Author Archive: physixfan

Southwest’s 2027 Overhaul: Welcome Bonuses Will No Longer Count Toward Companion Pass, A-List Replaced by Silver/Gold/Platinum, and More

2026-10-17 2026-10-17 0 Comments

Southwest Airlines (WN) recently announced a series of major changes, with the main changes taking effect on January 1, 2027. Credit Card Welcome Bonuses Will No Longer Count Toward Companion Pass This is probably the change that will affect our readers the most: credit card welcome bonuses will no longer count toward Companion Pass qualification. After Southwest’s massive changes in…
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News

US Bank Business Essentials Plus Credit Card Review (New Card, $1,000 Offer)

2026-10-15 2026-10-15 0 Comments

U.S. Bank Business Essentials™ Plus Visa Signature® Credit Card Review Application Link U.S. Bank Business Essentials Plus Benefits $1,000 offer: spend $15,000 within 150 days of account opening to earn $1,000. Unlimited 2% cash back on every purchase. Maintain a qualifying balance in an eligible U.S. Bank Business Checking account to earn up to 3.5% cash back on up to…
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US Bank Business Card

US Bank Business Essentials Credit Card Review (New Card, $500 Offer)

2026-10-15 2026-10-15 1 Comment

U.S. Bank Business Essentials™ Visa® Credit Card Review Application Link U.S. Bank Business Essentials Benefits $500 offer: spend $5,000 within 150 days of account opening to earn $500. Unlimited 2% cash back on every purchase. Maintain a qualifying balance of at least $10,000 in an eligible U.S. Bank Business Checking account to earn 2.5% cash back on up to $10,000…
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US Bank Business Card

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FHR Credit Devaluation: Two-Night Minimum Coming; Airbnb Luxe Coverage to Be Added [Rumor]

2026-10-13 2026-10-13 0 Comments

One of the most popular benefits of the AmEx Platinum Card is its $600 FHR/THC credit: cardholders can receive up to $300 in statement credits each half of the calendar year, totaling up to $600 annually, for eligible prepaid Fine Hotels + Resorts (FHR) or The Hotel Collection (THC) bookings through AmEx Travel. A one-night stay qualifies for FHR, while…
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Chatter

Chase Total Checking Account Review (2026.10 Update: $900 Offer, DD Required But No Minimum Balance Required!)

2026-10-12 2026-10-12 78 Comments

Chase Total Checking Account Review [2026.10 Update] There’s now a checking-only offer with a bonus of up to $900. Unlike the previous offer, this one only requires DD—no minimum balance requirement! Direct deposit (DD) requirements: Receive a total of $10,000/$5,000/$2,500 in DD within 90 days of account opening to earn a $900/$600/$425 bonus, respectively. Since it’s easy to “fake” DD,…
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Checking Accounts

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Citi Introduces “Once Per Lifetime Language” for Strata Cards, Replaced 1/48 Rule [Update: Pop Up Introduced]

2026-10-11 2026-10-11 2 Comments

[2026.10 Update] Citi has introduced a pop-up for its Strata credit card lineup that warns you if you’re ineligible for the sign-up bonus before you proceed with your application. This could be because you’ve previously held the card or because of your history of opening and closing Citi credit cards. Getting a heads-up about bonus eligibility before a hard pull…
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Citibank Summaries

Apple Card Review (2026.10 Update: $100 Offer)

2026-10-08 2026-10-08 217 Comments

Apple Card Review [2024.8 Update] There’s $100 offer now. HT: DoC. [2026.5 Update] There is now a sign-up bonus being promoted as “earn back the cost of AirPods 3,” but the actual terms are extremely cumbersome: you need to purchase AirPods 3 by June 15, then starting from July 1, make 10 purchases each month to earn $25 in Bonus Daily…
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Other Banks

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Citi® / AAdvantage® Globe™ Mastercard® Review (2026.10 Update: 90k Offer)

2026-10-05 2026-10-05 11 Comments

Citi® / AAdvantage® Globe™ Mastercard® Review [2026.10 Update] There’s a special link with 90k offer. HT: DoC. [2026.6 Update] The 90k offer is expired. The current offer is 60k. [2026.5 Update] The 90k offer has come back. Application Link Citi® / AAdvantage® Globe™ Mastercard® Benefits 90k offer: earn 90,000 AAdvantage Miles after spending $5,000 within the first 4 months. This…
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Citibank

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Luxury Card MasterCard Black Card Review (2026.10 Update: 75k Offer!)

2026-10-03 2026-10-05 5 Comments

Luxury Card MasterCard Black Card Review [2026.10 Update] The new welcome offer is 75k, which is an all-time high! Since the points can be redeemed toward airfare at a fixed value of 2 cents per point, or cashed out at a fixed value of 1.5 cents per point, the 75k welcome offer is worth $1,125 even if you simply redeem…
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Barclays

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United℠ Explorer Card Review (2026.10 Update: Up To 80k Offer)

2026-10-02 2026-10-03 81 Comments

United℠ Explorer Card (Chase UA Explorer) Review [2026.10 Update] The new welcome offer is up to 80k. [2026.5 Update] The 80k offer is expired. The current offer is 60k. [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in…
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Chase

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United Quest℠ Card Review (2026.10 Update: Up To 90k Offer)

2026-10-02 2026-10-03 111 Comments

United Quest℠ Card (Chase UA Quest) Review [2026.10 Update] The new welcome offer is up to 90k. [2026.5 Update] The 100k offer is expired. The current offer is 70k. [2026.4 Update] The new welcome offer is 100k. Offer ends on 2026.5.20. Also, there’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the…
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Chase

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United Gateway℠ Card Review (2026.10 Update: Up To 50k Offer!)

2026-10-02 2026-10-03 34 Comments

United Gateway℠ Card Review [2026.10 Update] The new offer is up to 50k. This is the best ever offer on this card! [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while…
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Chase

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IHG One Rewards Premier Select Credit Card Review (New Card, $350 Annual Fee, 200k+10k Offer)

2026-10-01 2026-10-05 2 Comments

IHG One Rewards Premier Select Credit Card Review [2026.10 Update] Chase and IHG launched the new IHG One Rewards Premier Select Credit Card today. This is a premium IHG co-branded card positioned above the regular IHG Premier. The annual fee is $350. The launch offer is currently 200k IHG points after spending $5,000, plus another 10k points for adding an authorized…
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Chase

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IHG One Rewards Premier Credit Card Review (2026.10 Update: Benefits Revamp, 180k+10k Offer, $150 Annual Fee)

2026-10-01 2026-10-05 81 Comments

IHG One Rewards Premier Credit Card Review [2026.10 Update] We see a major revamp of this card today. Most of the changes are positive, although the annual fee has increased to $150. The current welcome offer is 180k IHG points after spending $3,000 in the first three months, plus another 10k points for adding an authorized user. Here are the…
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Chase

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