Author Archive: physixfan

Discover Savings Account Review (2026.1 Update: Discontinued)

Discover Savings Account Review 2026.1 Update: This account is no longer available for applications. The application page is only showing “Discover is part of Capital One”. R.I.P. 2025.9 Update: The higher offer is expired. Currently there’s only the regular $150/$200 offer. 2025.5 Update: There’s a new $150/$500 offer. Application Link Discover Savings $150/$200 Offer Benefits New account opening bonus of…
Read more

AmEx Schwab Investor Credit Card Review (2025.6 Update: $200 Offer)

Schwab Investor Card from American Express Review [2025.6 Update] The welcome offer is back to $200. [2025.5 Update] The new welcome offer is $300. [2024.11 Update] The new welcome offer is $300. Application Link AmEx Schwab Investor. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits $200 offer: earn $200 statement credit after spending $1,000…
Read more

US Bank Smartly Credit Card Review (2025.4 Update: Got Nerfed)

U.S. Bank Smartly™ Visa Signature® Card Review 2025.4 Update: Starting from today (2025.4.14), the benefits of this card got nerfed. Existing customers can enjoy the previous benefits, new customers will get the following new changes: Only checking account balances count toward the reward tiers. Savings account and brokerage account don’t count any more. The extra cashback is no longer unlimited,…
Read more

Wells Fargo Choice Privileges Credit Card Review (2026.1 Update: 60k Offer)

Choice Privileges® Mastercard® Review 2026.1 Update: The new offer is 60k. 2025.9 Update: The higher offer is expired. Currently there’s only a 40k offer. 2025.4 Update: The new offer is 60k. 2025.1 Update: The higher offer is expired. Currently there’s only a 40k offer. Application Link Wells Fargo Choice Privileges Benefits 60k offer: Earn 60,000 Choice Privileges points after spending…
Read more

United Gateway℠ Card Review (2025.11 Update: 40k Offer)

United Gateway℠ Card Review 2026.4 Update: There’s a new benefit added on all UA cobranded cards: 10% off on UA award flights. For the no fee card UA Gateway card, you need to spend $10k in a calendar year to get this benefit, while for all other UA cobranded cards with an annual fee, you get this benefit as long as…
Read more

Barclays Wyndham Earner Business Credit Card Review (2025.6 Update: 45k Offer)

Wyndham Rewards® EarnerSM Business Card Review 2025.3 Update: The new offer is 75k, note that the spending requirement is high: $12k in 12 months. [Expired] 2024.9 Update: The new offer is 80k, note that the spending requirement is high: $15k in 12 months. [Expired] Application Link Barclays Wyndham Earner Business Benefits 75k offer: earn 50,000 Wyndham points after spending $4,000 in the…
Read more

Apple Card Review (2024.10 Update: $75 Offer)

Apple Card Review 2024.10 Update: The $100 offer is expired. The $75 offer is still alive. 2024.8 Update: There’s $100 offer now. 2024.1 Update: The $75 offer is expired. There’s no welcome offer now. Application Link Apple Card Features $75 offer: earn $75 after making one purchase in the first 30 days. The recent best offer is $100. Earn 3%…
Read more

Citi Priority Package Review (2024.10 Update: $500 Offer)

Citibank Priority Package Review 2024.10 Update: The $500 offer is extended to 1/7/2025. 2024.1 Update: The new offer is $500 with $30k deposit. There is also a new change: the 0 monthly fee requirement for Citi Priority has been lowered from $50k to $30k. Application Link Citi Priority Package Benefits $500 sign-up bonus! Please read below for the requirements to…
Read more

Costco Anywhere Visa® Card by Citi Review (2025.5 Update)

Costco Anywhere Visa® Card by Citi Review 2024.10 Update: This card does not have any welcome offer most of the time. Currently there’s a $75 welcome offer, which is the best ever offer on this card! Application Link Costco Anywhere Visa® Card by Citi Benefits Earn 5% cash back on Costco gas; 4% cash back at other gas stations and EV…
Read more

AmEx EveryDay (ED) Credit Card Review (2024.9 Update: Discontinued? Or Being Refreshed?)

The AmEx EveryDay Credit Card (ED) Review 2024.9 Update: It seems the previous application links for this card are all showing loading error now. Is it discontinued? Or is it being refreshed? 2021.1 Update: It seems the 25k offer is no longer available. The current offer is 10k. Application Link AmEx EveryDay (ED) Benefits 10k offer: earn 10,000 Membership Rewards…
Read more

Iberia Visa Signature® Card Review (2026.1 Update: 90k Offer)

Iberia Visa Signature® Card Review 2026.1 Update: The new offer is 90k. 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k points after $7500 spend within 6 months of account opening. Application Link Chase Iberia Benefits 90k offer: earn 90,000 bonus Avios miles after spending $5,000 in 3 months. The recent best offer is 100k….
Read more

Aer Lingus Visa Signature® Card Review (2026.1 Update: 90k Offer)

Aer Lingus Visa Signature® Card Review 2026.1 Update: The new offer is 90k. 2025.1 Update: The welcome offer is changed to 75k. 2024.9 Update: Current offer is 100k bonus points after $7500 spend within 6 months of account opening. Application Link Chase Aer Lingus Benefits 90k offer: earn 90,000 bonus Avios miles after spending $5,000 in 3 months. The recent best…
Read more