American Express Rewards Checking Account (Debit Card/ATM Card) Review Application Link AmEx Rewards Checking Benefits Welcome offer: none. Earn 1x Membership Rewards (MR) points for every $2 debit card purchases. MR points are worth about 1.6 cents/point, therefore a 0.5x earning rate is equivalent to about 0.8% in return. Earn 0.50% APY on your balance. That’s a good APY even compared…
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Fidelity Cash Management Account ATM/Debit Card (Fidelity Visa Gold Check Card) Review 2021.10 Update: There’s a $100 offer now, and it’s really easy to get: just transfer in $50! Many people need to travel abroad frequently, and they usually ask a question: what is the best debit card to withdraw cash from ATM abroad? We all know that in some countries the…
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Chase Total Checking Account Review 2021.10 Update: The $100 extra with CFU offer is expired. The offer is only $225. 2021.9 Update: Chase used to do checking and savings combo offer. There is a new checking and credit card combo offer now: earn additional $100 if you open a checking account and a CFU together. You will get $225 for checking…
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Chase Sapphire Checking Review 2021.1 Update: The $750 offer is expired. There is no welcome bonus now. 2020.10 Update: After the $1,000 offer expired in April, there was no welcome bonus for quite a while. Now there’s a $750 offer. It’s not as good as the $1,000 offer, but worth getting if you have such money on hand. HT: DoC….
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Citibank Priority Package Review 2021.7 Update: The $700 offer is still alive, and the new deadline is 2021.10.04. If you don’t have much cash, you can also consider Citibank Account Package with $400 offer ($15k deposit requirement), or Citi Basic Banking Package with $200 offer ($5k deposit requirement). Application Link Citi Priority Package Benefits $700 sign-up bonus! Please read below for the requirements…
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Citibank Account Package Review 2021.7 Update: The $300 offer is still alive, and the new deadline is 2021.10.04. If you have more money in hand, you can also consider Citi Priority Package with $700 offer ($50k deposit requirement). Application Link The Citibank Account Package Benefits $300 offer. Please read below for the requirement to get this bonus. Offer ends on: 2020.10.04. There is a…
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Sofi Money Review Application Link Sofi Money Benefits NO ATM fee worldwide! It is said on their official website: “Please note, though SoFi doesn’t charge foreign transaction fees, there is a foreign exchange fee of 1% charged by Visa that is not waived” According to the actual experiences, this means you will pay a 1% fee when make purchases, while it is…
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Discover Cashback Checking Account (Debit Card/ATM Card) Review 2020.2 Update: The double cash back offer is expired. 2020.1 Update: The double cash back offer is available again. Application Link Discover Checking Account Benefits Sign-up bonus: earn double cash back for the purchases through 2020.07.31. Offer ends on 2020.02.10. [Expired] Earn 1% cash back on up to $3,000 in debit card purchases…
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Citigold Checking Account Review 2021.7 Update: The $1,500 offer is still alive, and the new deadline is 2021.10.04. Application Link Citigold Account Package Benefits $1,500 sign-up bonus! Please read below for the requirements to get this bonus. The deadline for this offer is 2021.10.04. No nonthly fee. In order to be eligible, you must maintain $200,000 in combined average monthly…
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Citi Basic Banking Package Review 2021.1 Update: The $200 offer is expired. There’s no welcome offer now. 2020.7 Update: The $200 offer is still alive, and the new deadline is 2020.01.05. If you have more money in hand, you can also consider Citibank Account Package with $400 offer ($15k deposit requirement), or Citi Priority Package with $700 offer ($50k deposit requirement). Application Link…
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Charles Schwab Visa Platinum Debit Card (Charles Schwab ATM Card, Schwab Bank High Yield Investor Checking Account) Review People who frequently travel abroad often wonder what the best debit card is to withdraw cash while travelling, as merchants in many countries may not accept credit cards. However, most debit cards have exorbitant fees when withdrawing from privately owned ATMs or those…
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Bank of America Checking Account Review 2020.7 Update: The $100 offer is still alive. The new deadline is 2020.12.31. 2019.8 Update: The $300 public offer is dead early. The current offers are the usual ones: $100 public and $300 targeted. Application Link BoA Checking $100 Public Offer BoA Checking $300 Targeted Offer: check this higher offer in BoA official site -> “Activity Center”…
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There are so many banks in the US. Some big banks with a lot of branches, such as Chase, BoA, Citi, Wells Fargo, have real people to serve you, but the interest rates of these banks really suck. Online banks, such as Ally, Discover, Barclays, Marcus, have much better interest rates, but these banks also have some disadvantages. Each bank…
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Chase College Checking Account Review Application Link Chase College Checking Benefits New Checking Account Bonus: $100! See below for the requirements to get this bonus. College student must be 17–24 years old to open a Chase College Checking account and must provide a valid student ID or proof of enrollment/acceptance, college name, and expected graduation date at account opening. Otherwise…
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The Aspiration Summit Account Review Application Link Aspiration Summit Checking Account Benefits NO ATM fee worldwide. Sometimes the ATM side will charge you a fee, but Aspiration will reimburse these fees, this guarantees that no fees will be charged in the end. However, there’s a caveat, see the disadvantages part. When you withdraw cash abroad, you can get local currency automatically, according to…
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