Author Archive: physixfan

Chase Sapphire Preferred® (CSP) Review (2025.6 Update: 75k Offer)

Chase Sapphire Preferred® Card Review 2025.6 Update: The new offer is 75k. At the same time, there are 2 important changes: the “Points Boost” benefit is introduced to replace the old 1.25 cpp fixed redemption rate; and the Chase pop up jail mechanism is introduced for welcome offer eligibility to replace the old 48 month rule + same family rule….
Read more

United Quest℠ Card Review (2025.8 Update: 80k Offer)

United Quest℠ Card (Chase UA Quest) Review 2025.8 Update: The welcome offer is now lowered to 80k. 2025.6 Update2: The new welcome offer is 100k! This is the best ever offer on this card. 2025.6 Update: The welcome offer is now lowered to 80k. Application Link Chase UA Quest Benefits 80k offer: earn 70,000 United miles after spending $4,000 in…
Read more

Chase Sapphire Reserve for Business℠ Credit Card Review (New Card, 200k Offer!)

Chase Sapphire Reserve for Business℠ Credit Card Review 2025.6 Update: New card launched. The welcome offer is 200k, which is HUGE! Offer Link Chase Sapphire Reserve for Business Benefits 200k offer: earn 200,000 Ultimate Rewards (UR) points after spending $30,000 in the first 6 months. This is the best ever offer on this card! We estimate that Ultimate Rewards (UR)…
Read more

AmEx Hilton Aspire Credit Card Review (2025.8 Update: 150k Offer)

The Hilton Honors American Express Aspire Card Review 2025.6 Update: The 175k offer comes back. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [Expired] [/su_spoiler] Application Link AmEx Hilton Aspire Benefits 175k offer: earn 175,000 Hilton Honors Bonus Points after…
Read more

AmEx Hilton Credit Card Review (2025.8 Update: 80k Offer)

The Hilton Honors American Express Card Review 2025.6 Update: The new offer is 100k+$100. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The new offer is 70k+1FN. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 100k offer comes back. Offer ends on 2025/01/08. [Expired] Application Link AmEx Hilton Benefits 100k+$100 offer: earn 100,000 Hilton Honors Points + $100 statement credit after…
Read more

AmEx Hilton Business Credit Card Review (2025.8 Update: 130k Offer)

The Hilton Honors American Express Business Card Review 2025.6 Update: The new welcome offer is 150k+25k, it has higher spending requirement than the previous 175k offer. Offer ends on 2025/08/13. [Expired] 2025.2 Update: The 175k offer comes back. Offer ends on 2025/04/29. [Expired] 2024.9 Update: The 175k offer comes back. Offer ends on 2025/01/08. [Expired] Application Link AmEx Hilton Business Benefits…
Read more

Delta SkyMiles® Gold Card from American Express Review (2025.7 Update: 50k Offer)

Delta SkyMiles®Gold Card from American Express Review 2025.6 Update: The new offer is 80k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 80k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 80k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Gold Targeted offer: AmEx Delta SkyMiles Gold targeted offer. If you…
Read more

Delta SkyMiles® Gold Business American Express Card Review (2025.7 Update: 60k Offer)

Delta SkyMiles® Gold Business American Express Card Review 2025.6 Update: The new offer is 90k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 90k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 90k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Gold Business Targeted offer: AmEx Delta SkyMiles Gold Business targeted…
Read more

Delta SkyMiles® Platinum Business American Express Card Review (2025.7 Update: 70k Offer)

Delta SkyMiles® Platinum Business American Express Card Review 2025.6 Update: The new offer is 100k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 100k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 100k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Platinum Business Targeted offer: AmEx Delta SkyMiles Platinum Business targeted offer….
Read more

Delta SkyMiles® Reserve Business American Express Card Review (2025.7 Update: 80k Offer)

Delta SkyMiles® Reserve Business American Express Card Review 2025.6 Update: The new offer is 110k. Expires on 2025.7.16. Expired now. 2025.2 Update: The new offer is 110k. Expires on 2025.4.2. Expired now. 2024.9 Update: The new offer is 110k. Expires on 2024.10.23. Expired now. Application Link Public offer: AmEx Delta SkyMiles Reserve Business Targeted offer: AmEx Delta SkyMiles Reserve Business targeted…
Read more

Marriott Bonvoy Bold® Credit Card Review (2025.7 Update: 30k Offer)

Marriott Bonvoy Bold® Credit Card Review 2025.7 Update: The higher offer is expired. The current offers are 30k. 2025.6 Update: The new offers are 60k+1FN (up to 50k). However, I need to emphasize this again: we don’t recommend to apply for this card! Because it makes you ineligible for Chase Marriott Bonvoy Boundless which has a higher sign-up bonus. 2025.1 Update:…
Read more

BoA Alaska Credit Card Review (Replaced by New Card)

BoA Alaska Airlines Visa Signature Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Ascent. Existing cards are automatically converted. Application Link BoA Alaska Benefits 65k offer: earn 65,000 Alaska Miles after spending $3,000 in first 3 months. Plus a companion fare in the first year. The recent best offer is 70k+$100. We…
Read more

BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

Bank of America Unlimited Cash Rewards Credit Card Review 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the best ever offer…
Read more

IHG One Rewards Premier Credit Card Review (2025.7 Update: 140k Offer)

IHG One Rewards Premier Credit Card Review 2025.7 Update: The higher offer is expired. The current offer is only 140k. 2025.5 Update: There’s a 5FN offer (up to 60k each). This is the best offer on this card. 2025.1 Update: There’s a 5FN offer (up to 40k each). It’s not as good as the previous 5FN (up to 60k each)…
Read more

BoA Alaska Business Credit Card Review (Replaced by New Card)

Alaska Airlines Visa Business Card Review 2025.8 Update: This card is now replaced by the new card BoA Alaska Atmos Business. Existing cards are automatically converted. Application Link BoA Alaska Business Benefits 75k offer: earn 75,000 Alaska Miles after spending $4,000 in first 90 days. Plus, earn a $121 companion fare in the first year. This is the best offer…
Read more