Author Archive: skysniper

US Bank Altitude Reserve Credit Card Review (2022.9 Update: 50k Offer; No Long Requires Existing Relatinoship)

US Bank Altitude Reserve Visa Infinite Card Review 2022.9 Update: This card used to require existing US Bank relationship to apply online. Now the requirement is removed. However, it is still recommended to have a US Bank checking account before applying in order to significantly improve approval chance. 2021.3 Update: The $325 travel credit now can be used on dining…
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Introducing USCreditCardGuide App for iOS & Android (2022.1 Update: Multiple Accounts Support)

2022.1 Update: We have multiple accounts support now. This feature is useful if you manage credit cards for family members. 2021.8 Update: We added customizing points value feature to the sign up bonus rank. If you can’t see the sort button, please go to settings and click app version to update it to at least version 3.1.60. Screenshot1, screenshot2. I…
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Beware of Phishing Scams! (2018.1 Update: Problem is Solved)

2018.1 Update: We guessed the reason quite a while ago, and now there’s finally news discussing about it: https://www.fastcompany.com/40516897/a-new-wave-of-bad-ads-is-hijacking-even-top-tier-websites & https://blog.confiant.com/uncovering-2017s-largest-malvertising-operation-b84cd38d6b85 . These phishing scam ads appeared because ad networks are hijacked. As a result, not only us, big websites like New York Times also showed these phishing scam ads. So the problem is finally solved, by ad networks. Hope they can…
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Introduction to Citi ThankYou Point (TYP) II: How to Use

We have covered how to earn Citi Thankyou Points (TYP) in our previous post Introduction to Citi ThankYou Point (TYP) I: How to Earn, and here we’re going to elaborate on how to redeem the points and recommend the best redemption options available. 0. Overview To redeem ThankYou Points, you go to the official website of Citi Thankyou Rewards, and…
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Summary of Credit Card Extended Warranty Benefits

It is easily being forgotten that credit cards have extended warranty which can bring you generous added value once you used it. Generally, you’ll get extended warranty for your products if you pay the whole bill with a credit card. When they’re repaired the credit card company will pay it under some conditions. Then lets talk in detail about how…
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Best Rewards Credit Cards For Grocery/Supermarket (2016 Update)

Grocery, including supermarket, is one of the most common categories of our daily spending, which makes rewards credit cards for grocery use very useful. American Express is almost dominant in this aspect. It issues four similar rewards credit cards for grocery: AmEx EveryDay(ED), AmEx EveryDay Preferred(EDP), Blue Cash Everyday(BCE), Blue Cash Preferred(BCP). In addition to those AmEx cards, there’s another…
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Introduction to Citi ThankYou Point (TYP) I: How to Earn

Citi ThankYou Points (TYP) is the rewards system of Citi credit cards. Citi ThankYou Points, although less popular than Chase Ultimate Rewards, is still very useful and promising. This is the first post in the introduction to TYP series, and the second one is Introduction to Citi ThankYou Point (TYP) II: How to Use. Our reviews consists of two parts: How…
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Amazon Allowance Guide (2015.8 Update)

2015.8 Updated: Amazon Allowance now has a minimum amount of each transaction: $5 (The transactions that have already been setup will still work fine). The EDP strategy is no longer suitable while the BBR is still good. The Better Balance Rewards (BBR) issued by BoA is a credit card with distinctive features. Its rewards are based on payment on time rather than…
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