Author Archive: physixfan

Citi AT&T Access More Credit Card Review (Discontinued)

AT&T Access More Card from Citi (Citi ATT) Review 2018.12 Update: It seems these days you can’t get it via product change any more, and this card is completely discontinued. 2018.7 Update: It seems it is still possible to get this card via product change. Application Link This card no longer accepts new applications. If you are lucky to have…
Read more

Citi Hilton Reserve Credit Card Review (Discontinued)

Citi Hilton HHonors Reserve Card Review Application Link This card no longer accepts new applications. Benefits Earn 2 weekend night certificates after spending $2500 in first 4 months. We value this bonus at about $600 since you can redeem the free nights at most hotels within the Hilton Portfolio, including some of the most expensive ones. We value Hilton HHonors Point…
Read more

WWDC 2017: Apple Announced Person-to-Person Payment Feature in Apple Pay! Maybe a Great News for Churners?

Apple showed a new person-to-person payment feature in Apple Pay in today’s WWDC 2017. The slide showed that this feature will be built in iMessages. It will be available in this fall. We don’t know much information for now, but the person-to-person payment feature can possibly be huge for churners: Is it free to make a debit card transfer? Does it support credit…
Read more

FNBO TravElite Credit Card Review (Discontinued)

First National Bank TravElite American Express Card Review Application Link This card no longer accepts new applications. If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Benefits Earn 25,000 points to redeem for a $250 statement credit, when you spend $2,500 in the first 3 billing cycles. The points earned from this card…
Read more

Chase Marriott: Get $15 by Using Samsung Pay

Direct link: https://www.chase.com/digital/digital-payments/samsungpay-offer-campaign Details: To receive your $15 statement credit, use Samsung Pay to make 5 purchases with your Marriott Rewards Credit Card from May 15 to June 15, 2017. Please allow up to 8 weeks after the qualifying purchase(s) post(s) to your account for the statement credit to post to your Ritz-Carlton Rewards credit account. Chase also have similar promos for…
Read more

Chase Marriott/Ritz-Carlton: Get $15/$25 by Using Apple Pay!

I found this small promo on my Chase Ritz-Carlton credit card when I login to my Chase account, but then I found the promo page is public: https://www.chase.com/digital/digital-payments/ritz-applepay-offer-campaign. Chase Marriott credit card has a similar promo as well: https://www.chase.com/digital/digital-payments/applepay-offer-campaign. Details: To receive your $25 statement credit, use Apple Pay to make 5 purchases with your Ritz-Carlton Rewards Credit Card from May 15 to June…
Read more

CSR is going to change the definition of “annual” for its $300 annual travel credit to card member year? (Update: Confirmed!)

2017.05.22 Update: The official webpage has changed its language: “Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.*” The change is officially confirmed. We know that, the definition of “annual” of the CSR $300 annual travel credit is 12 months from every December statement (basically calendar year). By this…
Read more

BankAmeriDeals AT&T Deal (Targeted): Easy $75

BankAmeriDeals is a function very similar to AmEx Offers but provided by BoA. Most of the time, the deals suck, that’s why there are not so many people talking about it. But now there’s a great AT&T deal: Click the icon of the deal, then you will see “Ready to use” which means you enrolled successfully. Use your BoA credit card make two separate…
Read more

AmEx Platinum Card for Goldman Sachs Review

The Platinum Card from American Express for Goldman Sachs Review This card has been there for years, but we didn’t mention it before. The main reason is that, it requires you to have a Goldman Sachs account to apply. However, you need to have $10M to be eligible to open a Goldman Sachs account. It is said that if you…
Read more

Luxury Card MasterCard Gold Card Review

Luxury Card MasterCard Gold Card Review 2025.10 Update: The annual fee is increased from $995 to $1,199, and benefits are improved accordingly. This is the first US credit card that has an annual fee above $1,000! (Except the AmEx black card which is invitation only.) Application Link Luxury Card MasterCard Gold Card Benefits This card is 24K-gold plated! It’s really heavy:…
Read more

How to Use VPN to Get Increased Sign-up Bonuses from AmEx (via Incognito Mode) (2018.10 Update: Available via Referral Links As Well Now)

2018.10 Update: Previously you can only see this kind of incognito offers via public links, and the offers generated by referral links are fixed. But recently AmEx has changed their referral system, people find that we can see higher incognito offers via referral links as well! See this post for more details. 2017.4.25 Update: Recently there are a lot of data…
Read more