The welcome offer is increased to…
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AmEx Platinum Card Review (2026.2 Update: AS HIGH AS 175k Offer)

The Platinum Card from American Express Review 2026.2 Update: The spending requirement for the AS HIGH AS 175k offer is now increased from $8,000 to $12,000 in the first 6 months. This spending requirement is HUGE. 2025.9 Update: This card just got a major refresh — benefits have been significantly enhanced, and the annual fee has increased from $695 to…
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Capital One Spark Cash Select Review (2025.9 Update: $750 Offer)

Capital One Spark Cash Select Review 2025.9 Update: The $750 offer is back. 2024.9 Update: The $750 offer is expired. The current offer is $500. 2023.11 Update: The $750 offer is back. Learn More Capital One Spark Cash Select Benefits $750 offer: earn $750 cashback after spending $6,000 in the first 3 months. This is the best offer on this…
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IHG One Rewards Premier Business Credit Card Review (2025.10 Update: 140k Offer)

IHG One Rewards Premier Business Credit Card Review 2025.10 Update: The higher offer is expired. The current offer is only 140k. 2025.9 Update: The new offer is 200k. 2025.3 Update: The new offer is 200k. This is the best ever offer on this card. Application Link Chase IHG Premier Business Benefits 200k Offer: Earn 140,000 IHG points after spending $4,000…
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IHG One Rewards Traveler Credit Card Review (2026.1 Update: 120k Offer)

IHG One Rewards Traveler Credit Card Review 2026.1 Update: The new offer is 120k. Offer expires on 2026.3.18. 2025.9 Update: The new offer is 2FN (up to 50k) + 40k. [2025.10 Update] The higher offer is expired. The current offer is only 140k. 2025.5 Update: The new offer is 120k. [Expired] Application Link Chase IHG Traveler Benefits 120k offer: earn 120,000…
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Coinbase One Card Review (New Card Preview, Up to 4% Back on Everything, Waitlist Available)

Coinbase One Card Review 2025.9 Update: Details are out, and the first batch of people on the waitlist have already received application links. Application Link Just announced; there’s no public application link yet. You can join the waitlist: Coinbase One Card Features Up to 4% back on all purchases, paid as Bitcoin (BTC) to your Coinbase account. Your cashback rate…
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Deserve EDU Credit Card Review (Discontinued) (2025.8 Update: All Accounts Are Closing)

Deserve EDU Mastercard for Students Review 2025.8 Update: All card holders received email from Deserve: all cards are being closed. You can’t make purchases now already (you still need to pay your balance). This is a very bad act, because it will harm card holders’ credit score. This card is many international students’ first credit card because it can be…
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BoA Checking Account Review (2025.8 Update: $500 Offer!)

Bank of America Checking Account Review 2025.8 Update: There’s a new up to $500 offer. Only DD is required. Deadline: 2026.1.31. 2025.2 Update: The $300 offer extended the deadline to 2025.5.31. [Update] Extended to 6.30. [Update] Extended to 7.31. Application Link BoA Checking Benefits New Checking Account Bonus: up to $500. See below for the requirements to get this bonus….
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Barclays Hawaiian Airlines Credit Card Review (2025.8 Update: 80k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2025.8 Update: The new offer is 80k! HT: DoC. Note that HA miles and AS miles are now merged with new name Atmos Rewards. 2024.2 Update: The new offer is 70k with different spending requirement. Application Link Barclays Hawaiian Airlines Benefits 80k offer: earn 80,000 Hawaiian Airlines miles after spending $2,500 in the first…
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BoA Alaska Atmos Summit Credit Card Review (2025.11 Update: 80k Offer)

The Atmos™ Rewards Summit Visa Infinite® Card Review 2025.11 Update: The 100k offer is expired. Currently there’s only a 80k regular offer. Application Link BoA Alaska Atmos Summit Benefits 80k offer: earn 80,000 Alaska Miles after spending $4,000 in first 90 days. Plus a 25k-point Global Companion Award. The recent best offer is 100k. We value Alaska Miles at 1.6…
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