Chase Freedom Unlimited® Review 2026.2 Update: The higher offer is expired. Currently there’s only the regular $200 offer. 2025.12 Update: Current offer is $300 bonus after $500 spend in 3 months! Offer Link Chase Freedom Unlimited (CFU) Benefits $200 offer: earn $200 cash back after spending $500 in the first 3 months. The recent best offer is double cash back…
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2025.12 Update: MR->CX transfer ratio will be lowered from 1:1 to 1:0.8 starting from 2026.3.1. Source: latest billing statement. This is a big loss because CX is one of the better transfer partners. 2025.9 Update: JL is now a transfer partner of Capital One at ratio 1:0.75; QR is now a transfer partner of Capital One at ratio 1:1. 2025.5…
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Ink Business Preferred® Credit Card Review 2025.11 Update: The new offer is 100k. BTW, there』s a new bonus restriction on this card: 「The new cardmember bonus may not be available to you if you have ever had this card.」 2024.9 Update: The 120k offer is expired. The current offer is 90k. 2024.7 Update: The new offer is 120k. This is…
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Ink Business Unlimited® Credit Card Review 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: 「The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee.」 HT: DDG. 2025.9 Update: The…
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Ink Business Cash℠ Credit Card Review 2025.11 Update: The $900 offer is expired. Currently there’s only a 75k offer. BTW, there’s a new bonus restriction on this card: 「The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee.」 HT: DDG. 2025.9 Update:…
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Chase Sapphire Reserve® (CSR) Review 2025.10 Update: The new benefits are now live for existing cardholders, as of Oct 26. Don’t forget to use them! 2025.9 Update: Currently the $500 The Edit Hotel Credit is given semi-annually, and starting from 2026 it’s changed to: two $250 credits which can be used anytime throughout the year. This is a nice small improvement….
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Chase Sapphire Reserve for Business℠ Credit Card Review 2026.1 Update: The 200k welcome offer is expired. The current offer is 150k. The spending requirement is lowered though. 2025.9 Update: Currently the $500 The Edit Hotel Credit is given semi-annually, and starting from 2026 it’s changed to: two $250 credits which can be used anytime throughout the year. This is a…
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Chase Freedom Flex℠ Credit Card Review 2025.7 Update: This card is in a strange state now: in this Freedom cards official webpage, this card has no application button; in this Chase all credit cards list official webpage, this card disappeared. However, referral links still work fine. The application link below on our site is the referral links that are working fine….
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Chase Sapphire Preferred® Card Review 2025.6 Update: The new offer is 75k. At the same time, there are 2 important changes: the “Points Boost” benefit is introduced to replace the old 1.25 cpp fixed redemption rate; and the Chase pop up jail mechanism is introduced for welcome offer eligibility to replace the old 48 month rule + same family rule….
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Ink Business Premier® Credit Card Review 2023.10 Update: There’s $1,500 offer in branch! The spending requirement is also $10,000 in 3 months. You may also see this offer online via pre-approval (targeted). HT: FM. This is a fantastic offer, and worth a visit to a local branch if you are interested in this card. 2022.10 Update: This card is available…
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Chase Freedom Student Review 2023.6 Update: New card. No credit history required. Application Link Chase Freedom Rise Benefits $25 offer: earn a $25 statement credit after signing up for automatic payments within the first 3 months. Earn 1.5% cash back on everything. Although this card is advertised as a cash back card, it actually earns Ultimate Rewards (UR) points. We…
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Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
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Chase Freedom Student Review 2023.6 Update: This card is now discontinued. It is replaced by Chase Freedom Rise. 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very…
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One of the primary aspects to the credit card rewards game involves the following transferable point currencies: Chase Ultimate Rewards (UR), AmEx Membership Rewards (MR), Citi ThankYou Points (TYP), and Marriott Bonvoy (MB). The best value for these rewards are often found in transferring to airlines. The relationship of each currency to various airlines is summarized in Wings of the…
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Chase Ultimate Rewards (UR) are arguably the most valuable transferrable points currency due to the number of products that can be used to acquire points, the breadth of their transfer partner redemption options, and their baseline value of 1.0 cent per point (cpp) when redeemed for cash. In Part 1 of this chapter on Chase UR, we focus on how…
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