Wells Fargo Visa Signature Credit Card Review (Discontinued)

Wells Fargo Visa Signature Card Review 2021.4 Update: This card is discontinued on 2021.7.1. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. [Expired] Earn 5x rewards points on gas, grocery, and…
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Wells Fargo Cash Wise Credit Card Review (Discontinued)

Wells Fargo Cash Wise Visa Card Review 2021.4 Update: This card is discontinued on 2021.7.1. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 1.5% cash back on all purchases. You will earn…
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Why I DON’T think Marriott is giving (virtually) everyone Platinum Status this year

Disclaimer: The following passage is the author’s sole interpretations of Marriott’s policy and may not reflect the opinions held by US Credit Card Guide or Marriott International and its affiliates.  The author bears no responsibility for the inaccuracies/inconsistencies of such interpretations and any consequences arising from such inaccuracies/inconsistencies. Everyone in the game of points-and-miles by now should have probably heard…
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Qsuite coming to Shanghai in May, with award space up to 4 passengers

Qatar Airways currently holds the “best all-around business class” distinction thanks to the innovative Qsuite. It is the first business class seat in the industry with a sliding door, and the ability to convert into a double-bed for center seat. No wonder Lucky at One Mile at a Time proclaims Qsuite is the best business class seat in the world….
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Miles and Points Valuations: Economics and Philosophy

Introduction Miles and points enthusiasts generally fall into one of two camps: luxury travelers and economy travelers. Because “value” is often tied to market price, the luxury travelers generally flaunt greater redemption values as they are able to spend a marginal number of additional points for a first class ticket or opulent hotel stay that has a substantially higher open-market…
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[Rumor] SPG & Marriott merger update: no more free breakfast for Gold member?

Well this was developing FAST! A couple of days ago we shared the news that the SPG website will go down on August 1st. Back then we were wondering why Marriott and SPG had not made any official announcement, particularly given how close we were to the purported deadline. Now, two pieces of new information just emerged and may shed…
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AmEx Platinum Card for Mercedes-Benz Review (Discontinued)

Platinum Card from American Express Exclusively for Mercedes-Benz Review 2019.1 Update: This card will be automatically converted to the regular AmEx Platinum card, see here for official FAQs. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 60,000 Membership Rewards (MR)…
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$3,587 Saved In 15 Months with Amex Offers

Introduction From decreasing the cost of everyday purchases like groceries and cell phone bills to Hacking the Cost of an Engagement Ring, Amex Offers provide one of the most lucrative opportunities in the credit card churning game. The opportunity is so lucrative that earnings can rival signup bonuses as the best return on credit card spend. This post summarizes how I…
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SURPRISE! Delta SkyMile Increases in Value Overnight!

No matter who your favorite airline is, one thing is for sure: Delta SkyMile kinda sucks. For years bloggers have been bashing Delta for (1) removing award chart, (2) inflating their redemption rate without notice, (3) charging a leg and an arm to redeem Delta’s long-haul business product, and most recently (4) putting restrictions on ticketing within 72 hours of departure….
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GiftCardWiki Review: One of the best gift card discounts search engines

There are many gift card resell websites, for example, the well known website: Raise.com. But which one is the best for your demand? I personally use Gift Card Wiki a lot. The website shows you all the choices you have. 1. Instruction For example: Starbucks gift card. We can see which website provides the best discount. You can use the filter to set…
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Old Chase IHG Credit Card Review (Discontinued)

Chase IHG Rewards Club Select Credit Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Please check the new Chase IHG co-branded card: Chase IHG Premier. Benefits 60k+5k offer: earn 60,000 IHG points after $1000 spending in 3 months, and earn 5,000 additional points…
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HSBC Gold Credit Card Review (Discontinued)

HSBC Gold Credit Card Review 2021.12 Update: HSBC now only keeps the Premier business in the US, and this card is now discontinued. Application Link HSBC Gold Benefits 0% Introductory APR on Purchases and Balance Transfers for the first 18 months from Account opening. No annual fee. Disadvantages No sign up bonus. No rewards. Balance transfer fee still exists: A Balance Transfer…
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HSBC Cash Rewards Credit Card Review (Discontinued)

HSBC Cash Rewards Credit Card Review 2021.12 Update: HSBC now only keeps the Premier business in the US, and this card is now discontinued. Application Link HSBC Cash Rewards Benefits Earn 1.5% cash back on all purchases. No annual fee. Disadvantages No welcome offer. Recommended Application Time We recommend you apply for this card after you have a credit history…
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A Beginner’s Guide to Hilton Honors

Introduction Hilton Worldwide Holdings, Inc. is one of the largest multinational hotel conglomerates in the world, comprised of 5,200 properties across 14 hotel brands. Brands owned by Hilton include Conrad Hotels & Resorts, Canopy, Curio, Hilton, DoubleTree, Embassy suites, Hilton Garden Inn, Hampton, Homewood Suites, Home2 Suites, Hilton Grand Vacations, Waldorf Astoria, Tru, and Tapestry. In 2017, Hilton’s guest loyalty…
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