Author Archive: physixfan

Citi Strata Premier℠ Card Review (2024.5 Update: Name Changed, 75k Offer)

Citi Strata Premier℠ Card Review 2024.5 Update: Card name changed from Citi Premier to Citi Strata Premier. New offer is 75k. Main difference: Added 10x TYP earning on CitiTravel.com; added 3x TYP earning on EV charging; added trip delay insurance (hours). 2023.7 Update: The higher offer is expired. The current offer is 60k. 2023.4 Update: The current offer is 75k TYP…
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AmEx Gold Card Review (2024.5 Update: 75k+$350 or 90k Offer)

American Express Gold Card (Formerly Premier Rewards Gold) Review 2023.5 Update2: The previous 90k+$50 offer is expired. Currently the best offer you can see is 90k. You may need incognito mode + VPN to see it. 2023.5 Update: There’s a new 75k+$350 offer: earn 75k MR points after spending $6,000 in the first 6 months, and earn 20% back on…
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Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review (2024.6 Update: 60k Offer)

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review 2024.6 Update: The 75k offer is expired. The current offer is 60k. 2024.5 Update: The 75k offer link was dead but then FM found a special link that still works. 2024.3 Update: The 75k offer is back now! You can get 75,000 AA miles after spending $3500 in 4 months. This…
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Citi® / AAdvantage® Executive World Elite Mastercard® Review (2024.5 Update: 100k Offer)

Citi® / AAdvantage® Executive World Elite Mastercard® (Citi AA Exe) Review 2024.5 Update: The 100k offer has come back. 2023.9 Update: The 100k offer is expired. The current offer is 75k. 2023.7 Update: The new offer is 100k. There are also a lot of changes: Annual fee is increased from $450 to $595. Earn 4x AA Miles on AA (2x…
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Chase Sapphire Reserve® (CSR) Review (2023.5 Update: 75k offer)

Chase Sapphire Reserve® (CSR) Review 2024.5 Update: The new welcome offer is 75k. 2023.10 Update: The welcome offer is back to 60k now. 2022.12 Update: The welcome offer is back to 70k now. Offer Link Chase Sapphire Reserve (CSR) Benefits 75k offer: earn 75,000 Ultimate Rewards (UR) points after spending $4,000 in the first 3 months. The recent best offer is 80k;…
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Wells Fargo Signify Business Cash Credit Card Review (New Card)

Signify Business Cash℠ Card by Wells Fargo Review Application Link Wells Fargo Signify Business Cash Benefits $500 offer: earn $500 after spending $5,000 in first 3 months. Earn 2% cash back on all purchases. No annual fee. Disadvantages Recommended Application Time We recommend you apply for this card after you have a credit history of at least two years and you…
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Chase Aeroplan® Card Review (2024.4 Update: 70k+30k Offer)

Chase Aeroplan® Card Review 2024.4 Update: The new offer is 70k+30k: Spend $4000 within 3 months of account opening to get 70k miles, and spend $20,000 within 12 months to get another 30k miles. In total it’s 100k AC miles. The latter part may not be worth doing because the spending amount is huge. HT: DoC. 2024.1 Update: The higher offer…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (2024.4 Update: 75k Offer Is Back!)

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2024.4 Update: 75k public offer is back. Requires $5000 spend within 5 months of account opening. 2024.1 Update: The 75k offer is expired. The current offer is 65k. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 75k Offer: earn 75,000 AAdvantage Miles after spending $5,000 in first 5 months. This is…
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Sofi Credit Card Review (2024.4 Update: 2.2% Cashback on Everything)

Sofi Credit Card Review 2024.4 Update: There’s a new feature Reward Boost: if you have Sofi Checking and have Direct Deposit (DD) every month, then your cashback rate is 2.2% on everything. Application Link Sofi Credit Card Benefits Earn 2.2% cash back on all eligible purchases! No cap. You can earn 2% just with this credit card, and earn additional…
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Sofi Checking & Savings Account (2024.4 Update: $525 Offer)

Sofi Checking & Savings Account (Formerly Sofi Money) Review Application Link Sofi Checking & Savings $325 part via referral link Sofi Checking & Savings $200 part via Swagbucks (20,000 Swagbucks are worth about $200) (Swagbucks itself has a $10 welcome offer via this link) To double dip, you need to: use the Swagbucks browser extension to activate the deal for…
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IHG One Rewards Premier Business Credit Card Review (2024.5 Update: 140k Offer)

IHG One Rewards Premier Business Credit Card Review 2024.5 Update: The higher offer is expired. The current offer is 140k. 2024.4 Update: The new offer is 175k. HT: USCardForum spectre. 2023.4 Update: The new offer is 165k. Application Link Chase IHG Premier Business Benefits 140k Offer: Earn 140,000 IHG points after spending $3,000 in 3 months. The recent best offer…
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AmEx Hilton Business Credit Card Review (2024.6 Update: 130k Offer)

The Hilton Honors American Express Business Card Review 2024.6 Update: The higher offer is expired. Currently there’s only a 130k offer. 2024.3 Update: The new welcome offer is 175k, which expires on 06/05/2024. At the same time, there are some major changes of the benefits on this card: Annual fee is increased from $95 to $195. New benefit: $240 Hilton…
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Robinhood Gold Card Review: New Card, Everything 3% Cashback, Metal Card

Robinhood Gold Card Review Application Link Not available yet. You can use this link to join the waitlist. Features Earn 5% cash back when you book travel through the Robinhood travel portal. Earn 3% cash back on all categories! There’s no cap. Metal card, 17g in weight. If you refer 10 friends who sign up to Robinhood Gold, you’ll earn…
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Wells Fargo Autograph Journey Credit Card Review (New Card, 60k Offer)

Wells Fargo Autograph JourneySM Card Review Application Link Wells Fargo Autograph Journey Benefits 60k offer: earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months. Unlimited 5x points on hotels, 4x points on airlines, 3x  points on other travel and dining, 1x on other purchases. $50 annual statement credit for airfare purchases. Air ticket itself is included….
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Bilt Mastercard Review: Pay Rent & Earn Rewards, Points Transferrable to Hyatt, UA, AA…(2024.3 Update: New Transfer Partner Alaska Airlines!)

Bilt Mastercard® Review 2024.3 Update: New 1:1 transfer partner: Alaska Airlines (AS) Mileage Plan! AS does not have many transfer partners, so this makes Bilt even stronger! BTW, Bilt will lose AA as a transfer partner starting from Jun which is a huge loss. 2023.12 Update: New 1:1 transfer partner: Avianca (AV) LifeMiles. Application Link Bilt Mastercard Terms Apply Features…
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