Author Archive: physixfan

Deserve EDU Credit Card Review (Discontinued) (2025.8 Update: All Accounts Are Closing)

Deserve EDU Mastercard for Students Review 2025.8 Update: All card holders received email from Deserve: all cards are being closed. You can’t make purchases now already (you still need to pay your balance). This is a very bad act, because it will harm card holders’ credit score. This card is many international students’ first credit card because it can be…
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BoA Alaska Atmos Ascent Credit Card Review (2025.8 Update: 85k Offer)

Atmos™ Rewards Ascent Visa Signature® Card Review 2025.8 Update: There’s a 85k offer link now. This is supposed to be the inflight offer, but the application link is retrieved. Application Link BoA Alaska Atmos Ascent Benefits 85k offer: earn 85,000 Alaska Miles after spending $4,000 in first 120 days. Plus a companion fare in the first year. This is the…
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BoA Checking Account Review (2025.8 Update: $500 Offer!)

Bank of America Checking Account Review 2025.8 Update: There’s a new up to $500 offer. Only DD is required. Deadline: 2026.1.31. 2025.2 Update: The $300 offer extended the deadline to 2025.5.31. [Update] Extended to 6.30. [Update] Extended to 7.31. Application Link BoA Checking Benefits New Checking Account Bonus: up to $500. See below for the requirements to get this bonus….
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Barclays Hawaiian Airlines Credit Card Review (2025.8 Update: 80k Offer)

Hawaiian Airlines® World Elite Mastercard® Review 2025.8 Update: The new offer is 80k! HT: DoC. Note that HA miles and AS miles are now merged with new name Atmos Rewards. 2024.2 Update: The new offer is 70k with different spending requirement. Application Link Barclays Hawaiian Airlines Benefits 80k offer: earn 80,000 Hawaiian Airlines miles after spending $2,500 in the first…
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BoA Alaska Atmos Summit Credit Card Review (New Card, 100k Offer)

The Atmos™ Rewards Summit Visa Infinite® Card Review Application Link BoA Alaska Atmos Summit Benefits 100k offer: earn 100,000 Alaska Miles after spending $6,000 in first 90 days. Plus a 25k-point Global Companion Award. We value Alaska Miles at 1.6 cents/point (Airline Miles Value), so the 100k welcome offer is worth about $1,600! Earn 3x Alaska Miles on eligible Alaska…
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BoA Alaska Atmos Business Credit Card Review (2025.8 Update: 85k Offer)

Atmos™ Rewards Visa® Business Card Review 2025.8 Update: There’s a new 85k offer. It is supposed to be the in flight offer, but the application link is obtained. In the promo code part, any 7 digit number should work. HT: DoC. Application Link BoA Alaska Atmos Business Benefits 85k offer: earn 85,000 Alaska Miles after spending $5,000 in first 90…
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Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2025.8 Update: $200+$100 Offer)

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review 2025.8 Update: The new offer is $200+$100. 2024.12 Update: The $250 offer is expired. The current offer is $200. 2024.10 Update: The new welcome offer is $250. Now Capital One renamed this SavorOne credit card ($0 annual fee) to Savor, and discontinued the former Savor credit card ($95 annual fee),…
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AmEx Blue Cash Preferred (BCP) Credit Card Review (2025.8 Update: $250 Offer; Disney Streaming Credit Increased to $120)

Blue Cash Preferred Card from American Express (BCP) Review 2025.8 Update: The Disney Streaming Credit is increased from $7/month to $10/month, and no minimum requirement now. The lowest subscription fee is $9.99/month, so you can actually get free subscription with this card now. 2024.9 Update: The higher offer is expired. The current offer is only $250. 2024.6 Update: The new offer…
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AmEx Blue Cash Everyday (BCE) Credit Card Review (2025.8 Update: $200 Offer; $84 Disney Streaming Credit Improved)

Blue Cash Everyday Card from American Express (BCE) Review 2025.8 Update: The $84 Disney Streaming Credit is improved: no minimum requirement now. But actually the lowest subscription fee is $9.99/month, there’s basically no difference from before. 2025.3 Update: There’s only a $200 offer now. 2023.1 Update: The $150+$100 offer is expired. The current welcome offer is $200 offer or $200+$150…
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AmEx Marriott Bonvoy Brilliant Credit Card Review (2025.8 Update: 185k Offer)

Marriott Bonvoy Brilliant American Express Card (Formerly Starwood Preferred Guest American Express Luxury Card) Review 2025.8 Update: The 185k offer comes back. 2025.5 Update: The higher offer is expired. The current offer is only 155k. 2025.3 Update: The 185k offer comes back. Application Link AmEx Marriott Bonvoy Brilliant Benefits 185k offer: earn 185,000 Marriott points after you make $6,000 in purchases…
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Citigold Checking Account Review (2025.7 Update: $1,500 Offer, Some Other Updates)

Citigold Checking Account Review 2025.7 Update: It seems starting from 2019, Citigold added a $200 Subscription Rebate benefit: earn up $200 in statement credits for subscriptions made with: Amazon Prime, Costco, Audible, Hulu, Spotify, TSA PreCheck, Global Entry. 2024.10 Update: The new offer is $1,500 with $200k deposit requirement. 2024.1 Update: The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k….
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Citi Strata Credit Card Review (New Card Launched: 30k Offer)

Citi Strata℠ Card Review Application Link Citi Strata Benefits 30k Welcome Bonus: Earn 30,000 ThankYou Points (TYP) after spending $4,000 within the first 3 months of account opening. We value TYP at 1.6 cents/point, making the welcome bonus worth approximately $480. Points Earning Structures: 5x TYP on Hotels, Car Rentals, and Attractions booked through Citi Travel 3x TYP at Supermarkets,…
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Southwest Rapid Rewards® Plus Credit Card Review (2025.9 Update: 50k Offer)

Southwest Rapid Rewards® Plus Credit Card Review 2025.9 Update: The higher offer is expired. Currently there’s only a 50k offer. 2025.7 Update: This card is completely renewed, and the annual fee is increased from $69 to $99. The welcome offer is increased to 100k, which is the best ever offer on this card. The new benefits are marked with [New]…
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