2026.2 Update: The new card Bilt Palladium is 21g in weight. 2025.7 Update: The new card Citi Strata Elite is 19g in weight. Most credit cards are made of plastic of approximately 5 grams (g) of plastic, but some are made of metal. Not all metal cards have the same weight, which begs the question… which card is heaviest? JP…
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Capital One Venture X Credit Card Review 2026.2 Update: Effective February 1, 2026, this card’s authorized users will lose complimentary airport lounge access (both Priority Pass Select and Capital One Lounges). Going forward, each authorized user must pay $125 to retain lounge access. For our readers, a benefit that requires paying extra is essentially no benefit at all. Previously, the…
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Capital One Venture X Business Credit Card Review 2026.2 Update: Effective February 1, 2026, this card’s authorized users will lose complimentary airport lounge access (both Priority Pass Select and Capital One Lounges). Going forward, each authorized user must pay $125 to retain this benefit. For our readers, a benefit that requires paying extra is essentially no benefit at all. Previously,…
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United℠ Explorer Card (Chase UA Explorer) Review [2026.5 Update] The 80k offer is expired. The current offer is 60k. [2026.4 Update] There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while for all…
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Marcus by Goldman Sachs Savings Account Review 2026.1 Update: There is currently a deposit bonus promotion. The enrollment link is here, and the bonus-to-deposit tiers are shown in the table below. The bonus rate is very attractive. Considering that Marcus already offers a fairly competitive interest rate, it’s even better if you can stack this with an additional referral boost….
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A few days ago, Bilt officially announced how Bilt Cash works. It’s… complicated. This article is dedicated to walking through it in detail. What Is Bilt Cash Bilt Cash is a second rewards system launched by Bilt, separate from Bilt Points. Bilt Points are extremely popular thanks to excellent transfer partners (including Hyatt, Japan Airlines, Alaska Airlines, United, etc.) and…
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BoA Air France KLM World Elite Mastercard Review [2026.8 Update] The 100k offer is expired. Currently there’s only a 70k offer. [2026.7 Update] There’s a new 100k offer, which is the best ever offer on this card. HT: DoC. [2026.5 Update] The elevated offer is expired. Currently there’s only a 50k offer. [2026.1 Update] The new offer is 70k. Also, there…
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After Bilt 2.0 was released, the mechanism for earning points on rent and mortgage payments turned out to be overly complicated, drawing a flood of negative feedback. As a result, the CEO rushed out a “patch” and introduced a second way to earn points on rent and mortgage payments (see Option 1 below). One of the biggest selling points of…
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Bilt Card 2.0: Bilt Palladium Card Review Application Link Bilt Palladium Terms Apply Features and Benefits 50k Bilt Points + $300 Bilt Cash + Bilt Gold Welcome Offer: Earn $300 of Bilt Cash when you apply and get approved; earn 50,000 Bilt Points + Bilt Gold status after spending $4,000 (excluding rent or mortgage) in the first 3 months. This card…
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Bilt Card 2.0: Bilt Obsidian Card Review Application Link Bilt Obsidian Terms Apply Features and Benefits $200 Bilt Cash Welcome Offer: Earn $200 of Bilt Cash when you apply and get approved. This card earns two different types of rewards: Bilt Points and Bilt Cash, which we’ll explain in detail below. Based on our own valuation (not an official estimate…
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Bilt Card 2.0: Bilt Blue Card Review Application Link Bilt Blue Terms Apply Features and Benefits $100 Bilt Cash Welcome Offer: Earn $100 of Bilt Cash when you apply and get approved. This card earns two different types of rewards: Bilt Points and Bilt Cash, which we’ll explain in detail below. Based on our own valuation (not an official estimate…
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[Update: December 2025] In a significant structural shift, American Express has announced a major alteration to its Platinum cardholder incentives. Beginning in September 2025, the previous $200 annual credit for its curated hotel programs will be replaced by a $300 semi-annual subsidy. This tripling of the total annual inducement, to $600, is a clear strategic decision to entrench its premium…
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2025.12 Update: MR->CX transfer ratio will be lowered from 1:1 to 1:0.8 starting from 2026.3.1. Source: latest billing statement. This is a big loss because CX is one of the better transfer partners. 2025.9 Update: JL is now a transfer partner of Capital One at ratio 1:0.75; QR is now a transfer partner of Capital One at ratio 1:1. 2025.5…
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US Bank Altitude Reserve Visa Infinite Card Review 2025.12 Update: According to this webpage, starting from Dec 15, several changes will apply to this card, the most important ones are: The redemption value towards travel will be changed from 1.5 cpp to 1.0 cpp. The 3x earning rate on mobile wallet spending will be capped at $5,000 each billing cycle…
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Ink Business Preferred® Credit Card Review 2026.6 Update: Chase announced the following changes starting from Oct 1: UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)! 2025.11 Update: The new offer is 100k. BTW, there’s a new bonus restriction on this card: “The new cardmember bonus may not be available…
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