Citi Strata Elite℠ Card Review [2026.9 Update] Citi has updated the churn rule for its Strata lineup, adopting an AmEx-style once-in-a-lifetime restriction. [2026.3 Update] The 100k offer is expired. The current offer is 75k. [2025.10 Update] The online offer is now 100k, which is the best ever offer on this card! Application Link Citi Strata Elite℠ Card Benefits 75k Welcome Bonus:…
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The Platinum Card from American Express Review 2026.2 Update: The spending requirement for the AS HIGH AS 175k offer is now increased from $8,000 to $12,000 in the first 6 months. This spending requirement is HUGE. 2025.9 Update: This card just got a major refresh — benefits have been significantly enhanced, and the annual fee has increased from $695 to…
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United℠ Club Business Card Review [2026.10 Update] The new offer is up to 100k. [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while for all other UA cobranded cards with…
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Chase Ritz-Carlton Credit Card Review 2024.2 Update: According to data points on our forum, the new metal card is only 17g in weight (previously the weight 13g, and before that there is a version with 28g in weight). It is not a “come back” as advertised in the email! 2024.1 Update: All Ritz card holders has received this email: due…
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Bank of America Premium Rewards Elite Credit Card Review 2023.6 Update: The new offer is 75k. This is the highest offer on this card. Application Link BoA Premium Rewards Elite Benefits 75k offer: earn 75,000 points after spending $5,000 in first 90 days. This is the highest offer on this card. The points can be redeemed towards statement credit or deposited…
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UBS Visa Infinite Credit Card Review 2020.8 Update: The higher offer expired. 2020.6 Update: Now we are sure about the requirements: you need to be an existing UBS customer and have $250k under their management in order to be eligible for the 100k offer. Otherwise the offer is only 25k ($3,000 spending in 3 months, first year annual fee NOT waived)….
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City National Bank (CNB) Crystal Visa Infinite Credit Card Review 2020.1 Update: There are some negative changes starting from 2020.1.1: The air credit is now $350 per calendar year across the whole account (previously each authorized user has separate $250 air credit). The guests are not free any more with this PPS cards. Gas and grocery are removed from 3x…
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Platinum Card from American Express for Ameriprise Financial Review 2019.10 Update: It seems this card is discontinued. The previous application link shows this offer is no longer available; and the Ameriprise website now only shows two Visa cards. R.I.P. 2019.2 Update: The card does not offer first year AF waiver anymore. Instead, it now comes with the standard sign-up bonus: 60k MR…
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Citi Prestige® Credit Card Review 2021.7 Update2: It seems this card is indeed discontinued. HT: Bloomberg, OMAAT. 2021.7 Update: The application link is gone. Not sure whether Citi is going to make some change of this card or it will just discontinue. 2019.9 Update: The following negative changes are in effect in Sep 1 2019: 4th night free benefit will be limited…
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Platinum Card from American Express Exclusively for Mercedes-Benz Review 2019.1 Update: This card will be automatically converted to the regular AmEx Platinum card, see here for official FAQs. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 60,000 Membership Rewards (MR)…
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Luxury Card MasterCard Titanium Card Review 2025.10 Update: The annual fee is increased from $195 to $299, and benefits are improved accordingly. Application Link Luxury Card MasterCard Titanium Card Benefits This card is really heavy: 22g, it is now the most heavy credit card that an ordinary person can get. You can redeem the points at a fixed 2 cents/point value…
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The Platinum Card from American Express for Goldman Sachs Review This card has been there for years, but we didn’t mention it before. The main reason is that, it requires you to have a Goldman Sachs account to apply. However, you need to have $10M to be eligible to open a Goldman Sachs account. It is said that if you…
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Luxury Card MasterCard Gold Card Review 2025.10 Update: The annual fee is increased from $995 to $1,199, and benefits are improved accordingly. This is the first US credit card that has an annual fee above $1,000! (Except the AmEx black card which is invitation only.) Application Link Luxury Card MasterCard Gold Card Benefits This card is 24K-gold plated! It’s really heavy:…
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For many people, credit cards with annual fee of $400 ~ $500 seem to belong to another world, having nothing to do with themselves. However, what we want to tell you today, is that you should NOT think that way! For many people, credit card with $450 annual fee may only have $100 equivalent annual fee! And it comes with…
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HSBC Elite Credit Card Review Application Link HSBC Elite Historical Offers Chart
