X Money Account Review [2026.11 Update] Previously, there was no balance cap on the 6% APY. X Money has now announced that starting December 1, 2026, the 6% APY will apply only to the first $150,000. This perk seemed too good to be true to begin with, and the changes came quickly! It seems best to treat any perks that…
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Citi Regular Checking (Formerly Citi Basic Banking Package) Review [2026.10 Update] In addition to the $325 checking bonus, Citi now offers a $475 bonus for opening both a Regular Checking account and a Citi Savings account. Offer ends 01/11/27. Also note that, effective January 1, 2027, the monthly Enhanced Direct Deposit (EDD) amount required to waive the Monthly Service Fee…
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Citibank Priority Review [2026.10 Update] The welcome bonus remains $500 for depositing $30,000. Offer ends 01/11/27. One recent change is that funds held in a Citi Savings account now also count toward the bonus requirements. Citi has also introduced Citi Premium Boost: Meet this account’s minimum balance requirement and receive at least $5,000 in Enhanced Direct Deposits (EDDs) each month to…
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Citigold Review [2026.10 Update] The welcome bonus is $2,000 for depositing $200,000. Offer ends 01/11/27. One recent change is that funds held in a Citi Savings account now also count toward the bonus requirements. Citi has also introduced Citi Premium Boost: Meet this account’s minimum balance requirement and receive at least $5,000 in Enhanced Direct Deposits (EDDs) each month to…
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E*Trade Max-Rate Checking Account Review [2026.10 Update] The new account bonus is $400. Application Link E*Trade Checking promo code: MAXRATE26 Account Features $400 new account bonus. See the requirements below. Offer ends January 10, 2027. No monthly fee. No wire transfer fees, including domestic and international incoming and outgoing wires! ATM fee reimbursements worldwide! Bonus Requirements You are not eligible…
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Chase Total Checking Account Review [2026.10 Update] There’s now a checking-only offer with a bonus of up to $900. Unlike the previous offer, this one only requires DD—no minimum balance requirement! Direct deposit (DD) requirements: Receive a total of $10,000/$5,000/$2,500 in DD within 90 days of account opening to earn a $900/$600/$425 bonus, respectively. Since it’s easy to “fake” DD,…
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American Express Rewards Checking Account (Debit Card/ATM Card) Review [2026.9 Update] The new offer is $300. Offer expires on 02/01/2027. [2026.8 Update] Offer expired. There’s no welcome offer now. [2026.5 Update] The new offer is $300, which is the best ever offer on this card! Offer expires on 07/30/2026. Application Link AmEx Rewards Checking Benefits $300 welcome offer. See below for…
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Wells Fargo Everyday Checking Account Review [2026.8 Update] The new welcome offer is $500! This is the best ever offer on this account. Offer expires on 2026.10.6. [2025.11 Update] The $425 offer is expired. The current offer is $400. Offer expires on 2026.1.13. [Update] Offer expires on 2026.8.18. [2025.10 Update] The new welcome offer is $425! This is the best ever…
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Capital One 360 Checking Account Review 2026.5 Update: The new welcome offer is $400. The promo code is FLASH400. The expiration date is unknown. HT: DoC. 2026.4 Update: Now you can refer a friend. The offer through referral links is $300, the same as the public offer. You’ll earn a $50 referral bonus per person, up to $500 per year….
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HSBC Premier Checking Account Review 2026.4 Update: The new account opening bonus is $1,500/$2,500/$3,500/$5,000, you need to deposit $150k/$250k/$500k/$1M. Funds held in investment accounts now count toward the requirement as well. In addition to the checking offer, there is now a $1,000 HSBC Securities welcome offer that requires adding $50k new assets. The interesting part is that the funds used…
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PNC recently launched its new relationship program called TotalRewards. By keeping different amounts of assets with PNC, you can unlock various perks. The most notable benefit is a boost on your credit card cashback earnings. This program is very similar to the well-known Bank of America Preferred Rewards program. Tiers and Benefits PNC TotalRewards has the following tiers, along with…
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Bank of America Checking Account Review 2025.8 Update: There’s a new up to $500 offer. Only DD is required. Deadline: 2026.1.31. [Update] This offer is still alive as of Sep 2026, with a new link, HT: DoC. 2025.2 Update: The $300 offer extended the deadline to 2025.5.31. [Update] Extended to 6.30. [Update] Extended to 7.31. Application Link BoA Checking Benefits New…
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Sofi Checking & Savings Account (Formerly Sofi Money) Review Application Link Sofi Checking & Savings $325 part via referral link Sofi Checking & Savings $200 part via Swagbucks (20,000 Swagbucks are worth about $200) (Swagbucks itself has a $10 welcome offer via this link) To double dip, you need to: use the Swagbucks browser extension to activate the deal for…
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Fidelity Cash Management Account ATM/Debit Card (Fidelity Visa Gold Check Card) Review 2021.10 Update: There’s a $100 offer now, and it’s really easy to get: just transfer in $50! Many people need to travel abroad frequently, and they usually ask a question: what is the best debit card to withdraw cash from ATM abroad? We all know that in some countries the…
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Chase Sapphire Checking Review 2026.6 Update: This account is discontinued. There’s no Sapphire Checking ($75k level) any more. If you have a lot of money, you can consider Chase Private Client (CPC) ($150k level); otherwise you can use the normal Chase Total Checking account. 2021.1 Update: The $750 offer is expired. There is no welcome bonus now. 2020.10 Update: After…
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