Author Archive: physixfan

AmEx Schwab Investor Credit Card Review (2025.1 Update: $200 Offer)

Schwab Investor Card from American Express Review [2025.1 Update] The welcome offer is back to $200. [2024.11 Update] The new welcome offer is $300. [2021.6 Update] The $200 welcome offer has returned. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200 offer: earn $200 statement credit after spending $1,000…
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Chase Sapphire Preferred® (CSP) Review (2025.1 Update: 60k Offer)

Chase Sapphire Preferred® Card Review 2024.11 Update2: The higher offer is expired. The current offer is 60k. 2024.11 Update: The 60k+$300 offer will expire on 11/14/2024. Please act fast if you are interested. 2024.10 Update: The new offer is 60k+$300. Its value is similar to 80k offer. It is decent but not the historically highest offer. [Update] There’s a 70k+$300…
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Apple Card Review (2024.10 Update: $75 Offer)

Apple Card Review 2024.10 Update: The $100 offer is expired. The $75 offer is still alive. 2024.8 Update: There’s $100 offer now. 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent best offer is $100. Earn 3%…
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Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2024.12 Update: $200 Offer)

Capital One Savor Cash Rewards Credit Card (Formerly SavorOne) Review 2024.12 Update: The $250 offer is expired. The current offer is $200. 2024.10 Update: The new welcome offer is $250. Now Capital One renamed this SavorOne credit card ($0 annual fee) to Savor, and discontinued the former Savor credit card ($95 annual fee), which is very confusing. 2021.5 Update: Capital…
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Citi Priority Package Review (2024.10 Update: $500 Offer)

Citibank Priority Package Review 2024.10 Update: The $500 offer is extended to 1/7/2025. 2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k. Application Link Citi Priority Package Benefits $500 sign-up bonus! Please read below for the requirements to…
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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AS…(2024.10 Update: New Transfer Partners Accor and TAP)

Bilt Mastercard® Review 2024.10 Update: 2 new transfer partners: Accor (3:2) and TAP (1:1). Accor points are worth fixed 2 euro cents/point, therefore Bilt points will be worth fixed 1.33 euro cents/point or about 1.46 cents/point converted to USD in this way. 2024.10 Update: The Rent Day point cap change from 10,000 bonus points to 1,000 bonus points goes into…
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Citi Regular Checking Review (2025.1 Update: $450 Offer Expired)

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2025.1 Update: The $450 offer is expired. Currently there’s no welcome offer. 2024.10 Update: The new offer is $325/$450, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $450 offer. 2024.1 Update: This bank account…
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Costco Anywhere Visa® Card by Citi Review (2024.10 Update: $75 Offer!)

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! Application Link Costco Anywhere Visa® Card by Citi Benefits $75 offer: earn $75 after spending $1,500 in the first 3 months. Earn 4% cash back…
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BoA Checking Account Review (2025.1 Update: $300 Offer)

Bank of America Checking Account Review 2025.1 Update: The $500 offer is expired as planned. The $300 offer will expire on 2025.1.31. 2024.10 Update: There’s a $300 offer (which requires no deposit but requires direct deposit (DD)) and $500 offer (which requires $15k deposit for 90 days) now! These are the best ever offers on this account. HT: DoC. 2023.9…
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Chase Aeroplan® Card Review (2025.1 Update: 70k Offer)

Chase Aeroplan® Card Review 2025.1 Update: The higher offer is expired. Currently there’s only 60k+10k offer. 2024.9 Update: The new offer is 75k+25k: Spend $4000 within 3 months of account opening to get 75k miles, and spend $20,000 within 12 months to get another 25k miles. In total it’s 100k AC miles. The latter part may not be worth doing because…
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AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards…
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AmEx Hilton Aspire Credit Card Review (2025.1 Update: 150k Offer)

The Hilton Honors American Express Aspire Card Review 2025.1 Update: The welcome offer is changed back to 150k. 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. 2024.5 Update2: The new offer is 175k. Offer ends on 2024/07/31. [/su_spoiler] Application Link AmEx Hilton Aspire Benefits 150k offer: earn 150,000 Hilton Honors Bonus Points after you spend $6,000 within…
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AmEx Hilton Surpass Credit Card Review (2025.1 Update: 130k Offer)

The Hilton Honors American Express Surpass Card Review 2025.1 Update: The welcome offer is changed back to 130k. 2024.9 Update: The new offer is 165k. Offer ends on 2025/01/08. 2024.5 Update2: The new offer is 130k+1FN. Offer ends on 2024/07/31. Application Link Amex Hilton Surpass Benefits 130k offer: earn 130,000 Hilton Honors Bonus Points after you spend $3,000 within the…
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AmEx Hilton Credit Card Review (2025.1 Update: 80k Offer)

The Hilton Honors American Express Card Review 2025.1 Update: The welcome offer is changed back to 80k. 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. 2024.5 Update2: The new offer is 70k+1FN. Offer ends on 2024/07/31. Application Link AmEx Hilton Benefits 80k offer: earn 80,000 Honors Points after spending $2,000 in first 6 months. The recent best offer…
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AmEx Hilton Business Credit Card Review (2025.1 Update: 130k Offer)

The Hilton Honors American Express Business Card Review 2025.1 Update: The welcome offer is changed back to 130k. 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. 2024.6 Update: The higher offer is expired. Currently there’s only a 130k offer. Application Link AmEx Hilton Business Benefits 130k offer: earn 130,000 Hilton Honors Bonus Points after you spend $6,000 within…
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