Our blog has a sign-up bonus rank that lists the best cards in terms of first year value. However, some friends complained to me: the credit cards in that rank are all related to airlines or hotels, I don’t travel a lot, are there some credit card offers easier to deal with? Indeed, most good credit card bonuses are travel…
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AmEx Cash Magnet Credit Card Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2020.12 Update: It seems there’s only $100 or $200 offer now. Application Link AmEx Cash Magnet Benefits $200 offer: earn $200 after spending $1,000 in the first 3 months….
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Chase Freedom® Review 2020.9 Update: The upgraded version of this old Freedom card, the Chase Freedom Flex (CFF) card, is now launched! Basically the only advantage of this old card is that you can hold multiple of them at the same time to increase the 5x bonus categories spending limit. On the same day, this old Freedom is discontinued. Application…
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One hidden gem of World of Hyatt is the ability to redeem points for a suite and get a confirmed room at the time of booking. By comparison Marriott will only begin processing the request five days prior to arrival, and IHG and Hilton do not offer such options Typically you could achieve an outsized value of points this way,…
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Citibank Account Package Review Update: This package has quietly discontinued. Currently the tiers are: Citi Regular Checking, Citi Priority, and Citigold. 2021.7 Update: The $300 offer is still alive, and the new deadline is 2021.10.04. If you have more money in hand, you can also consider Citi Priority Package with $700 offer ($50k deposit requirement). Application Link The Citibank Account Package Benefits $300…
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The Uber Credit Card Review 2020.6 Update: It seems this card is removed from Barclays and Uber, and previous application links are dead. Probably it’s discontinued? Not sure what’s going on. If you want a substitute, you may consider US Bank Altitude Go which is also a no fee card with 4% cashback on dining. 2019.11 Update: The following changes…
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Chase Slate Review 2020.4 Update: This card is removed from Chase, maybe temporarily? I guess it will come back once the COVID-19 pandemic is over. Application Link This card no longer accepts new applications. If you have this legacy credit card, you can still enjoy its original benefits. Benefits Transfer balances with an introductory fee of $0 during the first…
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UBS Visa Infinite Credit Card Review 2020.8 Update: The higher offer expired. 2020.6 Update: Now we are sure about the requirements: you need to be an existing UBS customer and have $250k under their management in order to be eligible for the 100k offer. Otherwise the offer is only 25k ($3,000 spending in 3 months, first year annual fee NOT waived)….
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Chase Freedom Student Review 2023.6 Update: This card is now discontinued. It is replaced by Chase Freedom Rise. 2020.4 Update: This card used to require you to apply in local branch, and now it is finally available online. HT: DoC. 2019.6 Update: This is a new card designed for student by Chase. The banker said this card will be very…
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Cathay Pacific (CX) Visa Signature Card Review 2021.7 Update: The offer is now lowered to 35k. 2020.10 Update: The offer is still 40k. Application Link Synchrony Cathay Pacific Credit Card Benefits 35k offer: earn 35,000 Asia Miles after spending $3,000 within the first 90 days. Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific purchases, 1.5 Asia Miles on restaurant and purchases…
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Introduction If you are involved with this hobby for long enough, you will start to run out of credit card products from the big issuers that you can apply for. This is the time when you should start branching out and finding other issuers. Below is a compilation of credit cards issued by smaller banks and credit unions. If there…
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AmEx and their Rewards Abuse Team (RAT) is trying their best these days to punish any abusive behavior. Today, a new development happened: some people got their airline fee credit clawed back! The airline fee credit is a benefit for several premium credit cards, for example: AmEx Hilton Aspire ($250), AmEx Platinum ($200), AmEx Gold ($100). It used to be…
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The ongoing coronavirus outbreak in China has certainly generated huge impact on the travel industry worldwide. We have seen airlines cancelling flights to and from China, and many hotels in China remain close. Needless to say, lots of people have to change or cancel their travel plans, affecting their ability to reach elite status this calendar year. Given this situation,…
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Follow our Instagram account (instagram.com/uscreditcardguide) for more trip reports! Doha is among the latest cities in the world to host a Park Hyatt in town. Considered as the flagship brand in Hyatt portfolio, Park Hyatt symbols a subdued sense of luxury and offers a cozy residential feeling. Opened in Dec 2019, Park Hyatt Doha provides a much-needed addition to Hyatt’s…
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Delta SkyMiles® Blue Card from American Express Review 2020.4 Update: The new offer is 10k. 2020.1 Update: The welcome offer is 15k now. This card is also revamped, the changes are: Earn 2x on restaurants now (previously 1x); No foreign transaction fee now. Application Link AmEx Blue Delta SkyMiles Benefits 10k offer: earn 10,000 Miles after spending $500 in first…
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