It is very common for Chinese people in the US to receive remittance from China. Remittance often charges commission fees, and how to save money as much as possible concerns many people. Today we will help you to find out a relatively economical and easy way to make remittance. Introduction to General Wire Transfer Process Many people are likely to…
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If you think only credit scores can decide your successful application for a credit card, you are totally wrong. In fact, your credit scores and credit reports should be considered when you apply for a credit card. Besides, your relationship with banks is also a crucial element during your application process. We have mentioned it in many posts. For…
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Various shopping portals, including United MileagePlus Shopping，American AAdvantage eShopping，and Alaska MileagePlan Shopping, have recently provided similar bonus offers. That is you can obtain certain amount of bonus miles besides original miles after you have reached a certain amount of consumption through portals. The bonus offers of the three shopping portals above are open to everyone now. If you have consumption…
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What Chase Private Client (CPC)? Chase Private Client (CPC) is a kind of privileged client from Chase. When you become a CPC, there will be 2 Private Bankers serve you any time, they can answer your phones, reply to your emails, offer you investment suggestions, etc. It’s more like a private consultant service. What’s the requirement to become Chase Private Client…
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I believe everyone must have received some letters from your mailbox, like “You’re pre-selected to XXX card”, and some of you may be recommended to figure out whether you have received an pre-qualified offer on one bank’s website before applying for a card. Most of us are likely to think that application for a card can be guaranteed with one…
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Recently I conduct a small test about credit scores focusing on the two following points: It is often said that credit scores will be reduced if your many credit cards all have statement balance. Is it true? If the answer is yes, how much influence is it? How much influence should High Utilization Ratio of one single card make? The…
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Before 2015.11.13, you can pay with MR Points on Amazon, and get $15 off $50. Details: 1. You need to use this link to link your MR account and Amazon account. 2. Your order must be at least $50. 3. Only items Sold and Shipped by Amazon.com are eligible for this offer. Digital contents are not eligible. Amazon Gift Cards are not…
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From 2015.11.3 to 2015.12.31, use your Chase Freedom to checkout via Visa Checkout, and spend at least $15, then you can earn a one time $15 cashback: Click this link to enroll. If you don’t have a Vis Checkout account, you need to register for one through this link. Valid through 2015.11.2-2015.12.31. You need to make a purchase on a website…
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2015.11.03 Update: People are starting to receive their 10% cashback. You need to wait for the second statement after the purchase to get this cashback, if you still don’t receive the cashback, please be patient. The datapoints show that, Discover really has the ability to distinguish whether you bought gift cards, you won’t get the 10% cashback for gift cards…
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US Bank LifeMiles Visa Signature Review, the co-branded card with Avianca Airlines (AV) Application Link This card no longer accepts new applications. This card will be automatically converted to US Bank FlexPerks Travel Rewards. The new Avianca co-branded credit cards are Avianca Vuela and Avianca Vida. Benefits Earn up to 20,000 bonus LifeMiles after the first purchase. The best offer is…
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When you apply for a Checking or Savings Account, or some credit cards, the webpage may ask you to certify you are a U.S. Person: “Under penalties of perjury, I certify that: I am a U.S. citizen or other U.S. person.” What is U.S. Person? What is Non-resident Alien? What is Resident Alien? What’s its difference between Permanent Resident? These words…
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Together with the tide of the $300 sign-up bonus for Discover Checking comes the question: what Direct Deposit (DD) really is. The purpose of this short post is to have the problem solved, which would be divided into two parts: the real Direct Deposit and Edge Ball. 1. The Real Direct Deposit Direct Deposit is a deposit of money by a payer directly…
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2015.10.21 Update: Today there’s an email from Giving Assistant, which says they will stop offering 5% cashback on Amazon begins on 11.1! If you need to shop at Amazon in the near future, be hurry to stock pile some Amazon Gift Cards! We’ve been so fortunate to be able to offer you a very generous 5% cash back rate at one…
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JAL USA Card Credit Card Review Application Link JAL USA Card Historical Offers Chart
Today let us talk about Trip Delay Insurance. Most of common trip interruption and cancellation can be reimbursed by most of credit cards with extremely strict conditions, such as extreme weather or illness. However, conditions required by Trip Delay Insurance are not as strict as those required by credit cards described above. For example, trip delays of common flights caused…
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