Barclaycard Upromise Credit Card Review
Barclaycard Upromise MasterCard Review Application Link Barclays Upromise Historical Offers Chart
Author Archive: physixfan
Giveaway: 20 Discover It Referral Positions! The Value Is Up To $1000! (Update: Winners Are Chosen)
Update: Winners are chosen, see below. We also sent emails to the winners about the next step. If you are not chosen, don’t be upset, as we will do more giveaways in the future! We are giving away our Discover it referral positions! All you need to do is to visit our Facebook page from the widget below and click…
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Alliant Visa Signature Credit Card Review (2.5% Cashback Card) (2025.6 Update: Discontinued)
Alliant Visa Signature Card Review 2025.6 Update: This card is now discontinued. Now sure what happens to existing cards. So it seems any cashback rate greater than 2% for every spending for a no fee card is not sustainable. 2021.6 Update: The annual fee is 0 now! 2021.3 Update: There’s an upper limit for 2.5% cashback now. Application Link Alliant…
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Big Data: How Did The Hilton Point System Change?
On Mar 1st, 2017, Hilton made some big changes to its point system. But for now, all the posts on blogs are based on personal experiences, not on concrete data. This post will show you how the Hilton point system changed exactly, using big data. The following two plots are the distribution of point value for the old system and the…
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New Author Wanted! (Expired)
Who We Are US Credit Card Guide is a growing blog. Our Alexa global rank is 30k+, which is not far from Doctor of Credit! But perhaps you don’t feel this level of traffic, and the reason is simple: the major part of this blog is written in Chinese, not English. Now we want to expand the English part, so…
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BBVA Compass NBA Credit Card Review (Discontinued)
BBVA Compass NBA American Express Card Review 2016.12 Update: Now the branches stopped accept applications, too. This card is discontinued. Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 5% cash back on all purchases during the NBA All-Star Weekend and…
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Citi Hilton Credit Card Review (Discontinued)
Citi Hilton HHonors Visa Signature Card Review Application Link This card no longer accepts new applications. Benefits Earn 40,000 HHonors Points after spending $1000 in first 4 months. The best offer is 75k, it’s better to wait for the highest sign-up bonus if you are not in an urgent situation. We value Hilton HHonors Point at 0.5 cents/point (Hotel Points Value), so…
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Top Posts in 2016
The following list is the top 10 viewed posts in our blog in 2016. In order to exclude the interference from outside, I only included “direct” views and excluded the views from search engine and referral websites. I also did not list card review articles, because if I include them they will flood the top list. Which one haven’t you read…
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AmEx Built A New Team: Rewards Abuse Team (RAT)
Recently people found that MPX no longer works for air credit for PRG and AmEx Platinum. MPX air credit used to stop working and then after some time it recovered, this happened several times in the past. Is it still the case now? I am afraid not. A source working for AmEx told us that, AmEx built a new team: Rewards…
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Comparison and Summary of Air Credit Policies of Premium Credit Cards
One table to show the policies of premium credit cards: Note1: YMMV means Your Mileage May Vary. Note2: The statement date is NOT the due date. The statement date is always due date minus 1 month plus 3 days for Chase. Note3: We don’t see AmEx give air credit to MPX purchases since Nov 23, 2016, the day that AmEx Platinum…
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AmEx Incognito Big Offers Now Have Direct Links! (Dead Now)
2016.11.23 22:00 PST Update: all the following links are dead now. The lifetime was 6 hours since the first discovery. Thanks to sirtheta on reddit, now we have direct links to AmEx incognito big offers! No more VPN and failed tries! Use incognito mode to open the following links. Please make screenshots before applying to prepare for possible troubles! BCE $250+$200…
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CNB Visa Signature Credit Card Review (40k Offer & No Annual Fee!)
City National Bank (CNB) Visa Signature Credit Card Review Application Link The official webpage for this card is here, but you can’t apply online, you have to go to the branch to apply. The branches are only in the following states: California, Georgia, Nevada, New York and Tennessee. And the branch location map is here. Features: Limited Time Offer! Earn 40,000 points after spending…
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United MileagePlus Rewards Credit Card Review (Discontinued)
Chase United MileagePlus Rewards Credit Card Review Application Link This card no longer accepts new applications. Benefits Get 25% bonus miles on MileagePlus X purchases. (You don’t have to use this card to make the purchase; instead, you will get the bonus as long as you have this card under your UA account.) More award availability (XN cabin) with this…
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JP Morgan Reserve Credit Card Review (Identical to CSR, replaced JP Morgan Palladium)
JP Morgan Reserve Review This is a new card only for JP Morgan Private Client. It replaced JP Morgan Palladium. Its benefits are identical to Chase Sapphire Reserve (CSR). Application Link JP Morgan Reserve. Note that this is only a benefit page, not the application link. You need to contact your private banker to apply. Benefits Earn 100,000 Ultimate Rewards (UR) points after…
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JP Morgan Palladium Credit Card Review (Discontinued)
JP Morgan Palladium Review 2016.8.23 Update: This card is now discontinued, and is replaced by JP Morgan Reserve. According to an email posted on FT, this card will be automatically converted to JP Morgan Reserve. Note that you won’t receive a sign-up bonus if you convert your card. Application Link This card no longer accepts new applications. Benefits The credit limit is infinity…
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