Author Archive: physixfan

Barclays Wyndham Earner Plus Credit Card Review (2026.6 Update: 100k Offer; Benefits Refreshed)

Wyndham Rewards® EarnerSM Plus Card Review [2026.6 Update] The new welcome offer is 100k: earn 45,000 Wyndham Points after spending $1,000 within the first 90 days, plus another 55,000 Wyndham Points after spending $500 at Wyndham within the first 180 days. Given the structure of this offer, it is only suitable for people who already plan to make Wyndham purchases. The…
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Barclays Wyndham Earner Credit Card Review (2026.6 Update: 75k Offer; Benefits Refreshed)

Wyndham Rewards® EarnerSM Card Review [2026.6 Update] The new welcome offer is 75k: earn 30,000 Wyndham Points after spending $1,000 within the first 90 days, plus another 45,000 Wyndham Points after spending $500 at Wyndham within the first 180 days. Given the structure of this offer, it is only suitable for people who already plan to make Wyndham purchases. The benefits on…
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Barclays Wyndham Earner Business Credit Card Review (2026.6 Update: 100k Offer; Benefits Refreshed)

Wyndham Rewards® EarnerSM Business Card Review [2026.6 Update] The new welcome offer is 100k: earn 45,000 Wyndham Points after spending $3,000 within the first 90 days, plus another 55,000 Wyndham Points after spending $500 at Wyndham within the first 180 days. Given the structure of this offer, it is only suitable for people who already plan to make Wyndham purchases. The…
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Chase Amazon Prime Credit Card Review (2026.6 Update: $200 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review [2026.6 Update] The offer is now $200. [2025.11 Update] The new offer is $250. [2026.1 Update] The offer is now $150. [2025.7 Update] The new offer is $250! This is the best ever offer on this card. Offer ends on Jul 14. [2025.7 Update] The offer is now $150. Application Link Chase Amazon Prime Benefits $200 offer:…
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Chase Sapphire Reserve for Business℠ Credit Card Review (2026.6 Update: 200k Offer Is Back!)

Chase Sapphire Reserve for Business℠ Credit Card Review 2026.6 Update: 200k sign-up bonus offer is back! Remember it requires $30,000 spend within the first 6 months. 2026.4 Update: New benefit starting from Apr 1: Hyatt Explorist status after $120k spending. 2026.1 Update: The 200k welcome offer is expired. The current offer is 150k. The spending requirement is lowered though. 2025.9…
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Ink Business Cash® Credit Card Review (2026.6 Update: $1,000 Highest Ever Offer!)

Ink Business Cash® Credit Card‎ Review 2026.6 Update: The card is now offering $1000 sign-up bonus after $8,000 spend in the first 4 months. This is the highest ever offer on this card! 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: “The new cardmember bonus may…
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Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2026.6 Update: $250 Offer)

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review [2026.6 Update] The new offer is $250. [2025.8 Update] The new offer is $200+$100. [2025.12 Update] The higher offer is expired. The current offer is $200. Learn More Capital One Savor Benefits $250 offer: earn $250 cash bonus after you spend $500 in the first 3 months. This is the best offer…
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UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)!

Terrible news! Chase has announced that starting 6/15, Ultimate Rewards (UR) points from the Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP) will transfer to Hyatt at a reduced 4:3 ratio. Previously, the transfer ratio had always been 1:1. If you hold the Chase Sapphire Reserve (CSR) or Chase Sapphire Reserve for Business, however, you will not be affected…
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Chase Sapphire Reserve® (CSR) Review (2026.6 Update: 100k Offer)

Chase Sapphire Reserve® (CSR) Review [2026.6 Update] The 150k offer is expired. Currently there’s only a 100k offer. [2026.4 Update] The card is now offering 150k UR points after $6000 spend within 3 months of account opening. This is the best ever public offer! Offer Link Chase Sapphire Reserve (CSR) Benefits 100k offer: earn 100,000 Ultimate Rewards (UR) points after spending…
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Marriott Bonvoy Bold® Credit Card Review (2026.8 Update: 45k Offer)

Marriott Bonvoy Bold® Credit Card Review [2026.8 Update] The higher offer is expired. The current offers are 45k. [2026.6 Update] The new offers are 60k. However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. [2026.3 Update] The higher offer…
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Delta SkyMiles® Gold Business American Express Card Review (2026.7 Update: 60k Offer)

Delta SkyMiles® Gold Business American Express Card Review [2026.6 Update] The new offer is 90k. Offer expires on 2026.7.15. New benefit: second checked bag free. Card art is changed. [2026.7 Update] Expired. [2026.1 Update] The new offer is 90k. Expires on 2026.4.1. [2026.4 Update] Expired. [2025.9 Update] The new offer is 90k. Expires on 2025.10.29. [2025.10 Update] Expired. Application Link Public offer:…
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Delta SkyMiles® Platinum Business American Express Card Review (2026.7 Update: 70k Offer)

Delta SkyMiles® Platinum Business American Express Card Review [2026.6 Update] The new offer is 100k. Offer expires on 2026.7.15. New benefit: second checked bag free. Card art is changed. [2026.7 Update] Expired. [2026.1 Update] The new offer is 100k. Expires on 2026.4.1. [2026.4 Update] Expired. [2025.9 Update] The new offer is 100k. Expires on 2025.10.29. [2025.10 Update] Expired. Application Link Public offer: AmEx…
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Delta SkyMiles® Reserve Business American Express Card Review (2026.7 Update: 80k Offer)

Delta SkyMiles® Reserve Business American Express Card Review [2026.6 Update] The new offer is 125k. Offer expires on 2026.7.15. New benefit: second checked bag free. Card art is changed. [2026.7 Update] Expired. [2026.1 Update] The new offer is 125k. Expires on 2026.4.1. [2026.4 Update] Expired. [2025.9 Update] The new offer is 125k. Expires on 2025.10.29. [2025.10 Update] Expired. Application Link Public offer: AmEx…
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Chase Freedom Unlimited® (CFU) Review (2026.6 Update: $200 Offer + Additional Bonus From Rakuten)

Chase Freedom Unlimited® Review [2026.6 Update] There is additional bonus if you apply via third party website Rakuten. $90 bonus if you are new to Chase; $50 bonus if not. [2026.3 Update] The new offer is $250. [2026.5 Update] The higher offer is expired. Currently there’s only the regular $200 offer. [2025.12 Update] The new offer is $300! [2026.2 Update] The higher…
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The New BofA Rewards: $100k Assets Now Get 50% Credit Card Rewards Bonus, $1M Required for 75% Bonus

The Bank of America Preferred Rewards program has long been one of the most distinctive features of BofA credit cards. The basic idea is simple: if you keep enough deposits or investments with Bank of America or Merrill Edge, you can receive a bonus on your BofA credit card rewards. The most popular tier has historically been the $100k tier,…
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