Checking Accounts

BoA Checking Account Review (2024.10 Update: $300/$500 Offer!)

Bank of America Checking Account Review 2024.10 Update: There’s a $300 offer and $500 offer now! These are the best ever offers on this account. HT: DoC. 2023.9 Update: There’s a $200 public offer now! 2023.6 Update: Finally, BoA has eliminated the ridiculous ACH transfer fee! Screenshot. Application Link BoA Checking $500 Offer which requires $15k deposit for 90 days…
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Sofi Checking & Savings Account (2024.4 Update: $525 Offer)

Sofi Checking & Savings Account (Formerly Sofi Money) Review Application Link Sofi Checking & Savings $325 part via referral link Sofi Checking & Savings $200 part via Swagbucks (20,000 Swagbucks are worth about $200) (Swagbucks itself has a $10 welcome offer via this link) To double dip, you need to: use the Swagbucks browser extension to activate the deal for…
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HSBC Premier Checking Account (2024.7 Update: $1,500/$2,500 Offer)

HSBC Premier Checking Account Review 2024.7 Update: The new account opening bonus is $1,500/$2,500, the required deposit is $100k/$250k. No DD requirement. 2024.4 Update: The welcome offer is expired. 2024.1 Update: The new account opening bonus ranges from $2,000 to $4,000, requiring a deposit of $100k to $500k plus Direct Deposit (DD). The specifics are detailed below. This fund can…
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Citi Priority Package Review (2024.1 Update: $500 Offer)

Citibank Priority Package Review 2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k. Application Link Citi Priority Package Benefits $500 sign-up bonus! Please read below for the requirements to get this bonus. There is a monthly maintenance fee…
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Citi Regular Checking Review (2024.1 Update: $300 Offer)

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2024.1 Update: This bank account recently changed its name, and now offers a $300 bonus which is super easy to get. Application Link Citi Regular Checking Benefits $300 sign-up bonus! Please read below for the requirement to get this bonus. Offer ends on: 2024.07.08. There is a monthly maintenance fee of…
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Chase Total Checking Account Review (2023.10 Update: $900 Offer in Total w/Savings)

Chase Total Checking Account Review 2023.10 Update: The $300 checking + $200 savings + $400 together offer has returned! HT: DoC. Application Link Chase Total Checking Benefits New Checking Account Bonus: $300. See below for the requirements to get this bonus. Offer expires on 4/17/2024. There is a monthly maintenance fee of $12. You can avoid this by following the…
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Amex Rewards Checking Account (2023.9 Update: $250 Offer)

American Express Rewards Checking Account (Debit Card/ATM Card) Review 2023.9 Update: The new offer is $250. Application Link AmEx Rewards Checking Benefits $250 welcome offer. See below for the requirements to get this bonus. Offer ends on 2023.10.31. Earn 1x Membership Rewards (MR) points for every $2 debit card purchases. MR points are worth about 1.6 cents/point, therefore a 0.5x earning…
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Fidelity Debit Card Review: No ATM Fee Worldwide (2021.10 Update: $100 Offer)

Fidelity Cash Management Account ATM/Debit Card (Fidelity Visa Gold Check Card) Review 2021.10 Update: There’s a $100 offer now, and it’s really easy to get: just transfer in $50! Many people need to travel abroad frequently, and they usually ask a question: what is the best debit card to withdraw cash from ATM abroad? We all know that in some countries the…
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Citibank Account Package Review (Discontinued)

Citibank Account Package Review Update: This package has quietly discontinued. Currently the tiers are: Citi Regular Checking, Citi Priority, and Citigold. 2021.7 Update: The $300 offer is still alive, and the new deadline is 2021.10.04. If you have more money in hand, you can also consider Citi Priority Package with $700 offer ($50k deposit requirement). Application Link The Citibank Account Package Benefits $300…
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Discover Checking Account Review (2023.5 Update)

Discover Cashback Checking Account (Debit Card/ATM Card) Review Application Link Discover Checking Account Benefits Sign-up bonus: earn double cash back for the purchases through 2020.07.31. Offer ends on 2020.02.10. [Expired] Earn 1% cash back on up to $3,000 in debit card purchases each month. $0 monthly fee, no minimum deposit requirements. $0 incoming wire transfer fee. Discover doesn’t have its own…
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Citigold Checking Account Review (2024.1 Update: $1,500~$2,500 Offer)

Citigold Checking Account Review 2024.1 Update: The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k. The bonus offer seems nice, but requiring $200,000 in the checking account (not including savings or brokerage account!) is insane in my opinion. Nowadays a simple savings account can give you 5%+ APY, so this bonus is completely not worth it. Application Link Citigold Account…
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Charles Schwab Debit Card Review: No ATM Fee Worldwide

Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review People who frequently travel abroad often wonder what the best debit card is to withdraw cash while travelling, as merchants in many countries may not accept credit cards. However, most debit cards have exorbitant fees when withdrawing from privately owned ATMs or those…
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Ally Bank Checking+Savings Review

There are so many banks in the US. Some big banks with a lot of branches, such as Chase, BoA, Citi, Wells Fargo, have real people to serve you, but the interest rates of these banks really suck. Online banks, such as Ally, Discover, Barclays, Marcus, have much better interest rates, but these banks also have some disadvantages. Each bank…
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Chase College Checking Account Review (2019.7 Update: $100 Offer)

Chase College Checking Account Review Application Link Chase College Checking Benefits New Checking Account Bonus: $100! See below for the requirements to get this bonus. College student must be 17–24 years old to open a Chase College Checking account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at account opening. Otherwise…
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