Checking Accounts

Citigold Checking Account Review (2025.7 Update: $1,500 Offer, Some Other Updates)

physixfan 2025-07-30 2025-07-30 17 Comments

Citigold Checking Account Review 2025.7 Update: It seems starting from 2019, Citigold added a $200 Subscription Rebate benefit: earn up $200 in statement credits for subscriptions made with: Amazon Prime, Costco, Audible, Hulu, Spotify, TSA PreCheck, Global Entry. 2024.10 Update: The new offer is $1,500 with $200k deposit requirement. 2024.1 Update: The new bonus is $1,500/$2,500 with deposit requirement $200k/$300k….
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Checking Accounts

Checking Accounts, Citibank

HSBC Premier Checking Account (2025.7 Update: $1,500-$3,000 Offer)

physixfan 2025-07-02 2025-07-02 26 Comments

HSBC Premier Checking Account Review 2025.7 Update: The new welcome offer is $1,500, which requires both DD and $100k deposit. The official website says $3,000 offer, but the last part $1,500 bonus requires mortgage, which is not something most people would consider. Therefore it’s better just ignore that part. 2025.2 Update: The new account opening bonus is $1,000/$2,000/$3,000, you need…
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Checking Accounts

Checking Accounts, HSBC

Amex Rewards Checking Account (2025.3 Update: $250 Offer)

physixfan 2025-03-14 2025-03-15 19 Comments

American Express Rewards Checking Account (Debit Card/ATM Card) Review 2025.3 Update: The new offer is $250. Offer expires on April 15, 2025. 2023.9 Update: The new offer is $250. Offer expires on Oct 31, 2023. Application Link AmEx Rewards Checking Benefits $250 welcome offer. See below for the requirements to get this bonus. Offer expires on 2025.4.15. Earn 1x Membership Rewards…
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Checking Accounts

American Express (AmEx), Checking Accounts, Membership Rewards (MR)

Citi Priority Package Review (2024.10 Update: $500 Offer)

physixfan 2024-10-16 2024-10-16 31 Comments

Citibank Priority Package Review 2024.10 Update: The $500 offer is extended to 1/7/2025. 2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k. Application Link Citi Priority Package Benefits $500 sign-up bonus! Please read below for the requirements to…
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Checking Accounts

Checking Accounts, Citibank

Citi Regular Checking Review (2025.1 Update: $450 Offer Expired)

physixfan 2024-10-09 2025-01-08 25 Comments

Citi Regular Checking (Formerly Citi Basic Banking Package) Review 2025.1 Update: The $450 offer is expired. Currently there’s no welcome offer. 2024.10 Update: The new offer is $325/$450, the required amount of Enhanced Direct Deposit is $3k/$6k. Because Citi’s “Enhanced Direct Deposit” is super easy to do, we recommend everybody to do the $450 offer. 2024.1 Update: This bank account…
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Checking Accounts

Checking Accounts, Citibank

BoA Checking Account Review (2025.8 Update: $300 Offer Expired)

physixfan 2024-10-02 2025-08-05 12 Comments

Bank of America Checking Account Review 2025.8 Update: All welcome offers are expired now. Please wait patiently for the next welcome offer to appear. 2025.2 Update: The $300 offer extended the deadline to 2025.5.31. [Update] Extended to 6.30. [Update] Extended to 7.31. 2025.1 Update: The $500 offer is expired as planned. The $300 offer will expire on 2025.1.31. Application Link…
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Checking Accounts

Bank of America (BoA), Checking Accounts

Sofi Checking & Savings Account (2024.4 Update: $525 Offer)

physixfan 2024-04-03 2024-04-03 4 Comments

Sofi Checking & Savings Account (Formerly Sofi Money) Review Application Link Sofi Checking & Savings $325 part via referral link Sofi Checking & Savings $200 part via Swagbucks (20,000 Swagbucks are worth about $200) (Swagbucks itself has a $10 welcome offer via this link) To double dip, you need to: use the Swagbucks browser extension to activate the deal for…
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Checking Accounts

Chase Total Checking Account Review (2023.10 Update: $900 Offer in Total w/Savings)

physixfan 2023-10-07 2024-01-13 74 Comments

Chase Total Checking Account Review 2023.10 Update: The $300 checking + $200 savings + $400 together offer has returned! HT: DoC. Application Link Chase Total Checking Benefits New Checking Account Bonus: $300. See below for the requirements to get this bonus. Offer expires on 4/17/2024. There is a monthly maintenance fee of $12. You can avoid this by following the…
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Checking Accounts

Chase, Checking Accounts

Fidelity Debit Card Review: No ATM Fee Worldwide (2021.10 Update: $100 Offer)

physixfan 2021-10-18 2024-08-21 53 Comments

Fidelity Cash Management Account ATM/Debit Card (Fidelity Visa Gold Check Card) Review 2021.10 Update: There’s a $100 offer now, and it’s really easy to get: just transfer in $50! Many people need to travel abroad frequently, and they usually ask a question: what is the best debit card to withdraw cash from ATM abroad? We all know that in some countries the…
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Checking Accounts

Checking Accounts, Fidelity, No Foreign Transaction Fee

Chase Sapphire Checking Review (2021.1 Update: $750 Offer Expired)

physixfan 2020-10-05 2021-01-27 106 Comments

Chase Sapphire Checking Review 2021.1 Update: The $750 offer is expired. There is no welcome bonus now. 2020.10 Update: After the $1,000 offer expired in April, there was no welcome bonus for quite a while. Now there’s a $750 offer. It’s not as good as the $1,000 offer, but worth getting if you have such money on hand. HT: DoC….
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Checking Accounts

Chase, Checking Accounts

Citibank Account Package Review (Discontinued)

physixfan 2020-07-01 2024-01-12 62 Comments

Citibank Account Package Review Update: This package has quietly discontinued. Currently the tiers are: Citi Regular Checking, Citi Priority, and Citigold. 2021.7 Update: The $300 offer is still alive, and the new deadline is 2021.10.04. If you have more money in hand, you can also consider Citi Priority Package with $700 offer ($50k deposit requirement). Application Link The Citibank Account Package Benefits $300…
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Checking Accounts

Checking Accounts, Citibank

Discover Checking Account Review (2023.5 Update)

physixfan 2020-01-14 2023-05-22 34 Comments

Discover Cashback Checking Account (Debit Card/ATM Card) Review Application Link Discover Checking Account Benefits Sign-up bonus: earn double cash back for the purchases through 2020.07.31. Offer ends on 2020.02.10. [Expired] Earn 1% cash back on up to $3,000 in debit card purchases each month. $0 monthly fee, no minimum deposit requirements. $0 incoming wire transfer fee. Discover doesn’t have its own…
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Checking Accounts

Checking Accounts, Discover

Charles Schwab Debit Card Review: No ATM Fee Worldwide

physixfan 2019-10-08 2019-12-23 75 Comments

Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review People who frequently travel abroad often wonder what the best debit card is to withdraw cash while travelling, as merchants in many countries may not accept credit cards. However, most debit cards have exorbitant fees when withdrawing from privately owned ATMs or those…
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Checking Accounts

Charles Schwab, Checking Accounts, No Foreign Transaction Fee

Ally Bank Checking+Savings Review

physixfan 2018-10-15 2022-01-14 108 Comments

There are so many banks in the US. Some big banks with a lot of branches, such as Chase, BoA, Citi, Wells Fargo, have real people to serve you, but the interest rates of these banks really suck. Online banks, such as Ally, Discover, Barclays, Marcus, have much better interest rates, but these banks also have some disadvantages. Each bank…
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Checking Accounts, Savings Accounts / MMA

Ally Bank, Checking Accounts, Savings Accounts / MMA

Chase College Checking Account Review (2019.7 Update: $100 Offer)

physixfan 2018-09-16 2024-10-11 12 Comments

Chase College Checking Account Review Application Link Chase College Checking Benefits New Checking Account Bonus: $100! See below for the requirements to get this bonus. College student must be 17–24 years old to open a Chase College Checking account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at account opening. Otherwise…
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Checking Accounts

Chase, Checking Accounts